Lincoln Park Post Office · Photo: Andrew Jameson · CC BY-SA 3.0FEMA expects about as much hazard damage per building in Lincoln Park as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Lincoln Park gets a B− for hazard risk: lower expected damage per building than 53% of U.S. towns, #603 of 701 in Michigan. Most of that expected damage is river and rain flooding (91%). Flood insurance has paid 38 claims here since 2000.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Lincoln Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Lincoln Park’s grade
River and rain flooding is 91% of the building damage FEMA expects in Lincoln Park, and Lincoln Park’s rate of river and rain flooding damage is higher than 71% of U.S. census tracts. Next is tornadoes at 5% (higher than 57% of U.S. census tracts).
B− #603 of 701 in Michigan; lower expected damage per building than 53% of U.S. towns (21,298).
Lincoln Park’s residents live in 11 census tracts; FEMA’s figures are combined by where they live.
The typical Michigan town has lower expected damage than 77% of U.S. towns; within the state, Lincoln Park has more expected damage per building than 86% of Michigan towns.
In dollars, FEMA expects about $7.8M a year in losses across Lincoln Park: $5.0M to buildings, the rest to people and crops.
Does Lincoln Park flood? Sometimes: 38 flood claims since 2000
Every paid claim on a federal flood insurance policy in Lincoln Park, from FEMA’s records: 2.5 per 1,000 homes, fewer than 57% of the 13,809 U.S. towns with a flood insurance record.
Lincoln Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wayne County.5 federal disasters brought FEMA money to Lincoln Park
Disasters that paid out in Lincoln Park itself (aid to households or repair grants to the City of Lincoln Park), newest first, with that year’s flood claims.
- 2023Severe Storms, Tornadoes, and Flooding728 households applied for aid$1.8M aid approved
- 2021Severe Storms, Flooding, and Tornadoes286 households applied for aid$458K aid approved
- 2014Severe Storms and Flooding604 households applied for aid$601K aid approved$66K to the City of Lincoln Park for repairs11 flood claims paid that year
- 2004Severe Storms, Tornadoes, and Flooding246 households applied for aid$170K aid approved2 flood claims paid that year
- 1999Mi - Severe Weather 1/2 /99$24K to the City of Lincoln Park for repairs
Wayne County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Lincoln Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lincoln Park archive →Lincoln Park and its neighbors
Lincoln Park is 6th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Southgate | A−less damage than 82% | river and rain flooding | 1 |
| Detroit | A−less damage than 78% | river and rain flooding | 379 |
| Wyandotte | B+less damage than 74% | river and rain flooding | 24 |
| Melvindale | B+less damage than 73% | river and rain flooding | — |
| Ecorse | Bless damage than 56% | river and rain flooding | 59 |
| Lincoln Park | B−less damage than 53% | river and rain flooding | 38 |
| Allen Park | B−more damage than 51% | river and rain flooding | 35 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lincoln Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lincoln Park
Is Lincoln Park at risk for natural disasters?
On FEMA’s National Risk Index, Lincoln Park has lower expected damage per building than 53% of U.S. towns: B− for hazard risk, #603 of 701 in Michigan. Most of the expected damage is river and rain flooding (91%) and tornadoes (5%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Lincoln Park flood?
Flood insurance has paid 38 claims in Lincoln Park since 2000, $172K in all, or 2.5 per 1,000 homes, fewer than 57% of U.S. towns with a flood insurance record. 8 properties have flooded more than once.
Is Lincoln Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wayne County, 22% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Lincoln Park?
FEMA’s Community Rating System list shows no discount for Lincoln Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lincoln Park?
By FEMA money that reached Lincoln Park, Severe Storms, Tornadoes, and Flooding (2023): 728 households applied for aid, $1.8M approved.
Is Lincoln Park at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (91%), and Lincoln Park’s rate for it is higher than 71% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Lincoln Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lincoln Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.