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≈ B+Health Grade
Health in Banks Township · CDC PLACES 2025

On CDC estimates, Banks Township is healthier than 68% of U.S. towns

Banks Township differs from Michigan on 13 of 32 measures CDC estimates: 10 better, 3 worse.

Modeled estimates for adults 18+, from ZIP codes 49729, 49720, 49622. How CDC estimates town health

What stands out · In brief

What stands out about health in Banks Township

Banks Township is healthier than its income would predict

Against all U.S. towns, Banks Township is healthier than 68%. Against the 10,617 towns with similar household incomes ($53K–$89K), it’s healthier than 84%. Health Grade ↓

Cancer and arthritis run high in Banks Township

1 in 8 adults have had cancer (11.8%), vs 8.9% across Michigan. 1 in 3 adults have arthritis (33.8%), vs 29.1% across Michigan. Conditions ↓

Banks Township keeps up with checkups

It beats Michigan on three of five routine checkups and screenings, including dentist visits (73.8% vs 68%) and cholesterol checks (90.1% vs 87.4%). Checkups ↓

Fewer Banks Township adults struggle to make ends meet

Worries about food, housing, utility bills and getting around all run below Michigan. 1 in 10 adults worry about having enough food, vs 1 in 6 adults statewide. Everyday needs ↓

Written from the CDC, Medicare and HRSA data on this page. CDC PLACES 2025 release: modeled estimates for adults, not counts; “higher” and “lower” mean the Michigan figure falls outside Banks Township’s likely range; Banks Township’s figures come from ZIP codes 49729, 49720, 49622, which may reach past town lines; at the ends of CDC’s ranges the grade could be anywhere from C to A.

Health Grade

What’s behind Banks Township’s grade

On seven CDC estimates for adults, Banks Township is healthier than 68% of U.S. towns. Mental distress holds the grade up (fewer adults with frequent mental distress than 76% of U.S. towns); diabetes pulls it down (better than 49%).

B+Self-rated health16.9% · MI 19.4% · U.S. 19.4%
BPhysical distress13.7% · MI 14% · U.S. 13%
A−Mental distress15.4% · MI 17.6% · U.S. 15.9%
B−Obesity35.7% · MI 36.2% · U.S. 32.9%
B−Diabetes12.1% · MI 11.9% · U.S. 12%
B+Smoking12.7% smoke · MI 14.6% · U.S. 11.8%
A−Exercise21.6% · MI 24.9% · U.S. 24.7%
All U.S. towns we grade (21,250)Healthier than 68%
Less healthyHealthier
U.S. towns with similar incomes, $53K–$89K (10,617)Healthier than 84%

Health estimates follow income closely across the country: towns with higher household incomes usually score higher (a correlation of 0.77 across 21,157 graded towns). Banks Township’s median household income is $71,326; among the 10,617 U.S. towns within 25% of that ($53K–$89K), it’s healthier than 84%, more than its income alone would suggest.

A rough placement. CDC’s likely ranges are wide here: with every estimate at one end or the other, Banks Township could be anywhere from C to A. The letter shows with “≈”. These are ZIP code figures (ZIP 49729,49720,49622), weighted by land area, which can reach past town lines.

How TownRatings grades health →

Chronic conditions

Out of every 100 Banks Township adults…

Banks Township runs above MI on 3 of 12 conditions. Tap one to see it as people.

12 of every 100 Banks Township adults have had cancer
Michigan: 9 in 100 · worse · likely 10.8–12.9%
Better than MIWorseAbout the sameMichigan
Checkups & screenings

Keeping up with care

Share of Banks Township adults getting routine care. The full ring is 100%; the dark tick marks Michigan.

82%Yearly checkupMI 80%
74%Dentist visitMI 68%
90%Cholesterol checkMI 87%
75%Colon screeningMI 69%
78%MammogramMI 77%
81%Taking BP medsMI 78%
1 in 20
working-age adults has no health insurance
Banks Township 5% · Michigan 1 in 14 (6.9%)
Everyday needs

Making ends meet

Needs that shape health as much as any doctor visit: food, housing, utilities and a way to get around.

1 in 10
Banks Township adults worry about having enough food
9.7% · MI 15.4%
Better than MI
1 in 13
Banks Township adults worry about keeping their housing
7.6% · MI 11.9%
Better than MI
1 in 18
Banks Township adults were threatened with a utility shut-off
5.6% · MI 8.7%
Better than MI
1 in 18
Banks Township adults lack reliable transportation
5.6% · MI 8.3%
Better than MI

8.7% of Banks Township adults receive SNAP (food stamps), compared with 14.3% across Michigan.

Getting care

Care in and near Banks Township

No hospital or community health center in Banks Township itself. These are the nearest.

