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–Not graded
Natural hazards in St. Agatha · FEMA

Storms, floods and disasters in St. Agatha

St. Agatha isn’t graded for hazard risk: St. Agatha has 842 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
11
of 20 declared for Aroostook County
By hazard

What St. Agatha faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

74%of expected building damage
Below average · lower than 62% of U.S. census tracts
Recorded about 3 times a year in the area

Hurricanes

14%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about once every 19 years in the area

Earthquakes

6%of expected building damage
Above average · higher than 61% of U.S. census tracts
Smaller shares here
 Winter storms top 0% Ice storms Strong wind Hail Tornadoes Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 45% of St. Agatha’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does St. Agatha flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in St. Agatha. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

St. Agatha isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aroostook County.
Disasters

11 federal disasters brought FEMA money to St. Agatha

Disasters that paid out in St. Agatha itself (aid to households or repair grants to the Town of St. Agatha), newest first, with that year’s flood claims.

  1. 2008Severe Storms and Flooding2 households applied for aid$2K aid approved$37K to the Town of St. Agatha for repairs
  2. 2005Snow$11K to the Town of St. Agatha for repairs
  3. 2005Severe Storms, Flooding, Snow Melt, and Ice Jams$42K to the Town of St. Agatha for repairs
  4. 2005Snow$11K to the Town of St. Agatha for repairs
  5. 2005Record And/or Near Record Snow$5K to the Town of St. Agatha for repairs
  6. 2003Snow$9K to the Town of St. Agatha for repairs
Show all 11
  1. 2003Snow$5K to the Town of St. Agatha for repairs
  2. 2003Snow$6K to the Town of St. Agatha for repairs
  3. 2002Severe Winter Cold and Frost$3K to the Town of St. Agatha for repairs
  4. 2001Snow$3K to the Town of St. Agatha for repairs
  5. 2000Severe Storms, Flooding, and Ice Jams$5K to the Town of St. Agatha for repairs
Disasters declared, by decade
Paid out in St. AgathaAroostook County only

Aroostook County has had 20 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of St. Agatha after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the St. Agatha archive →
Next door

St. Agatha and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
MadawaskaAless damage than 88%river and rain flooding2
FrenchvilleA−less damage than 77%river and rain flooding1

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what St. Agatha faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in St. Agatha

Is St. Agatha in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Aroostook County, 0.3% of all homes carry federal flood insurance.

How much is flood insurance in St. Agatha?

FEMA’s Community Rating System list shows no discount for St. Agatha’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in St. Agatha?

By FEMA money that reached St. Agatha, Severe Storms, Flooding, Snow Melt, and Ice Jams (2005): $42K to the Town of St. Agatha for repairs.

Storm stories

Memories, warnings and help from neighbors in St. Agatha.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where St. Agatha’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.