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ThreeOaksMichigan
Michigan›Berrien County

Three OaksMI

A town of 1,390, settled in 1850. 2.2 times the nonprofits per person than the typical Michigan town.

Photo: Gargiulo · Public domain
Photo of Three Oaks

Three Oaks, MI · Photo: Gargiulo · Public domain · Source ↗

Is Three Oaks a good place to live?

Three Oaks’ best subject grades are an A for civic life and an A− for the outdoors. Three Oaks’ average trip to work is 19 minutes, against 25 minutes in Michigan’s towns and 25 minutes across U.S. towns. Three Oaks's schools rank ahead of 73% of Michigan towns. The biggest park or preserve is Watkins Memorial Park, at 29 acres. Three Oaks has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Three Oaks stand out

Where Three Oaks beats most towns.

A shrinking town

Three Oaks has shrunk 17% since 2010

1,622 counted in 2010 and 1,370 in 2020; an estimated 1,390 in 2025.

1,6222010
1,3702020
1,3902025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Three Oaks grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Three Oaks is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Turboliner in Three Oaks, April 1977
Turboliner in Three Oaks, April 1977, 1977
Three Oaks’s story

176 years in pictures

Census counts: 499 in 1870, a peak of 1,829 in 2000, 1,370 in 2020. The archive holds 12 old photos and papers going back to 1905 and 2 maps from 1930 on.

  • 1850Three Oaks is settled
Explore the history →
Getting set up

Moving to Three Oaks: who provides what

Who provides power, water and the rest in Three Oaks, and how to reach them.

The full setup list →
PowerMidwest Energy Cooperative19.5¢/kWh · EIA 2025HIFLD · EIA
WaterThree Oaks water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Three Oaks’ trash rules yet
SchoolsRiver Valley School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereThree Oaks Township ClerkThree Oaks Township; contacts on the Handbook page.FVAP, Nov 2025
ZIP code4912849128 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Three Oaks.

Natural hazardsHazard risk grade A−

Three Oaks faces a low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 79% of U.S. communities.

21risk score of 100
FEMA risk score
21Low riskLowerHigher
Inland floodingCold wavesTornadoes
2
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade B−

With 0.7 jobs for every working resident, most of Three Oaks’ workers commute out

Most working residents leave Three Oaks for work: only 7% work in town. 15% of Three Oaks workers work from home, where Michigan’s towns sit at 10% and U.S. towns at 11%. The top destinations are Three Oaks Township (9%), New Buffalo (7%) and New Buffalo Township (7%).

7%work in town
Three OaksMichigan townsU.S. towns
Work from home15%10%11%
Median household income$67,000$77,000$80,000

Where working residents work

In Three Oaks7%
Three Oaks Township9%
New Buffalo7%
New Buffalo Township7%
Chikaming Township6%
19 mi
median commute distance
435
jobs based in Three Oaks
A commuter town
jobs vs. working residents
B+
Walkability grade: more walkable than 66% of U.S. towns

Census LEHD 2021 · ACS

HousingCost of living grade B−

Three Oaks’ typical home value is about $339K

The typical Three Oaks home is worth about $339,000, up 11.9% in a year, 28% above the Michigan typical home. 69% of Three Oaks households own their home.

$339KZillow home value
Three OaksMichigan townsU.S. towns
Households that own their home69%84%73%
Median rent$1,074 a month$1,046 a month$1,185 a month

Typical home value

Three Oaks$339K
Michigan$264K
+11.9%
value change, 1 year
4
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Snowy winters and pleasant summers in Three Oaks

Three Oaks has chilly, snowy winters and pleasant summers. July afternoons reach 83°, January nights drop to 18° and about 62 inches of snow falls in a winter.

62″snow a winter

Typical low → high °F

Winter21–35°
Spring38–58°
Summer61–81°
Fall43–62°
Oct 27
typical first frost
Apr 19
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

More children than Michigan overall

Children under 18 are 29% of residents (21% statewide); people 65 and older are 13% of residents (19% statewide). The median age in Three Oaks is 36.3 years. Three Oaks has lost 2.1% of its people since 2020, down to 1,390 in the Census Bureau’s 2025 estimate.

36.3median age · MI 40.2
Three OaksMichigan townsU.S. towns
Aged 65 or older13%19%18%
Median age36.3 years42.5 years40.5 years
Three OaksMichiganUnited States

Ages · share of residents

Education · adults 25 and older

No diploma8%
High school32%
Some college24%
Associate’s8%
Bachelor’s18%
Graduate9%

Women and men · all residents

Somewhere between 31% and 54% women

The Census survey reached too few of Three Oaks’ residents to say more: its margin here is ±11.5 points. Across Michigan, 50.4% of residents are women.

