Doubling Point Light Station · Photo: Jameslwoodward · CC BY-SA 3.0Storms, floods and disasters in Arrowsic
Arrowsic isn’t graded for hazard risk: Arrowsic has 597 residents; we grade towns of 1,000 or more.
What Arrowsic faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Coastal flooding
Hurricanes
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Arrowsic flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Arrowsic. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Arrowsic is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Sagadahoc County.2 federal disasters brought FEMA money to Arrowsic
Disasters that paid out in Arrowsic itself (aid to households or repair grants to the Town of Arrowsic), newest first, with that year’s flood claims.
- 2024Severe Storms and Flooding2 households applied for aid$600 aid approved
- 2017Severe Storm and Flooding$3K to the Town of Arrowsic for repairs
Sagadahoc County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Arrowsic after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Arrowsic archive →Arrowsic and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Phippsburg | B+less damage than 71% | coastal flooding | 21 |
| Georgetown | Bless damage than 64% | river and rain flooding | 9 |
| Woolwich | Bless damage than 64% | river and rain flooding | 1 |
| Bath | B−more damage than 51% | river and rain flooding | 12 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Arrowsic faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Know your evacuation zone and the way off the coast.
- Storm surge comes fast: leave when you’re told, not when the water arrives.
- Move cars to high ground before king tides and nor’easters.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
- Arrowsic residents get 15% off flood insurance.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Arrowsic
Is Arrowsic in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sagadahoc County, 29% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Arrowsic?
Arrowsic is in FEMA’s Community Rating System (class 7), which takes 15% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Arrowsic?
By FEMA money that reached Arrowsic, Severe Storm and Flooding (2017): $3K to the Town of Arrowsic for repairs.
Storm stories
Memories, warnings and help from neighbors in Arrowsic.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Arrowsic’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.