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Downtown Three Rivers, MI
Michigan›St. Joseph County

Three RiversMI

Home to 2 places on the National Register of Historic Places.

2 bordering townsMap →
Photo: Aaron Smith · CC BY-SA 3.0
Photo of Three Rivers

Three Rivers, MI · Photo: Aaron Smith · CC BY-SA 3.0 · Source ↗

Is Three Rivers a good place to live?

Three Rivers gives you more for your money than most places: homes are within reach, about $228K for a typical one, or 3.4 years of the Sturgis area’s $66K median household income. It grades C− overall, 580th of 697 graded towns in Michigan. The low prices come with trade-offs. Its crime rate is higher than 94% of U.S. towns, with 64 violent crimes reported to the FBI in 2025, and the median household income is $50K, and 15% of residents live below the poverty line. History is its standout character grade: an A+, better than 97% of U.S. towns, with 2 places on the National Register. Three Rivers’ level of violent crime is 8 per 1,000 residents, where Michigan’s towns sit at 1.9 and U.S. towns at 1.6. Only 23 of Michigan’s 1,279 towns score higher on history. The biggest park or preserve is Hidden Marsh Sanctuary, at 30 acres.

What makes Three Rivers stand out

Where Three Rivers beats most towns, and one thing worth knowing.

How Three Rivers grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Three Rivers is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Arthur Silliman House
Arthur Silliman House · National Register of Historic Places
Three Rivers’s story

186 years in pictures

Census counts: 957 in 1860, 7,973 in 2020. The archive holds 6 old photos and papers going back to 1868 and 2 maps from 1914 on.

2 places on the National Register of Historic Places.

  • 1840Three Rivers is settled
Explore the history →
Getting set up

Moving to Three Rivers: who provides what

Who provides power, water and the rest in Three Rivers, and how to reach them.

The full setup list →
WaterThree Rivers water systemNo health-based violations in 5 years · EPAEPA
Internet7 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Three Rivers’ trash rules yet
SchoolsThree Rivers Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereThree Rivers City ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP code4909349093 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Three Rivers.

Three Rivers is healthier than towns with similar incomes, but it carries more natural-hazard risk than most of Michigan (mostly inland flooding) and has seen reported crime rise by a third or more.

SafetyD

Three Rivers stands out in Michigan and nationally, with property crime higher than most

Reported crimes rose from 263 to 378 over the last three FBI years, a rise beyond ordinary year-to-year swings. Property crime runs at 39.5 per 1,000 residents, 3 times the Michigan rate, most of it theft.

6%of U.S. towns report more crimeDSafety Grade

Violent crime per 1,000 residents

Three Rivers8
Michigan4.3
U.S.3.3

Property crime per 1,000 residents

Three Rivers39.5
Michigan13
U.S.15.5
6th
percentile among U.S. towns we grade
9th
percentile among MI towns
64
violent crimes reported in 2025
314
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

SchoolsB+

On state tests, Three Rivers’ schools beat 66% of Michigan districts

Three of the 5 schools are below, and why each made the list. The largest public high school is Three Rivers High School, with 632 students. Its public schools are run by the Three Rivers Community Schools.

66%of MI districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Three Rivers Middle SchoolLargest public middle schoolGrades 6–8Grades 6–8476B−
Three Rivers High SchoolLargest public high schoolGrades 9–12Grades 9–12632B
Andrews Elementary SchoolTop results in townGrades PK–5Grades PK–5296A−

NCES · EDFacts · graded within MI on state tests and graduation

HealthC−

On CDC estimates, Three Rivers is less healthy than 76% of U.S. towns

Against the 5,611 U.S. towns with household incomes like Three Rivers’s, it is healthier than 57%, so its C− isn’t only a matter of income.

37% of adults sleep under 7 hours in Three Rivers. The town beats the Michigan average on 1 of 32 CDC measures and trails it on 12. In Three Rivers, 29% of adults have been diagnosed with depression, and 19% smoke cigarettes.

24%healthier than U.S. townsC−Health Grade
Three RiversMichigan townsU.S. towns
Frequent mental distress (CDC PLACES)21%18%17%
Depression (CDC PLACES)29%27%23%
Smoke cigarettes (CDC PLACES)19%15%14%
Food insecurity (CDC PLACES)19%14%14%
32 measures vs. Michigan
1 better19 too close to call12 worse
What stands outThree RiversMI
Fewer adults who have had cancer7.9%8.9%
More smokers18.7%14.6%
Sturgis Hospital
15.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
20th
percentile among MI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsB+

Three Rivers has set aside 3.1% of its land for conservation

1.7 miles of trail wind through 9 parks and preserves. Parks and preserves in Three Rivers: 9, covering 65 acres. Three Rivers’ density of trails stands at 0.3 miles per square mile.

