Storms, floods and disasters in Delaware Township
Delaware Township isn’t graded for hazard risk: Delaware Township has 73 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2011.
What Delaware Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Delaware Township flood? Rarely: 1 flood claim since 2011
Every paid claim on a federal flood insurance policy in Delaware Township, from FEMA’s records.
Delaware Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grant County.4 federal disasters brought FEMA money to Delaware Township
Disasters that paid out in Delaware Township itself (aid to households or repair grants to Delaware Township), newest first, with that year’s flood claims.
- 2023Severe Storms and Flooding$22K to Delaware Township for repairs
- 2019Severe Winter Storm, Straight-line Winds, and Flooding$4K to Delaware Township for repairs
- 2009Severe Storms and Flooding$27K to Delaware Township for repairs
- 2001Severe Winter Storms, Flooding, and Tornadoes$10K to Delaware Township for repairs
Grant County has had 15 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Delaware Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Delaware Township archive →Delaware Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Lien Township | — | 85 residents; we grade 1,000+ | |
| Elbow Lake Township | — | 100 residents; we grade 1,000+ | |
| Macsville Township | — | 128 residents; we grade 1,000+ | |
| Gorton Township | — | 32 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Delaware Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Delaware Township
Does Delaware Township flood?
Flood insurance has paid 1 claim in Delaware Township since 2011, $59K in all.
Is Delaware Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Grant County, 0.0% of all homes carry federal flood insurance.
How much is flood insurance in Delaware Township?
FEMA’s Community Rating System list shows no discount for Delaware Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Delaware Township?
By FEMA money that reached Delaware Township, Severe Storms and Flooding (2009): $27K to Delaware Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Delaware Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Delaware Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.