Storms, floods and disasters in Webster plantation
Webster plantation isn’t graded for hazard risk: Webster plantation has 85 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 1979.
What Webster plantation faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Webster plantation flood? Rarely: 4 flood claims since 1979
Every paid claim on a federal flood insurance policy in Webster plantation, from FEMA’s records.
Webster plantation isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Penobscot County.The storms Webster plantation remembers
None of the 18 disasters declared for Penobscot County shows FEMA aid or repair money reaching Webster plantation itself in FEMA’s records, so these are its biggest flood-claim years.
- 19791 flood claims paidNo declaration for the county that year
- 20051 flood claims paidThe year of Snow, declared for Penobscot County
- 20081 flood claims paidThe year of Severe Storms and Flooding, declared for Penobscot County
Penobscot County has had 18 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Webster plantation after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Webster plantation archive →Webster plantation and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Winn | — | 287 residents; we grade 1,000+ | |
| Springfield | — | 310 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Webster plantation faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Webster plantation
Does Webster plantation flood?
Flood insurance has paid 4 claims in Webster plantation since 1979, $29K in all.
Is Webster plantation in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Penobscot County, 0.4% of all homes carry federal flood insurance.
How much is flood insurance in Webster plantation?
FEMA’s Community Rating System list shows no discount for Webster plantation’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Webster plantation.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Webster plantation’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.