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Elberta, MI
Michigan›Benzie County
Photo: TCP04 · CC BY 4.0
Photo of Elberta

Elberta, MI · Photo: TCP04 · CC BY 4.0 · Source ↗

Is Elberta a good place to live?

Elberta’s typical journey to work is 13 minutes, against 25 minutes in Michigan’s towns and 25 minutes across U.S. towns. Among 702 Michigan towns, just 8 have a lower share of working residents who work in town than Elberta. Elberta’s trail density is 2.6 miles per square mile, where Michigan’s towns sit at 0.3 and U.S. towns at 0.4. The biggest place to walk is Elbert Dunes South Natural Area, 63 acres with 1.6 miles of trail. Elberta has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What makes Elberta stand out

Where Elberta beats most towns.

Small town

317 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Gilmore TownshipFrankfortCrystal Lake TownshipGilmore TownshipFrankfortCrystal Lake TownshipElberta
Sunset Elberta MI
Sunset Elberta MI, 2007
Elberta’s story

171 years in pictures

Census counts: 639 in 1900, a peak of 850 in 1950, 329 in 2020. The archive holds 12 old photos and papers going back to 2005 and a map from 1956 on.

  • 1855Elberta is settled
Explore the history →
Nearby attractions

Sleeping Bear Dunes National Lakeshore and 2 more within 40 miles

Museums, parks, gardens and other places to visit around Elberta. Close and well known come first.

All 7 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Sleeping Bear Dunes National Lakeshore: en:User:Grod028, Public domain · Ramsdell Theatre: Doug Coldwell, CC BY-SA 4.0

Getting set up

Moving to Elberta: who provides what

Who provides power, water and the rest in Elberta, and how to reach them.

The full setup list →
PowerDTE20.2¢/kWh · EIA 2025HIFLD · EIA
WaterVillage of Elberta water systemNo health-based violations in 5 years · EPAEPA
Internet3 providers89% of addresses get 100/20 MbpsFCC
Trash & dumpFridayTrash dayTown site
SchoolsFrankfort-Elberta Area SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereGilmore Township ClerkGilmore Township; contacts on the Handbook page.FVAP, Nov 2025
ZIP code4962849628 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Elberta.

Who lives here

45% of residents are 65 or older

Elberta has grown 2.3% since 2020, to 317 residents in the Census Bureau’s 2025 estimate. For Elberta, the midpoint age is 53 years. Among adults 25 and older, 36% have a four-year degree or more, against 32% across Michigan.

53median age · MI 40.2
ElbertaMichigan townsU.S. towns
Median age53 years42.5 years40.5 years
Bachelor’s degree or more, 25+36%26%29%
ElbertaMichiganUnited States

Ages · share of residents

Education · adults 25 and older

No diploma2%
High school28%
Some college20%
Associate’s15%
Bachelor’s15%
Graduate20%

Women and men · all residents

45% women, 55% men

That’s an even split within the survey’s margin of ±7.5 points. Across Michigan, 50.4% of residents are women.

Ages and education in Elberta
ElbertaMIU.S.
Under 104%11.2%11.6%
10 to 170%10.1%10.3%
18 to 242.9%9.2%9.1%
25 to 3428.2%13.2%13.7%
35 to 442.9%12.2%13.2%
45 to 5413.2%12%12.2%
55 to 644%13.6%12.7%
65 to 7421.8%11.2%10.2%
75 and older23%7.4%7%
No diploma1.9%7.9%10.4%
High school27.8%28%26%
Some college19.8%21.9%19.1%
Associate’s14.8%9.8%8.8%
Bachelor’s15.4%19.7%21.6%
Graduate20.4%12.7%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 300, single groups can be off by several points

Natural hazards

Natural hazards: low risk in Elberta, mostly cold waves

Federal disaster aid has reached households in Elberta once, in 2026. Compared with nearly four fifths of U.S. communities, expected storm and flood damage locally is lower. Expected losses in Elberta break down as 46% from cold waves and 45% from inland flooding.

