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Torch Lake Township
Michigan›Houghton County

Torch Lake TownshipMI

With 1,918 residents, this town was established in 1886.

7 bordering townsMap →
Jacobsville Finnish Lutheran Church · Photo: Royalbroil · CC BY-SA 3.0
Photo of Torch Lake Township

Torch Lake Township, MI · Jacobsville Finnish Lutheran Church · Photo: Royalbroil · CC BY-SA 3.0

Is Torch Lake Township a good place to live?

The best of Torch Lake Township’s subject grades are an A− for schools and the outdoors; the weakest is a C for health. 35% of residents are 65 or older in Torch Lake Township, above both the Michigan town median (19%) and the median of U.S. towns (18%). Only 2 of the 702 Michigan towns we compare have a lower midsummer high than Torch Lake Township. Homes are within reach, about $171K for a typical one, or 2.9 years of the Houghton area’s $58K median household income. The biggest place to walk is Copper Country State Forest- Baraga Unit, 1,225 acres with 1 miles of trail. Torch Lake Township has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Torch Lake Township stand out

Where Torch Lake Township beats most towns.

A commuter town

98% of working residents leave Torch Lake Township for work

Where Torch Lake Township’s working residents go each day. Line width shows the share.

19% → Houghton Houghton 19% 17% → Calumet Township Calumet Township 17% 16% → Hancock Hancock 16% 5% → Portage Township Portage Township 5% 4% → Franklin Township Franklin Township 4% 4% → Schoolcraft Township Schoolcraft Township 4% Torch Lake Township · 2% stay
199jobs based in Torch Lake Township
2%of working residents work in town
9 mimedian commute distance

Census LEHD 2021

How Torch Lake Township grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Torch Lake Township is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Jacobsville Finnish Lutheran Church
Jacobsville Finnish Lutheran Church · National Register of Historic Places
Torch Lake Township’s story

140 years in pictures

The archive holds 1 old photo or paper going back to 1919 and 2 maps from 1954 on.

2 places on the National Register of Historic Places.

  • 1886Torch Lake Township is established
Explore the history →
Getting set up

Moving to Torch Lake Township: who provides what

Who provides power, water and the rest in Torch Lake Township, and how to reach them.

The full setup list →
PowerUpper Michigan Energy Resources17.5¢/kWh · EIA 2025HIFLD · EIA
WaterLake Linden water system1 health-based violation in 5 years · EPAEPA
Internet6 providers56% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Torch Lake Township’s trash rules yet
SchoolsLake Linden-Hubbell School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereTorch Lake Township ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP codes49945, 49934, 49930, 4991349945 45% · 49934 29% · 49930 25% · 49913 1%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Torch Lake Township.

Who lives here

Torch Lake Township skews older than Michigan

Torch Lake Township’s age of the median resident comes in at 53.3 years. Michigan has 32% of adults 25 and older with a bachelor’s degree or more; here it is 31%. The share of residents in Torch Lake Township who are under 18: 20%.

53.3median age · MI 40.2
Torch Lake TownshipMichigan townsU.S. towns
Median age53.3 years42.5 years40.5 years
Under 1820%21%22%
Bachelor’s degree or more, 25+31%26%29%
Torch Lake TownshipMichiganUnited States

Ages · share of residents

Education · adults 25 and older

No diploma4%
High school31%
Some college23%
Associate’s11%
Bachelor’s19%
Graduate12%

Women and men · all residents

48% women, 52% men

That’s an even split within the survey’s margin of ±4.9 points. Across Michigan, 50.4% of residents are women.

Ages and education in Torch Lake Township
Torch Lake TownshipMIU.S.
Under 1010.8%11.2%11.6%
10 to 179.4%10.1%10.3%
18 to 244%9.2%9.1%
25 to 349.4%13.2%13.7%
35 to 4410.1%12.2%13.2%
45 to 548.7%12%12.2%
55 to 6412.7%13.6%12.7%
65 to 7424.1%11.2%10.2%
75 and older10.8%7.4%7%
No diploma3.7%7.9%10.4%
High school30.5%28%26%
Some college23.4%21.9%19.1%
Associate’s11.3%9.8%8.8%
Bachelor’s19.3%19.7%21.6%
Graduate11.8%12.7%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,900, single groups can be off by several points

Work & commuteJobs & income grade C+

Most of Torch Lake Township’s workers commute out: the town has 0.3 jobs for each of them

Among working residents in Torch Lake Township, 1.9% work locally. Jobs based in Torch Lake Township grew to 199 in 2021, 63 more than in 2011. Half commute less than 9 miles. The top destinations are Houghton (19%), Calumet Township (17%) and Hancock (16%).

