Photo: Llamero at English Wikipedia · CC BY 2.529 homes sold in Waterford in the last year, at a typical $356K
Redfin reports Waterford’s sales by ZIP code, so these figures are for ZIP 04088, which takes in Waterford and the area around it. Almost every sale is a house. Below: what each kind of home sells for, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Waterford homes are listed.
Every place Waterford homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Waterford.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 0% of Waterford’s sales, at a typical — (year to May 2026)
29 homes sold in the year to September 2026.
More homes sell than most years, at 2.3 times the 2016 price
29 sales in the last year, against 34 in 2016 and a low of 13 in 2014. The typical sale went from $153K in 2016 to $356K.
Source: Redfin Data Center, MLS sales; for ZIP 04088, which takes in Waterford and the area around it (each month is a 3-month rolling window, its counts divided by 3). Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.
Bidding wars in Waterford are back to pre-pandemic levels, and more homes are for sale
We read every month of home sales in ZIP 04088 since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 29 sales.
If you’re buying in Waterford
- Shop in September. It brings about 3 new listings a month, close to the busiest month, with fewer bidding wars (15% over asking).
- Offer under asking. Buyers paid 97.4% of the list price on average; 13% paid over.
- You’ll usually have time. Only 28% of homes go under contract within two weeks; the typical one takes 58 days.
Summer brings both the most homes and the most bidding wars
July has the most new listings (about 4 a month), and the most competition: 24% close over asking. September offers nearly as much choice with fewer homes bid up (15%). March has the least competition (8%) but only about 1 new listings.
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and calmer than Maine
| Waterford now | 2017–19 | 2021 peak | ME now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 13% | 9% | 39% | 24% |
| Gone within two weeksShare of homes under contract within 14 days | 28% | 21% | 60% | 33% |
| Price paid vs. askingAverage sale price ÷ list price | 97.4% | 93.9% | 99.5% | 97.7% |
| Days to sellMedian days from listing to contract | 58 | 115 | 15 | 60 |
13 homes for sale on a typical day
That’s 4.2 times the 2021 low (3), 17% more than in 2017–19 and well under 2015’s 29.
Source: Redfin Data Center, ZIP code tracker; for ZIP 04088, which takes in Waterford and the area around it (each month is a 3-month rolling window, its counts divided by 3), January 2012 to September 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Waterford home costs about $2,065 a month
Price: Waterford’s typical sale, last 12 months. Property tax at Waterford’s 0.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Waterford is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in July
The month with the most choice. January has the fewest, about 1.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $356K home, about $2,490 a year.
Taxes vs. neighborsSchools
The schools grade for Waterford, from test results, graduation and how much students grow.
Schools in WaterfordTypical commute
The average one-way trip to work for people who live in Waterford.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Norway, South Paris and Mechanic Falls sell for less a square foot; Naples for far more
The busier markets within 25 miles of Waterford, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Conway | 57 | $415K | $261 | 9% | 67 |
| Bridgton | 35 | $455K | $269 | 9% | 82 |
| Norway | 29 | $293K | $209 | 23% | 55 |
| Waterford (ZIP 04088) | 29 | $356K | $235 | 13% | 58 |
| Naples | 26 | $608K | $396 | 10% | 59 |
| Mechanic Falls | 23 | $293K | $184 | 34% | 84 |
| South Paris | 20 | $278K | $171 | 35% | 51 |
Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Waterford, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Waterford. People who follow the town see it, and so do people comparing Waterford with their own town. No commission, no listing fee.
Questions about buying a home in Waterford
What do homes sell for in Waterford, ME?
29 homes sold in the year to September 2026 at a typical $356K, $235 a square foot.
Is Waterford a buyer’s or seller’s market?
A buyer’s market: 19 homes were for sale in September 2026 and 2 sold, about 8.3 months of supply. Buyers paid 97.4% of asking on average.
When is the best time to buy in Waterford?
July brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Waterford?
About 0.7% of a home’s value a year. On a $356K home that’s near $2,490.
Where can I see homes for sale in Waterford?
Zillow, Redfin, Realtor.com and Homes.com all carry Waterford’s MLS listings; the search links above open each one filtered to Waterford.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; for ZIP 04088, which takes in Waterford and the area around it (each month is a 3-month rolling window, its counts divided by 3)). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).