21risk score of 100
FEMA risk score
21Low riskLowerHigher
Cold wavesInland flooding
1
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Work & commute

Most of Elberta’s workers commute out: the town has 0.2 jobs for each of them

The top destinations are Benzonia Township (15%), Traverse City (8%) and Joyfield Township (7%). Only 1% of working residents stay in Elberta for work; the rest commute out. The income of the median household for Elberta comes to $114,000. Half commute less than 23 miles.

1%work in town

Where working residents work

In Elberta1%
Benzonia Township15%
Traverse City8%
Joyfield Township7%
Homestead Township7%
23 mi
median commute distance
19
jobs based in Elberta
A commuter town
jobs vs. working residents

Census LEHD 2021 · ACS

Climate

A typical July afternoon in Elberta is cooler than in the typical Michigan or U.S. town

Elberta has chilly, snowy winters and pleasant summers. July afternoons reach 77°, January nights drop to 17° and about 93 inches of snow falls in a winter.

93″snow a winter

Typical low → high °F

Winter19–30°
Spring34–51°
Summer58–75°
Fall42–56°
Oct 26
typical first frost
May 2
typical last frost
+2.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Elberta is

The share of adults in Elberta who have diabetes: 14%. CDC measures, 32 in all: Elberta beats Michigan on 5 and trails on 4.

ElbertaMichigan townsU.S. towns
Sleep under 7 hours (CDC PLACES)29%34%36%
High blood pressure (CDC PLACES)40%36%35%
Diabetes (CDC PLACES)14%12%12%
Feel lonely (CDC PLACES)30%32%33%
32 measures vs. Michigan
5 better23 too close to call4 worse
What stands outElbertaMI
Fewer adults facing housing insecurity9%11.9%
Fewer adults facing a utility shut-off6.8%8.7%
More adults who have had cancer11.8%8.9%
Paul Oliver Memorial Hospital
1.2 mi away · emergency room
2 of 3
care shortages: primary care, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Outdoors

In Elberta, 2.1% of the land is conserved

There are 2.6 miles of trail across 4 parks and preserves. Parks and preserves in Elberta: 4, covering 76 acres.

2.1%conserved
2.1%
conserved · 13 of 642 acres
2.6 mi
of trails · 2.6 per sq mi
Biggest places to walkTrailsAcres
1. Elbert Dunes South Natural Area1.6 mi63
2. Historic Elberta Waterfront Park0.1 mi9
3. Dudley Penfold Memorial Park—3

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Housing

The median home in Elberta sells for about $330K

Among households in Elberta, 96% are owner-occupiers.

$330Kmedian sale price
1
homes sold in April

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Elberta

17pages on Elberta
After high school

Colleges nearby

None within 15 miles of Elberta; the nearest are

A commuter town

99% of working residents leave Elberta for work

Where Elberta’s working residents go each day. Line width shows the share.

15% → Benzonia Township Benzonia Township 15% 8% → Traverse City Traverse City 8% 7% → Joyfield Township Joyfield Township 7% 7% → Homestead Township Homestead Township 7% 7% → Weldon Township Weldon Township 7% 6% → Frankfort Frankfort 6% Elberta · 1% stay
19jobs based in Elberta
1%of working residents work in town
23 mimedian commute distance

Census LEHD 2021

About Elberta

Village in Michigan, United States

Elberta ( el-BER-tə) is a village in Benzie County, Michigan, United States. The population was 329 at the 2020 census. Located in Gilmore Township, Elberta overlooks Lake Michigan and lies across Betsie Lake from Frankfort. Elberta is part of Northern Michigan.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
1.0 sq mi
Elevation
591 ft
ZIP code
49628

Questions about Elberta

Short answers, built from the data on this page.

Is Elberta, MI a good place to live?

Elberta has fewer than 1,000 residents, too few for fair grades; the figures below are still real.