2%work in town
Torch Lake TownshipMichigan townsU.S. towns
Below the poverty line6.1%8.9%9.6%
Working residents who work in town1.9%5.9%8%
Average trip to work23 minutes25 minutes25 minutes
Median household income$70,000$77,000$80,000

Where working residents work

In Torch Lake Township2%
Houghton19%
Calumet Township17%
Hancock16%
Portage Township5%
9 mi
median commute distance
199
jobs based in Torch Lake Township
A commuter town
jobs vs. working residents
C
Walkability grade: more walkable than 34% of U.S. towns

Census LEHD 2021 · ACS

HealthC

On CDC estimates, Torch Lake Township is less healthy than 69% of U.S. towns

For adults in Torch Lake Township, the share who have obesity is 38%. On the CDC’s 32 measures, Torch Lake Township is ahead of Michigan on 2 and behind on 8. 41% of adults in the town have high blood pressure; 14% have diabetes.

31%healthier than U.S. townsCHealth Grade
Torch Lake TownshipMichigan townsU.S. towns
Sleep under 7 hours (CDC PLACES)30%34%36%
High blood pressure (CDC PLACES)41%36%35%
Diabetes (CDC PLACES)14%12%12%
Frequent physical distress (CDC PLACES)16%14%14%
32 measures vs. Michigan
2 better22 too close to call8 worse
What stands outTorch Lake TownshipMI
Fewer adults facing housing insecurity9.9%11.9%
More adults treating high blood pressure80.9%77.6%
More older adults who have lost all their teeth14.6%10.2%
Aspirus Keweenaw Hospital and Clinics
10.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Four seasons and pleasant summers: that is Torch Lake Township’s year

July afternoons reach 75° and January nights drop to 12°.

75°summer high

Typical low → high °F

Winter13–27°
Spring29–48°
Summer53–73°
Fall38–54°
Oct 1
typical first frost
May 17
typical last frost
+1.8°
vs. the 20th-century average
75°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade B+

The biggest natural risk in Torch Lake Township is inland flooding, at a low overall level

The national flood insurance program has paid one claim in Torch Lake Township since 2026. On expected storm and flood damage, Torch Lake Township sits below 63% of U.S. communities. Expected losses in Torch Lake Township break down as 74% from inland flooding and 18% from cold waves.

37risk score of 100
FEMA risk score
37Low riskLowerHigher
Inland floodingCold waves
1
paid flood claims since 2026

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsA−

Protected land: 2.8% of Torch Lake Township

73 miles of trail in 8 parks and preserves. The density of trails in Torch Lake Township is 0.8 miles per square mile.

2.8%conserved
Torch Lake TownshipMichigan townsU.S. towns
Miles of trail per square mile0.8 miles per square mile0.30.4
Conserved land2.8%4.4%4.3%
2.8%
conserved · 1,673 of 59,070 acres
73 mi
of trails · 0.8 per sq mi
Biggest places to walkTrailsAcres
1. Copper Country State Forest- Baraga Unit1 mi1,225
2. Point Mills Nature Area0.3 mi121
3. Le Chance Creek Nature Area—434

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

Mount Arvon and 4 more within 40 miles

Museums, parks, gardens and other places to visit around Torch Lake Township. Close and well known come first.

All 9 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Mount Arvon: Yinan Chen, Public Domain · Keweenaw National Historical Park: Andrew Jameson, CC BY-SA 3.0 · A. E. Seaman Mineral Museum: Chris857, CC BY-SA 3.0 · Carnegie Museum of the Keweenaw: Chris857, CC BY-SA 3.0

Keep exploring

Everything we know about Torch Lake Township

18pages on Torch Lake Township
After high school

Colleges nearby

1 within 15 miles of the center of Torch Lake Township

Landmarks

2 places in Torch Lake Township on the National Register of Historic Places.

All landmarks →

About Torch Lake Township

Civil township in Michigan, United States

Torch Lake Township is a civil township of Houghton County in the U.S. state of Michigan. As of the 2020 census, the population of the township was 1,893. The township was established in 1886 and is one of the largest townships in Houghton County by area. It is surrounded by the Torch Lake, the Portage Lake, and Lake Superior. As well as a large number of unincorporated communities, the township also includes a portion of the Baraga State Forest which lies along the shores of Keweenaw Bay. The township borders Schoolcraft Township to the north, Osceola Township to the northwest, and Chassell Township to the southwest. The community of Hubbell serves as the major population center of the tow…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
93 sq mi
Elevation
741 ft

Torch Lake Township’s neighbors

7 towns share a border with Torch Lake Township.

Explore the map →
How the neighbors grade
TownMI rankOverallCostSafetySchoolsHealth
Torch Lake Township——A−—A−C
Osceola Township——A−—BC
Schoolcraft Township——A−—A−C
Chassell Township——B−—B+B+
Portage Township#145A−B−—A+B
Hubbell——————
Dollar Bay——————
Lake Linden——A—A−C−

Torch Lake Township, Osceola Township, Schoolcraft Township, Chassell Township and Lake Linden have fewer than 2,500 residents, so they get subject grades but no overall grade. Torch Lake Township, Osceola Township, Schoolcraft Township, Chassell Township, Portage Township and Lake Linden report no FBI crime data of their own. Hubbell and Dollar Bay aren’t graded (fewer than 1,000 residents, or not enough data). Compare Torch Lake Township with a neighbor →

Questions about Torch Lake Township

Short answers, built from the data on this page.

Is Torch Lake Township, MI expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.