S.S. BADGER (carferry) · Photo: Lynnewu · CC BY-SA 4.0101 homes sold in Ludington in the last year, at a typical $295K
About one sale in 6 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Ludington homes are listed.
Every place Ludington homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Ludington.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
17% of Ludington’s sales are condos, at $215K more than a house
75 houses and 16 condos sold in the year to May 2026. Condos sell faster.
typical sale · 75 sold in the year to May 2026
- Per square foot
- $173MI $172
- Days to sell
- 55
- Sold over asking
- 12%
- Listings with a price cut
- 29%
typical sale · 16 sold in the year to May 2026
- Per square foot
- $326MI $190
- Days to sell
- 44
- Sold over asking
- 12%
- Listings with a price cut
- 48%
Multi-family (2–4 units): 4 sold, typical $231K
Too few sales in 12 months for reliable figures.
Fewer homes sell than a decade ago, at 2.2 times the 2016 price
101 sales in the last year, against 194 in 2017 and a low of 103 in 2025. The typical sale went from $132K in 2016 to $295K.
Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.
What $300K buys in Ludington
Check a listing against what Ludington homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Ludington are back to pre-pandemic levels, but half fewer homes come up for sale
We read every month of Ludington’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 101 sales.
If you’re buying in Ludington
- Shop in August. It brings about 18 new listings a month, close to the busiest month, with fewer bidding wars (17% over asking).
- Offer under asking. Buyers paid 95.4% of the list price on average; 15% paid over.
- You’ll usually have time. Only 40% of homes go under contract within two weeks; the typical one takes 51 days.
Spring brings the homes; summer brings the bidding wars
May has the most new listings (about 23 a month), but July is the most competitive: 30% of July sales close over asking. August offers nearly as much choice with fewer homes bid up (17%). December has the least competition (7%) but only about 6 new listings.
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and calmer than Michigan
| Ludington now | 2017–19 | 2021 peak | MI now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 15% | 17% | 37% | 28% |
| Gone within two weeksShare of homes under contract within 14 days | 40% | 15% | 42% | 40% |
| Price paid vs. askingAverage sale price ÷ list price | 95.4% | 96.6% | 99.6% | 98.1% |
| Days to sellMedian days from listing to contract | 51 | 84 | 51 | 36 |
33 homes for sale on a typical day
That’s 1.4 times the 2023 low (23), 49% fewer than in 2017–19 and well under 2015’s 117.
Since 2019, houses are up 91%, condos 88%
A house typically sold for $249K in the year to May 2026 (75 sales), a condo for $464K (16).
Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.
Ludington ranks 182nd of 194 busy Michigan markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Ludington is one of the state’s calmer markets.
Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Ludington home costs about $1,853 a month
Price: Ludington’s typical sale, last 12 months. Property tax at Ludington’s 1.3% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Ludington is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in May
The month with the most choice. December has the fewest, about 6.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $295K home, about $3,760 a year.
Taxes vs. neighborsSchools
The schools grade for Ludington, from test results, graduation and how much students grow.
Schools in LudingtonTypical commute
The average one-way trip to work for people who live in Ludington.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Scottville, Hart and Manistee sell for less a square foot; Pentwater for far more
The busier markets within 25 miles of Ludington, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Manistee | 113 | $245K | $163 | 13% | 56 |
| Ludington | 101 | $295K | $196 | 15% | 51 |
| Scottville | 25 | $219K | $160 | 19% | 54 |
| Hart | 23 | $222K | $130 | 9% | 78 |
| Pentwater | 20 | $403K | $269 | 15% | 49 |
Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Ludington, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Ludington. People who follow the town see it, and so do people comparing Ludington with their own town. No commission, no listing fee.
Questions about buying a home in Ludington
What do homes sell for in Ludington, MI?
101 homes sold in the year to September 2026 at a typical $295K, $196 a square foot. Houses sold for about $249K, condos for about $464K in the year to May 2026.
Is Ludington a buyer’s or seller’s market?
A seller’s market: 37 homes were for sale in September 2026 and 11 sold, about 3.3 months of supply. Buyers paid 95.4% of asking on average.
When is the best time to buy in Ludington?
May brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Ludington?
About 1.3% of a home’s value a year. On a $295K home that’s near $3,760.
Where can I see homes for sale in Ludington?
Zillow, Redfin, Realtor.com and Homes.com all carry Ludington’s MLS listings; the search links above open each one filtered to Ludington.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).