#361for trails in MI
Three RiversMichigan townsU.S. towns
Conserved land3.1%4.4%4.3%
Miles of trail per square mile0.3 miles per square mile0.30.4
3.1%
conserved · 116 of 3,730 acres
1.7 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Scidmore Park0.3 mi12
2. Memory Isle0.3 mi8
3. Hidden Marsh Sanctuary—30

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

Three Rivers has snowy winters and pleasant summers

Summer afternoons peak near 83° in July, and January nights bottom out around 17°; snowfall runs to about 41 inches a winter.

41″snow a winter

Typical low → high °F

Winter20–35°
Spring37–59°
Summer59–81°
Fall42–62°
Oct 17
typical first frost
Apr 30
typical last frost
+1.3°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade C−

Three Rivers has 1.3 jobs for every working resident, and 3,832 people commute in

The median commute is under 19 miles. For working residents in Three Rivers, the share who work locally is 22%. The top destinations are Kalamazoo (5%), Portage (4%) and Elkhart (4%).

22%work in town
Three RiversMichigan townsU.S. towns
Working residents who work in town22%5.9%8%
Average trip to work19 minutes25 minutes25 minutes
Work from home3.9%10%11%
Median household income$50,000$77,000$80,000

Where working residents work

In Three Rivers22%
Kalamazoo5%
Portage4%
Elkhart4%
Park Township3%
19 mi
median commute distance
4,588
jobs based in Three Rivers
Balanced
jobs vs. working residents
B+
Walkability grade: more walkable than 73% of U.S. towns

Census LEHD 2021 · ACS

HousingCost of living grade B+

For cost of living, Three Rivers earns a B+

In Three Rivers, the rent at the middle of the market is $839 a month. Home values are up 3.2% over the year to September 2026. Among households here, 53% own their home.

$228KZillow home value
Three RiversMichigan townsU.S. towns
Households that own their home53%84%73%
Median rent$839 a month$1,047 a month$1,185 a month

Typical home value

Three Rivers$228K
Michigan$264K
Market temperature
Seller’s marketA seller's marketBuyer’sSeller’s
43
days on market
95.4%
sale-to-list price
+3.2%
value change, 1 year
8
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade B

Three Rivers faces a moderate natural-hazard risk, led by inland flooding

FEMA rates its natural-hazard risk higher than 93% of Michigan towns, with expected losses of about $166 per resident a year; that rating is what its B for hazard risk is built on.

Federal aid has come to Three Rivers households in 3 declared disasters; the latest was in 2004. In Three Rivers, the FEMA risk score is 57 of 100. 58 flood insurance claims have been paid here since 1978. Two thirds of the town’s expected losses from natural hazards come from inland flooding, followed by tornadoes at 8%.

57risk score of 100
FEMA risk score
57Moderate riskLowerHigher
Inland floodingTornadoesCold waves
58
paid flood claims since 1978
3
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Three Rivers

20pages on Three Rivers
After high school

Colleges nearby

1 within 15 miles of the center of Three Rivers

Landmarks

2 places in Three Rivers on the National Register of Historic Places.

All landmarks →

Famous people from Three Rivers

10 notable people were born in Three Rivers.

See all 10 →

About Three Rivers

City in Michigan, United States

Three Rivers is a city in St. Joseph County. The population was 7,973 at the time of the 2020 census. Three Rivers derives its name from its location at the confluence of the St. Joseph River and two tributaries, the Rocky and Portage rivers. The St. Joseph River flows into Lake Michigan. The city is the home of St. Gregory's Abbey, a Benedictine monastery of the Episcopal Church, which was established in 1946. On the morning of August 6, 2024 an EF2 tornado struck the north side of Three Rivers. On March 6, 2026, a significant tornado impacted much of Three Rivers, damaging numerous homes and businesses. A PDS tornado warning was issued along with this storm. This tornado was part of a lar…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
5.7 sq mi
Elevation
804 ft
ZIP code
49093

Three Rivers’s neighbors

2 towns share a border with Three Rivers.

Explore the map →
How the neighbors grade
TownMI rankOverallCostSafetySchoolsHealth
Three Rivers#580C−B+DB+C−
Lockport Township#533CB—BC
Fabius Township#367B−B+—B+C+

Lockport Township and Fabius Township report no FBI crime data of their own. Compare Three Rivers with a neighbor →

Questions about Three Rivers

Short answers, built from the data on this page.

Is Three Rivers, MI a good place to live?

Three Rivers grades C− overall, better than 23% of U.S. towns and #580 of 697 in Michigan. It grades C− for health, D for safety and B+ for schools. Safety is its weak spot, with a D.

Is Three Rivers, MI safe?

Three Rivers reports more crime per resident than 94% of U.S. towns, a D Safety Grade: 64 violent and 314 property crimes in 2025.

Is Three Rivers, MI expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.

What is Three Rivers, MI known for?

10 notable people were born here, including Jack Perrin and Matt Thornton.