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Michigan›Bay County

Garfield TownshipMI

A town of 1,685.

Is Garfield Township a good place to live?

Garfield Township’s best subject grade is an A− for cost of living; its weakest is a C− for walkability. Among 702 Michigan towns, just 1 have a higher share of households owning their home than Garfield Township. The biggest park or preserve is Garfield Township Park, at 36 acres. Garfield Township has fewer than 2,500 residents, so it gets subject grades but no overall grade.

A commuter town

100% of working residents leave Garfield Township for work

Where Garfield Township’s working residents go each day. Line width shows the share.

10% → Bay City Bay City 10% 10% → Midland Midland 10% 8% → Saginaw Saginaw 8% 6% → Fraser Township Fraser Township 6% 4% → Kawkawlin Township Kawkawlin Township 4% 3% → Pinconning Pinconning 3% Garfield Township · 0% stay
43jobs based in Garfield Township
0%of working residents work in town
18 mimedian commute distance

Census LEHD 2021

How Garfield Township grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Garfield Township is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Garfield Township: who provides what

Who provides power, water and the rest in Garfield Township, and how to reach them.

The full setup list →
PowerConsumers Energy20.7¢/kWh · EIA 2025HIFLD · EIA
InternetProviders and speedsData pending · D4
Trash & dumpNot on file yetWe don’t have Garfield Township’s trash rules yet
SchoolsPinconning Area SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereGarfield Township ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP codes48634, 48650, 4865248634 64% · 48650 27% · 48652 9%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Garfield Township.

Work & commuteJobs & income grade B+

Garfield Township stands out in Michigan and nationally, with fewer of its working residents who work locally

0.5% of working residents work locally in Garfield Township, where Michigan’s towns sit at 5.9% and U.S. towns at 8%. The median household income in Garfield Township is $97,000. The top destinations are Bay City (10%), Midland (10%) and Saginaw (8%).

0%work in town
Garfield TownshipMichigan townsU.S. towns
Working residents who work in town0.5%5.9%8%
Median household income$97,000$77,000$80,000
Below the poverty line5.5%8.9%9.6%
Average trip to work28 minutes25 minutes25 minutes

Where working residents work

In Garfield Township0%
Bay City10%
Midland10%
Saginaw8%
Fraser Township6%
18 mi
median commute distance
43
jobs based in Garfield Township
A commuter town
jobs vs. working residents
C−
Walkability grade: more walkable than 18% of U.S. towns

Census LEHD 2021 · ACS

Climate

Snowy winters and pleasant summers in Garfield Township

Garfield Township has chilly, snowy winters and pleasant summers. Garfield Township’s July high is 82°F, near the Michigan town median (82°F) and below the median of U.S. towns (85°F).

49″snow a winter

Typical low → high °F

Winter18–32°
Spring35–55°
Summer58–80°
Fall40–59°
Oct 16
typical first frost
Apr 29
typical last frost
+1.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HealthC+

On CDC estimates, Garfield Township is less healthy than 60% of U.S. towns

Garfield Township beats the Michigan average on 3 of 32 CDC measures and trails it on 4. 39% of Garfield Township adults have high blood pressure.

40%healthier than U.S. townsC+Health Grade
Garfield TownshipMichigan townsU.S. towns
High blood pressure (CDC PLACES)39%36%35%
Frequent physical distress (CDC PLACES)15%14%14%
Depression (CDC PLACES)27%27%23%
Smoke cigarettes (CDC PLACES)16%15%14%
32 measures vs. Michigan
3 better25 too close to call4 worse
What stands outGarfield TownshipMI
Fewer adults facing housing insecurity9.8%11.9%
Fewer adults facing a utility shut-off7.2%8.7%
More adults who have had cancer10.6%8.9%
Saint Mary's Standish Community Hospital
15.6 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade B

Low risk in Garfield Township, with inland flooding at the top

Expected storm and flood damage is lower than in 61% of U.S. communities. Since 1986, 32 flood insurance claims have been paid out in Garfield Township.

39risk score of 100
FEMA risk score
39Low riskLowerHigher
Inland floodingCold wavesTornadoes
32
paid flood claims since 1986

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsC+

Conserved land covers 3% of Garfield Township

0.6 miles of trail in 1 park or preserve.

3%conserved
3%
conserved · 683 of 22,698 acres
0.6 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Garfield Township Park—36

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

USS Edson and 10 more within 40 miles

Museums, parks, gardens and other places to visit around Garfield Township. Close and well known come first.

All 16 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

USS Edson: U.S. Navy, Public domain · Dow Gardens: Chris.Schiemann, CC BY-SA 4.0 · Chippewa Nature Center: Christian Collins, CC BY-SA 2.0 · Saginaw Valley Naval Ship Museum: John McCullough, CC BY-SA 2.5 · Temple Theatre: Ian Poellet, CC BY-SA 4.0

Keep exploring

Everything we know about Garfield Township

17pages on Garfield Township
After high school

Colleges nearby

1 within 15 miles of the center of Garfield Township

About 3 of every 100 Garfield Township residents are enrolled in college, against 6 across Michigan.

Prices by family income, graduation and earnings →

About Garfield Township

Civil township in Michigan, United States

Garfield Township is a civil township of Bay County in the U.S. state of Michigan. The township's population was 1,693 as of the 2020 census. It is included in the Bay City Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
36 sq mi
Elevation
643 ft

Garfield Township’s neighbors

4 towns share a border with Garfield Township.

Explore the map →
How the neighbors grade
TownMI rankOverallCostSafetySchoolsHealth
Garfield Township——A−—BC+
Fraser Township#490C+B+—BC+
Mount Forest Township——B−—BC
Beaver Township#499C+C+—B−B+
Mills Township——B—AB+

Garfield Township, Mount Forest Township and Mills Township have fewer than 2,500 residents, so they get subject grades but no overall grade. Garfield Township, Fraser Township, Mount Forest Township, Beaver Township and Mills Township report no FBI crime data of their own. Compare Garfield Township with a neighbor →

Questions about Garfield Township

Short answers, built from the data on this page.

Is Garfield Township, MI expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.