Photo: Appraiser at English Wikipedia · Public domainFEMA puts Eden Prairie’s expected hazard damage per building below that of 64% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Eden Prairie gets a B for hazard risk: lower expected damage per building than 64% of U.S. towns, #113 of 274 in Minnesota. Most of that expected damage is river and rain flooding (71%), then tornadoes (15%). Flood insurance has paid 8 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Eden Prairie faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Eden Prairie’s grade
River and rain flooding is 71% of the building damage FEMA expects in Eden Prairie, and Eden Prairie’s rate of river and rain flooding damage is lower than 52% of U.S. census tracts. Hail adds 11%, at a rate in the top 9% of U.S. census tracts.
B #113 of 274 in Minnesota; lower expected damage per building than 64% of U.S. towns (21,298).
Eden Prairie’s residents live in 15 census tracts; FEMA’s figures are combined by where they live.
The typical Minnesota town has lower expected damage than 57% of U.S. towns; within the state, Eden Prairie has less expected damage per building than 59% of Minnesota towns.
In dollars, FEMA expects about $29.6M a year in losses across Eden Prairie: $19.9M to buildings, the rest to people and crops.
Does Eden Prairie flood? Rarely: 8 flood claims since 1979
Every paid claim on a federal flood insurance policy in Eden Prairie, from FEMA’s records: 0.3 per 1,000 homes, fewer than 95% of the 13,809 U.S. towns with a flood insurance record.
Eden Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hennepin County.1 federal disaster brought FEMA money to Eden Prairie
Disasters that paid out in Eden Prairie itself (aid to households or repair grants to the City of Eden Prairie), newest first, with that year’s flood claims.
- 2014Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides$265K to the City of Eden Prairie for repairs1 flood claim paid that year
Hennepin County has had 14 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Eden Prairie after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Eden Prairie archive →Eden Prairie and its neighbors
Eden Prairie is 5th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Minnetonka | A−less damage than 78% | river and rain flooding | 16 |
| Edina | B+less damage than 75% | river and rain flooding | 67 |
| Bloomington | B+less damage than 74% | river and rain flooding | 22 |
| Chanhassen | B+less damage than 74% | river and rain flooding | 2 |
| Eden Prairie | Bless damage than 64% | river and rain flooding | 8 |
| Shakopee | B−more damage than 52% | river and rain flooding | 13 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Eden Prairie faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Eden Prairie
Is Eden Prairie at risk for natural disasters?
On FEMA’s National Risk Index, Eden Prairie has lower expected damage per building than 64% of U.S. towns: B for hazard risk, #113 of 274 in Minnesota. Most of the expected damage is river and rain flooding (71%) and tornadoes (15%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Eden Prairie flood?
Flood insurance has paid 8 claims in Eden Prairie since 1979, $92K in all, or 0.3 per 1,000 homes, fewer than 95% of U.S. towns with a flood insurance record.
Is Eden Prairie in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hennepin County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Eden Prairie?
FEMA’s Community Rating System list shows no discount for Eden Prairie’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Eden Prairie?
By FEMA money that reached Eden Prairie, Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides (2014): $265K to the City of Eden Prairie for repairs.
Is Eden Prairie at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (71%), and Eden Prairie’s rate for it is lower than 52% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Eden Prairie.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Eden Prairie’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.