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–Not graded
Natural hazards in Echo Township · FEMA

Storms, floods and disasters in Echo Township

Echo Township isn’t graded for hazard risk: Echo Township has 164 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
2
of 19 declared for Yellow Medicine County
By hazard

What Echo Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

75%of expected building damage
About average · higher than 58% of U.S. census tracts
Recorded about once every 2 years in the area

Tornadoes

11%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about once every 8 years in the area

Strong wind

10%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about 3 times a year in the area
Smaller shares here
 Winter storms top 2% Ice storms Hail Earthquakes Heat waves top 2% Lightning Wildfire Cold waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 30% of Echo Township’s expected losses. Heat waves do little damage to buildings (0.1%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Echo Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Echo Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Echo Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yellow Medicine County.
Disasters

2 federal disasters brought FEMA money to Echo Township

Disasters that paid out in Echo Township itself (aid to households or repair grants to Echo Township), newest first, with that year’s flood claims.

  1. 2014Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides$9K to Echo Township for repairs
  2. 2001Severe Winter Storms, Flooding, and Tornadoes$3K to Echo Township for repairs
Disasters declared, by decade
Paid out in Echo TownshipYellow Medicine County only

Yellow Medicine County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Echo Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Echo Township archive →
Next door

Echo Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Kintire Township: not gradedPosen Township: not gradedSioux Agency Township: not gradedKintire TownshipPosen TownshipSioux Agency TownshipEcho Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Kintire Township—162 residents; we grade 1,000+
Posen Township—282 residents; we grade 1,000+
Sioux Agency Township—218 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Echo Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Echo Township

Is Echo Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Yellow Medicine County, 0.2% of all homes carry federal flood insurance.

How much is flood insurance in Echo Township?

FEMA’s Community Rating System list shows no discount for Echo Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Echo Township?

By FEMA money that reached Echo Township, Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides (2014): $9K to Echo Township for repairs.

Storm stories

Memories, warnings and help from neighbors in Echo Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Echo Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.