HNearest ERCharlevoix Area HospitalCharlevoix · 8.3 miDirections →
+Low-cost careEast Jordan Family Health CenterEast Jordan · 8.3 mi · sliding-scale feesDirections →
8.3 mi
Charlevoix Area Hospital
Charlevoix · not rated
ERRural critical access
8.3 mi
East Jordan Family Health Center
2 sites · nearest in East Jordan
Sliding-scale fees
Directions to nearest
21.7 mi
Mclaren Northern Michigan
Petoskey · ★★★★★
ER
23.5 mi
Alcona Citizens for Health
4 sites · nearest in Petoskey
Sliding-scale fees
Directions to nearest
30.3 mi
Kalkaska Memorial Health Center
Kalkaska · not rated
ERRural critical access
32.1 mi
Munson Healthcare Otsego Memorial Hospital
Gaylord · ★★★★★
✓ Primary careBanks Township is not a shortage area
✓ Dental careBanks Township is not a shortage area
✓ Mental healthNo HRSA shortage area covers Banks Township itself

Hospitals: Medicare overall star ratings, 1–5. Community health centers charge on a sliding scale by income. Distances are straight-line from the center of Banks Township; ≈ marks a hospital located by its town, not its street. Shortage areas: HRSA Health Professional Shortage Areas (a “population” designation covers specific residents, such as those with low incomes).

Habits

Everyday habits, side by side with Michigan

Share of adults, with the Michigan figure marked.

Get no exercise 21.6%MI 24.9%
Sleep under 7 hours 31.3%MI 34.7%
Binge drink 15.6%MI 15.9%
Smoke cigarettes 12.7%MI 14.6%
0%10%20%30%40%
Banks Township, betterBanks Township, worseAbout the sameMichigan
Where Banks Township gets moving

4.2 miles of trails across 6 parks and preserves

Parks & trails →
Mind & connection

How Banks Township adults are doing

On 1 of 4 measures, Banks Township does better than Michigan.

3 in 10Banks Township adults feel lonely
28.7% · MI 32.4% · About the same as MI
1 in 5Banks Township adults lack social or emotional support
20.1% · MI 23.1% · About the same as MI
1 in 4Banks Township adults have been diagnosed with depression
24.9% · MI 25.7% · About the same as MI
1 in 6Banks Township adults are in frequent mental distress
15.4% · MI 17.6% · Better than MI
The one neighbors can help with

3 in 10 Banks Township adults feel lonely. A hello is a start.

Groups are the easiest way in: a walking group, a book club, your street.

Find a group →

If you or someone you know is struggling, call or text 988, the Suicide & Crisis Lifeline. It’s free, confidential and open 24/7.

Around town

Banks Township and the towns around it

Banks Township’s Health Grade ranks 2nd of 5 graded towns around it.

South Arm Township: 36.6%Central Lake Township: 36.9%Marion Township: 35.1%Eastport: 33.4%Torch Lake Township: 34.9%Norwood Township: 35.1%Wilson Township: 35.6%Eveline Township: 36.2%Echo Township: 36.8%Forest Home Township: 35.7%Charlevoix Township: 35.1%Milton Township: 35.8%Banks Township: 35.7%Banks TownshipSouth Arm TownshipCentral Lake TownshipMarion TownshipEastportTorch Lake TownshipNorwood TownshipCharlevoix Area Hospital · Charlevoix · 8.3 miHEast Jordan Family Health Center · East Jordan · 8.3 mi+
Healthier than MINear MILess healthyHHospital+Health center
Obesity
#7 of 13 towns on this map, healthiest first
Eastport33.4%
Torch Lake Township34.9%
Marion Township35.1%
Norwood Township35.1%
Banks Township35.7%
South Arm Township36.6%
Central Lake Township36.9%
MI36.2%

Nearby towns are shaded from CDC’s estimates for their ZIP codes, or CDC’s own figure for cities and villages.

Health next door

TownHealthObesityDiabetesSmokingFigures from
Banks TownshipB+35.7%12.1%12.7%ZIP codes
South Arm TownshipB−36.6%12.1%14.9%ZIP codes
Central Lake TownshipB36.9%13.4%13.5%ZIP 49622
Marion TownshipB+35.1%12.6%12.8%ZIP 49720
Torch Lake TownshipB+34.9%12.8%11.2%ZIP codes
Eastport————
Norwood Township————

Eastport and Norwood Township: fewer than 1,000 residents. Same-state neighbors only, ordered by length of shared border.

Disability

Living with a disability

Shown without a better/worse judgment.

30.1%

of Banks Township adults live with a disability (Michigan 31.1%). Walking or climbing stairs is the most common.

Walking or climbing stairs13.9%
Thinking or memory12.3%
Hearing8.6%
Errands alone7.4%
Vision4.1%
Dressing or bathing3.4%
Michigan

Every CDC estimate for Banks Township

Share of adults, 40 measures, with CDC’s likely range.

On the 32 measures below that have a better and a worse direction, Banks Township is better than Michigan on 10 and worse on 3; on the rest, the Michigan figure falls inside Banks Township’s likely range, so we call them about the same. Disability and SNAP are described, not compared as better or worse.

