Photo: McGhiever · CC BY-SA 3.0Storms, floods and disasters in Belle Prairie Township
Belle Prairie Township isn’t graded for hazard risk: Belle Prairie Township has 579 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 2003.
What Belle Prairie Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Belle Prairie Township flood? Rarely: 3 flood claims since 2003
Every paid claim on a federal flood insurance policy in Belle Prairie Township, from FEMA’s records.
Belle Prairie Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Morrison County.2 federal disasters brought FEMA money to Belle Prairie Township
Disasters that paid out in Belle Prairie Township itself (aid to households or repair grants to Belle Prairie Township), newest first, with that year’s flood claims.
- 2013Severe Storms, Straight-line Winds, and Flooding$870 to Belle Prairie Township for repairs
- 2001Severe Winter Storms, Flooding, and Tornadoes$11K to Belle Prairie Township for repairs
Morrison County has had 10 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Morrison County, 2000–2000.
Old photos of Belle Prairie Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Belle Prairie Township archive →Belle Prairie Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Little Falls Township | Dmore damage than 90% | river and rain flooding | — |
| Little Falls | Dmore damage than 92% | river and rain flooding | 6 |
| Green Prairie Township | — | 675 residents; we grade 1,000+ | |
| Buh Township | — | 592 residents; we grade 1,000+ | |
| Ripley Township | — | 666 residents; we grade 1,000+ | |
| Agram Township | — | 510 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Belle Prairie Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Belle Prairie Township
Does Belle Prairie Township flood?
Flood insurance has paid 3 claims in Belle Prairie Township since 2003, $17K in all.
Is Belle Prairie Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Morrison County, 0.2% of all homes carry federal flood insurance.
How much is flood insurance in Belle Prairie Township?
FEMA’s Community Rating System list shows no discount for Belle Prairie Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Belle Prairie Township?
By FEMA money that reached Belle Prairie Township, Severe Winter Storms, Flooding, and Tornadoes (2001): $11K to Belle Prairie Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Belle Prairie Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Belle Prairie Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.