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–Not graded
Natural hazards in Winterville plantation · FEMA

Storms, floods and disasters in Winterville plantation

Winterville plantation isn’t graded for hazard risk: Winterville plantation has 248 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
2
of 20 declared for Aroostook County
By hazard

What Winterville plantation faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

82%of expected building damage
Above average · higher than 78% of U.S. census tracts
Recorded about 3 times a year in the area

Hurricanes

10%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about once every 15 years in the area
Smaller shares here
 Earthquakes Winter storms top 0% Strong wind Ice storms Landslides top 2% Hail Tornadoes Wildfire Cold waves Heat waves Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 34% of Winterville plantation’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Winterville plantation flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Winterville plantation. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Winterville plantation isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aroostook County.
Disasters

2 federal disasters brought FEMA money to Winterville plantation

Disasters that paid out in Winterville plantation itself (aid to households or repair grants to Winterville plantation), newest first, with that year’s flood claims.

  1. 2008Severe Storms and Flooding$19K to Winterville plantation for repairs
  2. 2005Severe Storms, Flooding, Snow Melt, and Ice Jams$11K to Winterville plantation for repairs
Disasters declared, by decade
Paid out in Winterville plantationAroostook County only

Aroostook County has had 20 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Winterville plantation after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Winterville plantation archive →
Next door

Winterville plantation and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Eagle Lake: not gradedEagle LakeWinterville plantation
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Eagle Lake—570 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Winterville plantation faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Winterville plantation

Is Winterville plantation in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Aroostook County, 0.3% of all homes carry federal flood insurance.

How much is flood insurance in Winterville plantation?

FEMA’s Community Rating System list shows no discount for Winterville plantation’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Winterville plantation?

By FEMA money that reached Winterville plantation, Severe Storms and Flooding (2008): $19K to Winterville plantation for repairs.

Storm stories

Memories, warnings and help from neighbors in Winterville plantation.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Winterville plantation’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.