Dodge Center’s building-damage rate from strong wind is in the top 2% of U.S. census tracts
On FEMA’s National Risk Index, Dodge Center gets a B for hazard risk: lower expected damage per building than 62% of U.S. towns, #121 of 274 in Minnesota. Most of that expected damage is river and rain flooding (64%), then tornadoes (15%). Flood insurance has paid 9 claims here since 1983.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Dodge Center faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Dodge Center’s grade
River and rain flooding is 64% of the building damage FEMA expects in Dodge Center, and Dodge Center’s rate of river and rain flooding damage is lower than 60% of U.S. census tracts. Strong wind adds 13%, at a rate in the top 2% of U.S. census tracts.
B #121 of 274 in Minnesota; lower expected damage per building than 62% of U.S. towns (21,298).
All of Dodge Center’s residents live in one census tract; the figures are that tract’s.
The typical Minnesota town has lower expected damage than 57% of U.S. towns; within the state, Dodge Center has less expected damage per building than 56% of Minnesota towns.
In dollars, FEMA expects about $1.1M a year in losses across Dodge Center: $713K to buildings, the rest to people and crops.
Does Dodge Center flood? Rarely: 9 flood claims since 1983
Every paid claim on a federal flood insurance policy in Dodge Center, from FEMA’s records: 7.4 per 1,000 homes, more than 68% of the 13,809 U.S. towns with a flood insurance record.
Dodge Center isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dodge County.4 federal disasters brought FEMA money to Dodge Center
Disasters that paid out in Dodge Center itself (aid to households or repair grants to the City of Dodge Center), newest first, with that year’s flood claims.
- 2014Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides$3K to the City of Dodge Center for repairs1 flood claim paid that year
- 2010Severe Storms and Flooding$2K to the City of Dodge Center for repairs3 flood claims paid that year
- 2007Severe Storms and Flooding47 households applied for aid$100K aid approved$616 to the City of Dodge Center for repairs1 flood claim paid that year
- 2004Severe Storms and Flooding9 households applied for aid$28K aid approved1 flood claim paid that year
Dodge County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Dodge Center after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Dodge Center archive →Dodge Center and its neighbors
Dodge Center has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Dodge Center | Bless damage than 62% | river and rain flooding | 9 |
| Wasioja Township | — | 913 residents; we grade 1,000+ | |
| Ashland Township | — | 388 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Dodge Center faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Dodge Center
Is Dodge Center at risk for natural disasters?
On FEMA’s National Risk Index, Dodge Center has lower expected damage per building than 62% of U.S. towns: B for hazard risk, #121 of 274 in Minnesota. Most of the expected damage is river and rain flooding (64%) and tornadoes (15%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Dodge Center flood?
Flood insurance has paid 9 claims in Dodge Center since 1983, $285K in all, or 7.4 per 1,000 homes, more than 68% of U.S. towns with a flood insurance record.
Is Dodge Center in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Dodge County, 0.3% of all homes carry federal flood insurance.
How much is flood insurance in Dodge Center?
FEMA’s Community Rating System list shows no discount for Dodge Center’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Dodge Center?
By FEMA money that reached Dodge Center, Severe Storms and Flooding (2007): 47 households applied for aid, $100K approved, and $616 to the City of Dodge Center for repairs.
Is Dodge Center at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (64%), and Dodge Center’s rate for it is lower than 60% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Dodge Center.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Dodge Center’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.