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View from Park St. Joseph
Michigan›Berrien County

St. JosephMI

Public schools that outperform most of Michigan.

Trash day: look up yours
4 bordering townsMap →
Photo: ShadZ01 · CC BY-SA 4.0
Photo of St. Joseph

St. Joseph, MI · Photo: ShadZ01 · CC BY-SA 4.0 · Source ↗

Is St. Joseph a good place to live?

For most people who can afford it, yes. St. Joseph grades A− overall, 179th of 697 graded towns in Michigan. Its schools rank ahead of 93% of Michigan towns. CDC estimates put its residents' health ahead of 84% of the country and the median household earns $84K. History is its standout character grade: an A, better than 91% of U.S. towns, with 3 places on the National Register. 55% of adults 25 and older hold a bachelor’s degree or more in St. Joseph, where Michigan’s towns sit at 26% and U.S. towns at 29%. On walkability, just 32 of Michigan’s 1,279 towns do better. The biggest park or preserve is Southwest Michigan Underwater Preserve, at 824 acres.

What makes St. Joseph stand out

Where St. Joseph beats most towns.

Blossomland Bridge
Blossomland Bridge · National Register of Historic Places
St. Joseph’s story

194 years in pictures

Census counts: 2,603 in 1880, a peak of 11,755 in 1960, 7,856 in 2020. The archive holds 18 old photos and papers going back to 1886 and 2 maps from 1970 on.

3 places on the National Register of Historic Places.

  • 1832St. Joseph is settled
Explore the history →

How St. Joseph grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far St. Joseph is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to St. Joseph: who provides what

Who provides power, water and the rest in St. Joseph, and how to reach them.

The full setup list →
PowerMidwest Energy Cooperative19.5¢/kWh · EIA 2025HIFLD · EIA
WaterSt Joseph water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown’s hauler · day by addressTown site
SchoolsSt. Joseph Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereSt Joseph City ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP code4908549085 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in St. Joseph.

St. Joseph draws workers from Lincoln Township and beyond and has less food insecurity than most of Michigan, but it has property taxes 1.6 times the Michigan norm.

Work & commuteJobs & income grade A−

About one in six working residents works right in St. Joseph

6,090 jobs are based in St. Joseph, 1.9 for every working resident, so most of the people who work here commute in. Jobs based here fell from 7,817 in 2011 to 6,090.

Most working residents leave St. St. Joseph’s average trip to work is 20 minutes. Since 2011, St. Joseph has lost 1,727 jobs, to 6,090 in 2021.

16%work in town
St. JosephMichigan townsU.S. towns
Average trip to work20 minutes25 minutes25 minutes
Working residents who work in town16%5.9%8%
Work from home16%10%11%
Below the poverty line7.3%8.9%9.6%

Where working residents work

In St. Joseph16%
Benton Township20%
St. Joseph Township7%
Lincoln Township5%
Grand Rapids4%
5 mi
median commute distance
6,090
jobs based in St. Joseph
A job hub
jobs vs. working residents
A
Walkability grade: more walkable than 90% of U.S. towns

Census LEHD 2021 · ACS

SchoolsA

For schools, St. Joseph earns an A

Its public schools are run by the St. Joseph Public Schools. The largest public high school is St Joseph High School, with 933 students.

93%of MI districts it outscoresASchool Grade
SchoolLevelStudentsLetter
Lincoln SchoolLargest public elementary schoolGrades PK–5Grades PK–5423A−
St Joseph High SchoolLargest public high schoolGrades 9–12Grades 9–12933A

NCES · EDFacts · graded within MI on state tests and graduation

HealthA−

For health, St. Joseph earns an A−

Its widest gap with Michigan is food insecurity: 9.4% of its 6,605 adults worry about having enough food, against 15.4% statewide.

11% of adults smoke cigarettes in St. Joseph. Joseph beats the Michigan average on 17 of 32 CDC measures and trails it on 0. 12% of adults report frequent physical distress in St. Joseph.

84%healthier than U.S. townsA−Health Grade
St. JosephMichigan townsU.S. towns
Smoke cigarettes (CDC PLACES)11%15%14%
Frequent physical distress (CDC PLACES)12%14%14%
Fair or poor health (CDC PLACES)15%19%19%
Frequent mental distress (CDC PLACES)16%18%17%
32 measures vs. Michigan
17 better15 too close to call0 worse
What stands outSt. JosephMI
Fewer adults facing food insecurity9.4%15.4%
Fewer older adults who have lost all their teeth6.3%10.2%
Lakeland Hospital, St. Joseph
0.8 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
89th
percentile among MI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsA

Conserved land covers 4.7% of St. Joseph

2.2 miles of trail in 11 parks and preserves.

