Storms, floods and disasters in Emardville Township
Emardville Township isn’t graded for hazard risk: Emardville Township has 190 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1997.
What Emardville Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Emardville Township flood? Rarely: 1 flood claim since 1997
Every paid claim on a federal flood insurance policy in Emardville Township, from FEMA’s records.
2 federal disasters brought FEMA money to Emardville Township
Disasters that paid out in Emardville Township itself (aid to households or repair grants to Emardville Township), newest first, with that year’s flood claims.
- 2022Severe Storms, Straight-line Winds, and Flooding$15K to Emardville Township for repairs
- 2011Severe Storms and Flooding$1K to Emardville Township for repairs
Red Lake County has had 20 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Emardville Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Emardville Township archive →Emardville Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Gervais Township | — | 250 residents; we grade 1,000+ | |
| Poplar River Township | — | 104 residents; we grade 1,000+ | |
| Garnes Township | — | 198 residents; we grade 1,000+ | |
| Wyandotte Township | — | 63 residents; we grade 1,000+ | |
| River Township | — | 52 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Emardville Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Emardville Township
Does Emardville Township flood?
Flood insurance has paid 1 claim in Emardville Township since 1997, $5K in all.
Is Emardville Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.
How much is flood insurance in Emardville Township?
FEMA’s Community Rating System list shows no discount for Emardville Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Emardville Township?
By FEMA money that reached Emardville Township, Severe Storms, Straight-line Winds, and Flooding (2022): $15K to Emardville Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Emardville Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Emardville Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.