On FEMA’s figures, Cannon Falls Township faces more hazard damage per building than 77% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Cannon Falls Township gets a C− for hazard risk: higher expected damage per building than 77% of U.S. towns. Most of that expected damage is river and rain flooding (75%), then tornadoes (11%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Cannon Falls Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Cannon Falls Township’s grade
River and rain flooding is 75% of the building damage FEMA expects in Cannon Falls Township, and Cannon Falls Township’s rate of river and rain flooding damage is higher than 81% of U.S. census tracts. Tornadoes add 11%, at a rate in the top 8% of U.S. census tracts.
C− higher expected damage per building than 77% of U.S. towns (21,298).
Cannon Falls Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $701K a year in losses across Cannon Falls Township: $533K to buildings, the rest to people and crops.
Does Cannon Falls Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Cannon Falls Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Cannon Falls Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Goodhue County.2 federal disasters brought FEMA money to Cannon Falls Township
Disasters that paid out in Cannon Falls Township itself (aid to households or repair grants to Cannon Falls Township), newest first, with that year’s flood claims.
- 2024Severe Storms and Flooding$68K to Cannon Falls Township for repairs
- 2012Severe Storms and Flooding$70K to Cannon Falls Township for repairs
Goodhue County has had 15 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Cannon Falls Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Cannon Falls Township archive →Cannon Falls Township and its neighbors
Cannon Falls Township is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Stanton Township | Cmore damage than 75% | river and rain flooding | — |
| Cannon Falls Township | C−more damage than 77% | river and rain flooding | 0 |
| Cannon Falls | C−more damage than 85% | river and rain flooding | 12 |
| Vasa Township | — | 904 residents; we grade 1,000+ | |
| Douglas Township | — | 773 residents; we grade 1,000+ | |
| Leon Township | — | 823 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Cannon Falls Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Cannon Falls Township
Is Cannon Falls Township at risk for natural disasters?
On FEMA’s National Risk Index, Cannon Falls Township has higher expected damage per building than 77% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (75%) and tornadoes (11%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Cannon Falls Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Goodhue County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Cannon Falls Township?
FEMA’s Community Rating System list shows no discount for Cannon Falls Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Cannon Falls Township?
By FEMA money that reached Cannon Falls Township, Severe Storms and Flooding (2012): $70K to Cannon Falls Township for repairs.
Is Cannon Falls Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (75%), and Cannon Falls Township’s rate for it is higher than 81% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Cannon Falls Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Cannon Falls Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.