Marlborough Historic District · Photo: Great Northern Portland Cement Co · Public domainFor strong wind, Pleasant Plains Township’s building-damage rate is in the top 1% of U.S. census tracts
On FEMA’s National Risk Index, Pleasant Plains Township gets a B for hazard risk: lower expected damage per building than 61% of U.S. towns. Most of that expected damage is river and rain flooding (78%), then strong wind (18%). Flood insurance has paid 30 claims here since 1982.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Pleasant Plains Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Pleasant Plains Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Pleasant Plains Township’s grade
River and rain flooding is 78% of the building damage FEMA expects in Pleasant Plains Township, and Pleasant Plains Township’s rate of river and rain flooding damage is higher than 55% of U.S. census tracts. Strong wind adds 18%, at a rate in the top 1% of U.S. census tracts.
B lower expected damage per building than 61% of U.S. towns (21,298).
Pleasant Plains Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $629K a year in losses across Pleasant Plains Township: $513K to buildings, the rest to people and crops.
Does Pleasant Plains Township flood? Sometimes: 30 flood claims since 1982
Every paid claim on a federal flood insurance policy in Pleasant Plains Township, from FEMA’s records: 19.4 per 1,000 homes, more than 84% of the 13,809 U.S. towns with a flood insurance record.
Pleasant Plains Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.The storms Pleasant Plains Township remembers
None of the 6 disasters declared for Lake County shows FEMA aid or repair money reaching Pleasant Plains Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20146 flood claims paidNo declaration for the county that year
- 20195 flood claims paidNo declaration for the county that year
- 19864 flood claims paidThe year of Severe Storms and Flooding, declared for Lake County
Lake County has had 6 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Pleasant Plains Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Pleasant Plains Township archive →Pleasant Plains Township and its neighbors
Pleasant Plains Township is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Webber Township | Bless damage than 61% | river and rain flooding | 5 |
| Pleasant Plains Township | Bless damage than 61% | river and rain flooding | 30 |
| Yates Township | — | 835 residents; we grade 1,000+ | |
| Lake Township | — | 911 residents; we grade 1,000+ | |
| Lilley Township | — | 899 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Pleasant Plains Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Pleasant Plains Township
Is Pleasant Plains Township at risk for natural disasters?
On FEMA’s National Risk Index, Pleasant Plains Township has lower expected damage per building than 61% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (78%) and strong wind (18%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Pleasant Plains Township flood?
Flood insurance has paid 30 claims in Pleasant Plains Township since 1982, $777K in all, or 19.4 per 1,000 homes, more than 84% of U.S. towns with a flood insurance record. 7 properties have flooded more than once.
Is Pleasant Plains Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lake County, 0.1% of all homes carry federal flood insurance.
How much is flood insurance in Pleasant Plains Township?
FEMA’s Community Rating System list shows no discount for Pleasant Plains Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Pleasant Plains Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (78%), and Pleasant Plains Township’s rate for it is higher than 55% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Pleasant Plains Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pleasant Plains Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.