Adults who…Banks TownshipMIU.S.vs MI
Overall health
Fair or poor health16.9%14.5–19.419.4%19.4%About the same
Frequent physical distress (physical health not good 14+ days a month)13.7%12–15.514%13%About the same
Frequent mental distress (mental health not good 14+ days a month)15.4%13.6–17.217.6%15.9%Better
Conditions
Obesity35.7%28.8–43.236.2%32.9%About the same
Diabetes12.1%10.5–13.911.9%12%About the same
High blood pressure38.7%34.7–42.736.7%34.4%About the same
High cholesterol (adults screened in 5 years)39.2%35.2–43.435.4%37.1%About the same
Arthritis33.8%30.4–37.329.1%25.3%Worse
Asthma11%9.8–12.311.5%9.9%About the same
Cancer, other than skin cancer11.8%10.8–12.98.9%7.9%Worse
Coronary heart disease8%7.1–8.97%6.4%Worse
COPD8.4%7.1–9.68.1%6.3%About the same
Stroke3.8%3.4–4.23.7%3.4%About the same
Lost all teeth (ages 65+)8.5%6.9–10.310.2%12.3%About the same
Habits
Smoke cigarettes12.7%10.6–15.114.6%11.8%About the same
No exercise outside work21.6%17.9–25.724.9%24.7%About the same
Binge drinking15.6%13–18.515.9%15.4%About the same
Sleep under 7 hours31.3%25.5–37.434.7%36%About the same
Checkups and coverage
No health insurance (ages 18–64)5%4.1–6.16.9%11%Better
Checkup in the past year82.1%79.2–84.880.3%77.4%About the same
Dentist visit in the past year73.8%71–76.668%63.2%Better
Cholesterol check in 5 years90.1%88.6–91.387.4%87.1%Better
Taking blood pressure medicine (adults with high blood pressure)80.5%77.9–82.977.6%76.5%Better
Colorectal cancer screening (ages 45–75)74.5%70.2–78.469%65.5%Better
Mammogram in 2 years (women 50–74)78.3%71.7–83.976.9%76.4%About the same
Mind and connection
Ever told they have depression24.9%21.6–28.525.7%20.6%About the same
Feel lonely28.7%24.3–33.232.4%32.5%About the same
Lack social and emotional support20.1%17.1–23.223.1%23.6%About the same
Everyday needs
Worried about having enough food9.7%7.9–11.515.4%15%Better
Worried about keeping housing7.6%6.3–8.911.9%12%Better
Threatened with a utility shut-off5.6%4.8–6.58.7%7.6%Better
Lack reliable transportation5.6%4.9–6.58.3%7.9%Better
Received SNAP (food stamps)8.7%7.1–10.514.3%11.6%Lower
Disability
Any disability30.1%26.1–34.331.1%30.1%About the same
Difficulty walking or climbing stairs13.9%12–16.114%13.6%About the same
Difficulty concentrating or remembering12.3%10.8–13.914.3%13.9%Lower
Hearing difficulty8.6%7.7–9.67.3%6.7%Higher
Vision difficulty4.1%3.7–4.64.9%5.4%Lower
Difficulty doing errands alone7.4%6.5–8.48.6%7.9%Lower
Difficulty dressing or bathing3.4%3–3.83.8%3.8%About the same

Each figure is the share of adults 18+ unless the label says otherwise; small numbers after it are CDC’s likely range (95% interval). “About the same” means the Michigan figure falls inside that range.

Questions about health in Banks Township

Is Banks Township a healthy place to live?

On seven CDC estimates for adults, Banks Township is healthier than 68% of U.S. towns: ≈ B+ for health. Among U.S. towns with similar household incomes it’s healthier than 84%. These are modeled estimates of who lives there, not a measure of local care or habits alone.

What is the obesity rate in Banks Township?

CDC estimates 35.7% of adults have obesity, likely between 28.8% and 43.2%, against 36.2% across Michigan and 32.9% nationally.

What hospital is closest to Banks Township?

Charlevoix Area Hospital in Charlevoix, 8.3 miles in a straight line from Banks Township’s center point, is the nearest general hospital with an emergency room; it has no Medicare star rating.

How many people in Banks Township have no health insurance?

CDC estimates 5% of adults ages 18–64 have no health insurance (likely 4.1–6.1%), against 6.9% across Michigan.

How accurate are these numbers?

They’re modeled estimates: CDC applies national survey answers to each area’s age, sex, race and education mix, so they describe who lives in Banks Township more than anything measured there. At the ends of CDC’s ranges the grade could be anywhere from C to A.

Neighbors talk health

Doctors taking patients, urgent care, staying active in Banks Township.

Town Square →
Ask your neighbors

Health estimates: CDC PLACES: Local Data for Better Health, 2025 release. The Michigan figure combines its counties, weighted by adult population. Hospitals and star ratings: Medicare Care Compare (CMS). Health centers and shortage areas: HRSA. The Health Grade is our own summary of CDC’s estimates, not an official rating. Ages: U.S. Census Bureau, American Community Survey. Town boundaries: U.S. Census Bureau. This page isn’t medical advice. In an emergency, call 911.