Ages and education in Three Oaks
Three OaksMIU.S.
Under 1019%11.2%11.6%
10 to 1710%10.1%10.3%
18 to 244.8%9.2%9.1%
25 to 3414%13.2%13.7%
35 to 4413.6%12.2%13.2%
45 to 5412%12%12.2%
55 to 6414.1%13.6%12.7%
65 to 748.4%11.2%10.2%
75 and older4.1%7.4%7%
No diploma8%7.9%10.4%
High school31.8%28%26%
Some college24.1%21.9%19.1%
Associate’s8.4%9.8%8.8%
Bachelor’s18.3%19.7%21.6%
Graduate9.3%12.7%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,400, single groups can be off by several points

SafetyB

Crime per resident in Three Oaks is lower than in 64% of U.S. towns

Three Oaks’ property crime rate is 5 per 1,000 residents.

64%of U.S. towns report more crimeBSafety Grade
Three OaksMichigan townsU.S. towns
Property crimes per 1,000 (2025)5 per 1,000 residents7.99.9
Violent crimes per 1,000 (2025)1.4 per 1,000 residents1.91.6

Violent crime per 1,000 residents

Three Oaks1.4
Michigan4.3
U.S.3.3

Property crime per 1,000 residents

Three Oaks5
Michigan13
U.S.15.5
64th
percentile among U.S. towns we grade
2
violent crimes reported in 2025
7
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

OutdoorsA−

Conserved land covers 10% of Three Oaks

0.1 miles of trail in 4 parks and preserves.

10%conserved
Three OaksMichigan townsU.S. towns
Conserved land10%4.4%4.3%
Miles of trail per square mile0.1 miles per square mile0.30.4
10%
conserved · 70 of 697 acres
0.1 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Watkins Memorial Park—29
2. Dewey Cannon Park—2
3. Carver Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HealthB−

Three Oaks is healthier than 55% of U.S. towns

Three Oaks beats the Michigan average on 5 of 32 CDC measures and trails it on 0. 27% of adults have been diagnosed with depression in Three Oaks.

55%healthier than U.S. townsB−Health Grade
Three OaksMichigan townsU.S. towns
Depression (CDC PLACES)27%27%23%
Binge drink (CDC PLACES)17%17%16%
Yearly checkup (CDC PLACES)78%80%79%
Diabetes (CDC PLACES)11%12%12%
32 measures vs. Michigan
5 better27 too close to call0 worse
What stands outThree OaksMI
Fewer adults facing food insecurity12%15.4%
Fewer adults facing a utility shut-off6.9%8.7%
Northwest Health-La Porte
14.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Nearby attractions

Notre Dame Stadium and 19 more within 40 miles

Museums, parks, gardens and other places to visit around Three Oaks. Close and well known come first.

All 139 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Notre Dame Stadium: Tysto, Public domain · Indiana Dunes National Park: J. Crocker, Attribution · Warren Dunes State Park: hakkun, CC BY-SA 3.0 · Grotto of Our Lady of Lourdes, Notre Dame: Know1one1, CC BY-SA 3.0 · Fort St. Joseph: Chris Light (talk), CC BY-SA 3.0 · Studebaker National Museum: Unknown, Public domain

Keep exploring

Everything we know about Three Oaks

20pages on Three Oaks
After high school

Colleges nearby

None within 15 miles of Three Oaks; the nearest are

Small town

1,390 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

Famous people from Three Oaks

3 notable people were born in Three Oaks.

See all 3 →

About Three Oaks

Village in Michigan, United States

Three Oaks is a village in Three Oaks Township, Berrien County in the U.S. state of Michigan. The population was 1,370 at the 2020 census. The village of Three Oaks is located in the southwest corner of Michigan, just 5 miles from the shores of Lake Michigan and within 2 miles of the Indiana state line along US 12.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
1.0 sq mi
Elevation
692 ft
ZIP code
49128

Questions about Three Oaks

Short answers, built from the data on this page.

Is Three Oaks, MI a good place to live?

2.2 times the nonprofits per person than the typical Michigan town.

Is Three Oaks, MI expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.

What is Three Oaks, MI known for?

3 notable people were born here, including Donald S. Whitehead and Elton Rynearson.