Photo: Jon Platek · CC BY-SA 3.0Storms, floods and disasters in Claremont Township
Claremont Township isn’t graded for hazard risk: Claremont Township has 397 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2001.
What Claremont Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Claremont Township flood? Rarely: 1 flood claim since 2001
Every paid claim on a federal flood insurance policy in Claremont Township, from FEMA’s records.
Claremont Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dodge County.5 federal disasters brought FEMA money to Claremont Township
Disasters that paid out in Claremont Township itself (aid to households or repair grants to Claremont Township), newest first, with that year’s flood claims.
- 2014Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides$30K to Claremont Township for repairs
- 2010Severe Storms and Flooding$22K to Claremont Township for repairs
- 2007Severe Storms and Flooding$14K to Claremont Township for repairs
- 2004Severe Storms and Flooding$56K to Claremont Township for repairs
- 2001Severe Winter Storms, Flooding, and Tornadoes$9K to Claremont Township for repairs1 flood claim paid that year
Dodge County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Claremont Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Claremont Township archive →Claremont Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Ripley Township | — | 150 residents; we grade 1,000+ | |
| Havana Township | — | 479 residents; we grade 1,000+ | |
| Wasioja Township | — | 913 residents; we grade 1,000+ | |
| Ellington Township | — | 260 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Claremont Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Claremont Township
Does Claremont Township flood?
Flood insurance has paid 1 claim in Claremont Township since 2001, $2K in all.
Is Claremont Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Dodge County, 0.3% of all homes carry federal flood insurance.
How much is flood insurance in Claremont Township?
FEMA’s Community Rating System list shows no discount for Claremont Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Claremont Township?
By FEMA money that reached Claremont Township, Severe Storms and Flooding (2004): $56K to Claremont Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Claremont Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Claremont Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.