Storms, floods and disasters in Grant Township
Grant Township isn’t graded for hazard risk: Grant Township has 927 residents; we grade towns of 1,000 or more. Flood insurance has paid 14 claims here since 2026.
What Grant Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Grant Township flood? Sometimes: 14 flood claims since 2026
Every paid claim on a federal flood insurance policy in Grant Township, from FEMA’s records.
- The 2026-04-Flooding14 claims · $1.2M
Grant Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cheboygan County.The storms Grant Township remembers
None of the 5 disasters declared for Cheboygan County shows FEMA aid or repair money reaching Grant Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 202614 flood claims paidThe year of Severe Storms, Tornadoes, and Flooding, declared for Cheboygan County
Cheboygan County has had 5 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Grant Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Grant Township archive →Grant Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Benton Township | C+more damage than 58% | river and rain flooding | 2 |
| Aloha Township | — | not graded yet | |
| Waverly Township | — | 642 residents; we grade 1,000+ | |
| Bearinger Township | — | 397 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Grant Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Grant Township
Does Grant Township flood?
Flood insurance has paid 14 claims in Grant Township since 2026, $1.2M in all. The most claims came from 2026-04-Flooding (14).
Is Grant Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cheboygan County, 6% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Grant Township?
FEMA’s Community Rating System list shows no discount for Grant Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Grant Township?
By flood claims, 2026-04-Flooding: 14 paid, $1.2M.
Storm stories
Memories, warnings and help from neighbors in Grant Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Grant Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.