Photo: Peterpahl8 · CC BY-SA 3.0FEMA puts Presque Isle Township’s expected hazard damage per building below that of 86% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Presque Isle Township gets an A for hazard risk: lower expected damage per building than 86% of U.S. towns. Most of that expected damage is river and rain flooding (92%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Presque Isle Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Presque Isle Township’s grade
River and rain flooding is 92% of the building damage FEMA expects in Presque Isle Township, and Presque Isle Township’s rate of river and rain flooding damage is lower than 56% of U.S. census tracts.
A lower expected damage per building than 86% of U.S. towns (21,298).
Presque Isle Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $865K a year in losses across Presque Isle Township: $705K to buildings, the rest to people and crops.
Does Presque Isle Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Presque Isle Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
1 federal disaster brought FEMA money to Presque Isle Township
Disasters that paid out in Presque Isle Township itself (aid to households or repair grants to Presque Isle Township), newest first, with that year’s flood claims.
- 2026Severe Storms, Tornadoes, and Flooding19 households applied for aid$96K aid approved
Presque Isle County has had 4 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Presque Isle Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Presque Isle Township archive →Presque Isle Township and its neighbors
Presque Isle Township has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Presque Isle Township | Aless damage than 86% | river and rain flooding | 0 |
| Presque Isle Harbor | — | 906 residents; we grade 1,000+ | |
| Krakow Township | — | 788 residents; we grade 1,000+ | |
| Alpena Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Presque Isle Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Presque Isle Township
Is Presque Isle Township at risk for natural disasters?
On FEMA’s National Risk Index, Presque Isle Township has lower expected damage per building than 86% of U.S. towns: A for hazard risk. Most of the expected damage is river and rain flooding (92%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Presque Isle Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.
How much is flood insurance in Presque Isle Township?
FEMA’s Community Rating System list shows no discount for Presque Isle Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Presque Isle Township?
By FEMA money that reached Presque Isle Township, Severe Storms, Tornadoes, and Flooding (2026): 19 households applied for aid, $96K approved.
Is Presque Isle Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (92%), and Presque Isle Township’s rate for it is lower than 56% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Presque Isle Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Presque Isle Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.