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A−Hazard risk
Natural hazards in Erie Township · FEMA

On FEMA’s figures, Erie Township faces less hazard damage per building than 82% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Erie Township gets an A− for hazard risk: lower expected damage per building than 82% of U.S. towns. Most of that expected damage is river and rain flooding (72%), then tornadoes (15%). Flood insurance has paid 2 claims here since 2011.

River and rain flooding 72%Tornadoes 15%Wildfire 4%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 82%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
A−
in Minnesota · lower than 82% of U.S. towns
Main hazard
River and rain flooding
72% of expected building damage
Flood claims
2
paid since 2011 · $52K
Flood claims per home
2 per 1,000
fewer than 59% of U.S. towns
By hazard

What Erie Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

72%of expected building damage
Below average · lower than 69% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

15%of expected building damage
Above average · higher than 79% of U.S. census tracts
Recorded about once every 17 years in the area
Smaller shares here
 Wildfire Winter storms top 1% Strong wind Hail Lightning Earthquakes Ice storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 13% of Erie Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Erie Township’s grade

River and rain flooding is 72% of the building damage FEMA expects in Erie Township, and Erie Township’s rate of river and rain flooding damage is lower than 69% of U.S. census tracts. Wildfire adds 4%, at a rate in the top 10% of U.S. census tracts.

Where Erie Township sits
Erie Township
Least damageMiddleMost damage

A− lower expected damage per building than 82% of U.S. towns (21,298).

Erie Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding72%Tornadoes15%Wildfire4%Everything else8%

In dollars, FEMA expects about $432K a year in losses across Erie Township: $328K to buildings, the rest to people and crops.

A small-area figure. Erie Township covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Erie Township flood? Rarely: 2 flood claims since 2011

Every paid claim on a federal flood insurance policy in Erie Township, from FEMA’s records: 2.2 per 1,000 homes, fewer than 59% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2011: 1 claim2012: 1 claim2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims20112012
20112026
2
paid claims since 2011
$52K
paid to owners
0
homes flooded more than once
$26K
average claim
of all homes are insured
No community discount

Erie Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Becker County.
Disasters

The storms Erie Township remembers

None of the 16 disasters declared for Becker County shows FEMA aid or repair money reaching Erie Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20111 flood claims paidThe year of Severe Storms and Flooding, declared for Becker County
  2. 20121 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Erie TownshipBecker County only

Becker County has had 16 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Erie Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Erie Township archive →
Next door

Erie Township and its neighbors

Erie Township is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Detroit Township: hazard risk AHeight of Land Township: not gradedHolmesville Township: not gradedBurlington Township: hazard risk A−Detroit TownshipHeight of Land TownshipHolmesville TownshipBurlington TownshipErie Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Detroit TownshipAless damage than 93%river and rain flooding—
Erie TownshipA−less damage than 82%river and rain flooding2
Burlington TownshipA−less damage than 78%river and rain flooding—
Height of Land Township—771 residents; we grade 1,000+
Holmesville Township—580 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Erie Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Erie Township

Is Erie Township at risk for natural disasters?

On FEMA’s National Risk Index, Erie Township has lower expected damage per building than 82% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (72%) and tornadoes (15%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Erie Township flood?

Flood insurance has paid 2 claims in Erie Township since 2011, $52K in all, or 2.2 per 1,000 homes, fewer than 59% of U.S. towns with a flood insurance record.

Is Erie Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Becker County, 0.0% of all homes carry federal flood insurance.

How much is flood insurance in Erie Township?

FEMA’s Community Rating System list shows no discount for Erie Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Erie Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (72%), and Erie Township’s rate for it is lower than 69% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Erie Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Erie Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.