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Bay Shore Michigan Sign US31
Michigan›Charlevoix County

Bay ShoreMI

The town was settled in 1892 and has 697 residents today.

2 bordering townsMap →
Photo: Royalbroil · CC BY-SA 3.0
Photo of Bay Shore

Bay Shore, MI · Photo: Royalbroil · CC BY-SA 3.0 · Source ↗

Is Bay Shore a good place to live?

9.9% of residents are under 18 in Bay Shore, below both the Michigan town median (21%) and the median of U.S. towns (22%). Only 8 of the 702 Michigan towns we compare have a lower July high than Bay Shore. Bay Shore has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

697 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
PetoskeyResort TownshipPetoskeyResort TownshipBay Shore
Getting set up

Moving to Bay Shore: who provides what

Bay Shore is unincorporated, so Charlevoix County and regional agencies provide most services.

PowerDTE20.2¢/kWh · EIA 2025HIFLD · EIA
WaterBay Shore Estates water systemNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesCharlevoix CountyCharlevoix County provides services here
SchoolsCharlevoix Public SchoolsPublic Schools of Petoskey2 districts serve Bay Shore; which school depends on your address and gradeNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereHayes Township ClerkHayes Township; contacts on the Handbook page.FVAP, Nov 2025
ZIP codes49720, 4977049720 72% · 49770 28%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Bay Shore.

Natural hazards

Bay Shore stands out in Michigan and nationally, with the FEMA risk score lower than most

FEMA puts 48% of Bay Shore’s expected hazard losses down to inland flooding, and 40% to cold waves. Expected storm and flood damage is lower than in 99% of U.S. communities.

1risk score of 100
FEMA risk score
1Very low riskLowerHigher
Inland floodingCold waves

FEMA National Risk Index · OpenFEMA

Who lives here

More middle-aged adults than Michigan overall

Adults 35 to 64 are 52% of residents (38% statewide); children under 18 are 10% of residents (21% statewide). For Bay Shore, the midpoint age is 51 years. Michigan has 32% of adults 25 and older with a bachelor’s degree or more; here it is 32%.

51median age · MI 40.2
Bay ShoreMichigan townsU.S. towns
Median age51 years42.5 years40.5 years
Bachelor’s degree or more, 25+32%26%29%
Bay ShoreMichiganUnited States

Ages · share of residents

Education · adults 25 and older

No diploma14%
High school16%
Some college26%
Associate’s13%
Bachelor’s21%
Graduate11%

Women and men · all residents

50% women, 50% men

That’s an even split within the survey’s margin of ±6.1 points. Across Michigan, 50.4% of residents are women.

Ages and education in Bay Shore
Bay ShoreMIU.S.
Under 103.6%11.2%11.6%
10 to 176.3%10.1%10.3%
18 to 242.9%9.2%9.1%
25 to 3415.1%13.2%13.7%
35 to 4413.8%12.2%13.2%
45 to 5420.1%12%12.2%
55 to 6418.5%13.6%12.7%
65 to 7416.8%11.2%10.2%
75 and older3%7.4%7%
No diploma14.1%7.9%10.4%
High school15.5%28%26%
Some college25.8%21.9%19.1%
Associate’s12.7%9.8%8.8%
Bachelor’s20.9%19.7%21.6%
Graduate11%12.7%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 700, single groups can be off by several points

Work & commute

With only 0.2 jobs per working resident, most people in Bay Shore work out of town

Employers in Bay Shore added 37 jobs between 2011 and 2021, to 47. The town’s typical journey to work is 17 minutes. The median commute is under 9 miles. The top destinations are Petoskey (20%), Charlevoix (14%) and Bear Creek Township (8%).

0%work in town
Bay ShoreMichigan townsU.S. towns
Average trip to work17 minutes25 minutes25 minutes
Below the poverty line7.7%8.9%9.6%

Where working residents work

In Bay Shore0%
Petoskey20%
Charlevoix14%
Bear Creek Township8%
Charlevoix Township5%
9 mi
median commute distance
47
jobs based in Bay Shore
A commuter town
jobs vs. working residents

Census LEHD 2021 · ACS

Climate

Snowy winters and pleasant summers in Bay Shore

In July, afternoons reach 76°; in January, nights fall to 16°, and about 124 inches of snow falls in a winter.

124″snow a winter

Typical low → high °F

Winter18–30°
Spring32–50°
Summer57–75°
Fall42–56°
Oct 20
typical first frost
May 6
typical last frost
+1.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Bay Shore is

The share of adults in Bay Shore who smoke cigarettes: 12%. On the CDC’s 32 measures, Bay Shore is ahead of Michigan on 12 and behind on 2. Among adults in the town, 15% report frequent mental distress and 20% get no exercise outside work.

Bay ShoreMichigan townsU.S. towns
Feel lonely (CDC PLACES)29%32%33%
Frequent mental distress (CDC PLACES)15%18%17%
Get no exercise (CDC PLACES)20%25%25%
Yearly checkup (CDC PLACES)82%80%79%
32 measures vs. Michigan
12 better18 too close to call2 worse
What stands outBay ShoreMI
Fewer older adults who have lost all their teeth5.4%10.2%
Fewer adults facing food insecurity8.9%15.4%
More adults who have had cancer11.3%8.9%
Mclaren Northern Michigan
6.9 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Bay Shore

15pages on Bay Shore
After high school

Colleges nearby

1 within 15 miles of the center of Bay Shore

A commuter town

100% of working residents leave Bay Shore for work

Where Bay Shore’s working residents go each day. Line width shows the share.

20% → Petoskey Petoskey 20% 14% → Charlevoix Charlevoix 14% 8% → Bear Creek Township Bear Creek Township 8% 5% → Charlevoix Township Charlevoix Township 5% 4% → Resort Township Resort Township 4% 3% → Boyne Valley Township Boyne Valley Township 3% Bay Shore · 0% stay
47jobs based in Bay Shore
0%of working residents work in town
9 mimedian commute distance

Census LEHD 2021

About Bay Shore

Census-designated place & unincorporated community in Michigan, United States

Bay Shore is an unincorporated community and census-designated place (CDP) located on the boundary between Charlevoix County and Emmet County in the U.S. state of Michigan. The population of the CDP was 657 at the 2020 census. Bay Shore is located along Little Traverse Bay on Lake Michigan just west of the city of Petoskey. It is mostly within Hayes Township in Charlevoix County with a small portion extending east into Resort Township in Emmet County.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
1.6 sq mi
Elevation
679 ft
ZIP code
49711
Area code
231

Questions about Bay Shore

Short answers, built from the data on this page.

Is Bay Shore, MI a good place to live?

Bay Shore has fewer than 1,000 residents, too few for fair grades; the figures below are still real.