#287for trails in MI
St. JosephMichigan townsU.S. towns
Miles of trail per square mile0.5 miles per square mile0.30.4
Conserved land4.7%4.4%4.3%
4.7%
conserved · 142 of 3,042 acres
2.2 mi
of trails · 0.5 per sq mi
Biggest places to walkTrailsAcres
1. Silver Beach County Park0.5 mi29
2. Tiscornia Park0.5 mi14
3. Southwest Michigan Underwater Preserve—824

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade C−

Homes in St. Joseph are worth about $339K, by Zillow’s estimate

The median property tax bill is $4,582, against $2,904 across Michigan, another input to its cost-of-living grade.

The typical St. 58% of St. Joseph households own their home. Typical home values rose 5.7% in the year to September 2026.

$339KZillow home value
St. JosephMichigan townsU.S. towns
Households that own their home58%84%73%
Median rent$1,081 a month$1,045 a month$1,185 a month

Typical home value

St. Joseph$339K
Michigan$264K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
43
days on market
98.7%
sale-to-list price
+5.7%
value change, 1 year
15
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade A−

Low risk in St. Joseph, with inland flooding at the top

Expected storm and flood damage is lower than in 72% of U.S. communities. Since 1982, 5 flood insurance claims have been paid out in St. Joseph.

28risk score of 100
FEMA risk score
28Low riskLowerHigher
Inland floodingCold wavesTornadoes
5
paid flood claims since 1982
3
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

SafetyC

Crime per resident in St. Joseph is higher than in 66% of U.S. towns

The property crime rate in St. Joseph is 13.7 per 1,000 residents.

34%of U.S. towns report more crimeCSafety Grade
St. JosephMichigan townsU.S. towns
Property crimes per 1,000 (2025)13.7 per 1,000 residents7.89.9
Violent crimes per 1,000 (2025)1.9 per 1,000 residents1.91.6

Violent crime per 1,000 residents

St. Joseph1.9
Michigan4.3
U.S.3.3

Property crime per 1,000 residents

St. Joseph13.7
Michigan13
U.S.15.5
34th
percentile among U.S. towns we grade
37th
percentile among MI towns
15
violent crimes reported in 2025
108
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Climate

In St. Joseph, expect snowy winters and pleasant summers

Joseph has chilly, snowy winters and pleasant summers. July afternoons reach 82°, January nights drop to 20° and about 78 inches of snow falls in a winter.

78″snow a winter

Typical low → high °F

Winter23–35°
Spring39–57°
Summer62–80°
Fall45–61°
Oct 17
typical first frost
May 4
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Keep exploring

Everything we know about St. Joseph

20pages on St. Joseph
After high school

Colleges nearby

2 within 15 miles of the center of St. Joseph

A job hub

Every workday, about 5,577 people come to St. Joseph for work

Where St. Joseph’s working residents go each day. Line width shows the share.

20% → Benton Township Benton Township 20% 7% → St. Joseph Township St. Joseph Township 7% 5% → Lincoln Township Lincoln Township 5% 4% → Grand Rapids Grand Rapids 4% 4% → Benton Harbor Benton Harbor 4% 2% → Oronoko Township Oronoko Township 2% St. Joseph · 16% stay
6,090jobs based in St. Joseph
16%of working residents work in town
5 mimedian commute distance

Census LEHD 2021

Landmarks

3 places in St. Joseph on the National Register of Historic Places.

All landmarks →

Famous people from St. Joseph

27 notable people were born in St. Joseph.

See all 27 →

About St. Joseph

City in Michigan, United States

Official town website ↗

Saint Joseph, colloquially known as Saint Joe, is a city in and the county seat of Berrien County, Michigan. It was incorporated as a village in 1834 and as a city in 1891. As of the 2020 census, the city population was 7,856. It lies on the shore of Lake Michigan, at the mouth of the St. Joseph River, about 90 miles (140 km) east-northeast of Chicago. The city and adjacent Benton Harbor are known as the "Twin Cities".

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1834
Area
4.8 sq mi
Elevation
630 ft
ZIP code
49085

St. Joseph’s neighbors

4 towns share a border with St. Joseph.

Explore the map →
How the neighbors grade
TownMI rankOverallCostSafetySchoolsHealth
St. Joseph#179A−C−CAA−
St. Joseph Township#369B−CBB+B
Benton Harbor#693D−B+D−D−D−
Fair Plain——————
Shoreham——————

Fair Plain and Shoreham aren’t graded (fewer than 1,000 residents, or not enough data). Compare St. Joseph with a neighbor →

Questions about St. Joseph

Short answers, built from the data on this page.

Is St. Joseph, MI a good place to live?

For most people who can afford it, yes. St. Joseph grades A− overall, better than 77% of U.S. towns and #179 of 697 in Michigan. It grades A− for health, C for safety and A for schools. Cost of living is its weak spot, with a C−.

Is St. Joseph, MI expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.

What is St. Joseph, MI known for?

St. 27 notable people were born here, including Kate Upton and Reilly Opelka.