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B+Hazard risk
Natural hazards in Woodland · FEMA

FEMA puts Woodland’s expected hazard damage per building below that of 74% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Woodland gets a B+ for hazard risk: lower expected damage per building than 74% of U.S. towns. Most of that expected damage is river and rain flooding (74%), then hurricanes (15%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 74%Hurricanes 15%Earthquakes 5%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 74%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
B+
in Maine · lower than 74% of U.S. towns
Main hazard
River and rain flooding
74% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
11
of 20 declared for Aroostook County
By hazard

What Woodland faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

74%of expected building damage
About average · lower than 60% of U.S. census tracts
Recorded about 3 times a year in the area

Hurricanes

15%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about once every 17 years in the area
Smaller shares here
 Earthquakes Winter storms top 0% Ice storms Strong wind Hail Tornadoes Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 58% of Woodland’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Woodland’s grade

River and rain flooding is 74% of the building damage FEMA expects in Woodland, and Woodland’s rate of river and rain flooding damage is lower than 60% of U.S. census tracts. Winter storms add 3%, at a rate in the top 1% of U.S. census tracts.

Where Woodland sits
Woodland
Least damageMiddleMost damage

B+ lower expected damage per building than 74% of U.S. towns (21,298).

All of Woodland’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding74%Hurricanes15%Earthquakes5%Everything else7%

In dollars, FEMA expects about $483K a year in losses across Woodland: $153K to buildings, the rest to people and crops.

Shared tract.All of Woodland’s 1,217 residents (2020 census) live in one census tract, which it shares with Washburn town (1,527 residents) and Washburn CDP (937 residents) and Perham town (371 residents) and Wade town (229 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Woodland flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Woodland. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Woodland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aroostook County.
Disasters

11 federal disasters brought FEMA money to Woodland

Disasters that paid out in Woodland itself (aid to households or repair grants to the Town of Woodland), newest first, with that year’s flood claims.

  1. 2010Severe Storms and Flooding$4K to the Town of Woodland for repairs
  2. 2008Severe Storms and Flooding$5K to the Town of Woodland for repairs
  3. 2005Snow$4K to the Town of Woodland for repairs
  4. 2005Snow$3K to the Town of Woodland for repairs
  5. 2005Record And/or Near Record Snow$3K to the Town of Woodland for repairs
  6. 2003Snow$3K to the Town of Woodland for repairs
Show all 11
  1. 2003Snow$2K to the Town of Woodland for repairs
  2. 2003Snow$3K to the Town of Woodland for repairs
  3. 2002Severe Winter Cold and Frost$2K to the Town of Woodland for repairs
  4. 2001Snow$1K to the Town of Woodland for repairs
  5. 2000Severe Storms, Flooding, and Ice Jams$960 to the Town of Woodland for repairs
Disasters declared, by decade
Paid out in WoodlandAroostook County only

Aroostook County has had 20 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Woodland after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Woodland archive →
Next door

Woodland and its neighbors

Woodland is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Perham: not gradedCaribou: hazard risk B+New Sweden: not gradedWashburn: hazard risk B+PerhamCaribouNew SwedenWashburnWoodland
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
WashburnB+less damage than 74%river and rain flooding4
WoodlandB+less damage than 74%river and rain flooding0
CaribouB+less damage than 73%river and rain flooding4
Perham—326 residents; we grade 1,000+
New Sweden—494 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Woodland faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Woodland

Is Woodland at risk for natural disasters?

On FEMA’s National Risk Index, Woodland has lower expected damage per building than 74% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (74%) and hurricanes (15%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Woodland in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Aroostook County, 0.3% of all homes carry federal flood insurance.

How much is flood insurance in Woodland?

FEMA’s Community Rating System list shows no discount for Woodland’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Woodland?

By FEMA money that reached Woodland, Severe Storms and Flooding (2008): $5K to the Town of Woodland for repairs.

Is Woodland at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (74%), and Woodland’s rate for it is lower than 60% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Woodland.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Woodland’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.