Storms, floods and disasters in Lake Elizabeth Township
Lake Elizabeth Township isn’t graded for hazard risk: Lake Elizabeth Township has 271 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2022.
What Lake Elizabeth Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Lake Elizabeth Township flood? Rarely: 1 flood claim since 2022
Every paid claim on a federal flood insurance policy in Lake Elizabeth Township, from FEMA’s records.
Lake Elizabeth Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kandiyohi County.2 federal disasters brought FEMA money to Lake Elizabeth Township
Disasters that paid out in Lake Elizabeth Township itself (aid to households or repair grants to Lake Elizabeth Township), newest first, with that year’s flood claims.
- 2022Severe Storms, Straight-line Winds, Tornadoes, and Flooding$84K to Lake Elizabeth Township for repairs1 flood claim paid that year
- 2001Severe Winter Storms, Flooding, and Tornadoes$18K to Lake Elizabeth Township for repairs
Kandiyohi County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Lake Elizabeth Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lake Elizabeth Township archive →Lake Elizabeth Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Fahlun Township | — | 406 residents; we grade 1,000+ | |
| East Lake Lillian Township | — | 178 residents; we grade 1,000+ | |
| Gennessee Township | — | 458 residents; we grade 1,000+ | |
| Danielson Township | — | 226 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lake Elizabeth Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lake Elizabeth Township
Does Lake Elizabeth Township flood?
Flood insurance has paid 1 claim in Lake Elizabeth Township since 2022, $9K in all.
Is Lake Elizabeth Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kandiyohi County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.
How much is flood insurance in Lake Elizabeth Township?
FEMA’s Community Rating System list shows no discount for Lake Elizabeth Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lake Elizabeth Township?
By FEMA money that reached Lake Elizabeth Township, Severe Storms, Straight-line Winds, Tornadoes, and Flooding (2022): $84K to Lake Elizabeth Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Lake Elizabeth Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lake Elizabeth Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.