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Thurmont MD Corner of Main and WaterPhoto: Andrew Bain · CC BY-SA 3.0
Housing in Thurmont

85 homes sold in Thurmont in the last year, at a typical $396K

About one sale in 4 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Thurmont homes are listed.

Homes sold
85
June 2025 to May 2026
Typical sale price
$396K
median, weighted by sales
Price per square foot
$203
Maryland $226
Paid vs. asking
99%
27% sold over asking
For sale now
9
May 2026 · 9 sold that month
What sold · last 12 months

Houses are 72% of Thurmont’s sales, at a typical $427K

85 homes sold in the year to May 2026.

Houses$427K

typical sale · 61 sold in 12 months

Per square foot
$213MD $239
Days to sell
53
Sold over asking
28%
Listings with a price cut
29%
Fewer sales

Multi-family (2–4 units): 2 sold, typical $256K
Townhouses: 15 sold, typical $304K
Condos: 7 sold, typical $276K

Too few sales in 12 months for reliable figures.

14 years of sales

Fewer homes sell than before 2022, at twice the 2016 price

85 sales in the last year, against 148 in 2021 and a low of 73 in 2012. The typical sale went from $202K in 2016 to $396K.

Homes soldTypical sale price
03775112150$200K$300K$400K$500K2012: 73 sold, typical $192K’122013: 87 sold, typical $187K2014: 88 sold, typical $209K’142015: 117 sold, typical $210K2016: 128 sold, typical $202K’162017: 122 sold, typical $234K2018: 122 sold, typical $240K’182019: 118 sold, typical $254K2020: 113 sold, typical $254K’202021: 148 sold, typical $304K2022: 95 sold, typical $328K’222023: 81 sold, typical $358K2024: 83 sold, typical $366K’242025: 80 sold, typical $403KLast 12 months: 85 sold, typical $396KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $400K buys in Thurmont

Houseat $213 a sq ft
The same money in Marylandat $239 a sq ft

Is this asking price fair?

Check a listing against what Thurmont homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Thurmont are more common than before the pandemic, but half fewer homes come up for sale

We read every month of Thurmont’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 85 sales.

If you’re buying in Thurmont

  • Shop in March. It brings about 15 new listings a month, close to the busiest month, with fewer bidding wars (33% over asking).
  • Less room to haggle. Only 28% of listings cut their price, against 34% before the pandemic.
  • Bid near asking. Buyers paid 99% of the list price on average; 27% paid over.
  • You’ll usually have time. Only 45% of homes go under contract within two weeks; the typical one takes 40 days.
Best time to buy

Spring brings both the most homes and the most bidding wars

April has the most new listings (about 15 a month), but May is the most competitive: 43% of May sales close over asking. October has the least competition (19%).

New listings a monthShare sold over asking
03.87.511.31520%40%60%Sweet spotJan: 8 new listings a month, 26% sold over asking, 46 days to sellJFeb: 8 new listings a month, 31% sold over asking, 64 days to sellFMar: 15 new listings a month, 33% sold over asking, 49 days to sellMApr: 15 new listings a month, 34% sold over asking, 34 days to sellAMay: 13 new listings a month, 43% sold over asking, 13 days to sellMJun: 11 new listings a month, 30% sold over asking, 22 days to sellJJul: 11 new listings a month, 31% sold over asking, 33 days to sellJAug: 10 new listings a month, 29% sold over asking, 40 days to sellASep: 10 new listings a month, 31% sold over asking, 45 days to sellSOct: 10 new listings a month, 19% sold over asking, 35 days to sellONov: 7 new listings a month, 31% sold over asking, 32 days to sellNDec: 5 new listings a month, 29% sold over asking, 63 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and calmer than Maryland

Thurmont now2017–192021 peakMD now
Sold over askingShare of sales that closed above the list price27%21%47%34%
Gone within two weeksShare of homes under contract within 14 days45%31%71%41%
Listings with a price cutShare of homes for sale that cut their price28%34%37%27%
Price paid vs. askingAverage sale price ÷ list price99%99%100.3%99.8%
Days to sellMedian days from listing to contract40371843
Supply

12 homes for sale on a typical day

That’s 1.5 times the 2022 low (8), 52% fewer than in 2017–19 and well under 2015’s 38.

2012: 31 for sale’122013: 24 for sale2014: 33 for sale2015: 38 for sale’152016: 34 for sale2017: 24 for sale2018: 22 for sale’182019: 26 for sale2020: 14 for sale2021: 11 for sale’212022: 8 for sale2023: 11 for sale2024: 8 for sale’242025: 14 for saleLast 12 months: 12 for saleNow
Room to negotiate

1 in 4 listings has cut its price

28% in the last year, against 34% in 2017–19 and 27% across Maryland.

2015: 34%’152016: 31%2017: 29%2018: 46%’182019: 28%2020: 26%2021: 37%’212022: 31%2023: 22%2024: 34%’242025: 25%Last 12 months: 28%Now
Prices by type

Houses and condos, year by year

A house typically sold for $427K in the last year (61 sales), a condo for $276K (7).

$200K$300K$400K$500K2013201520172019202120232025NowHouses 2013: $206K, 65 salesHouses 2014: $226K, 68 salesHouses 2015: $230K, 87 salesHouses 2016: $217K, 100 salesHouses 2017: $256K, 88 salesHouses 2018: $266K, 85 salesHouses 2019: $275K, 85 salesHouses 2020: $283K, 84 salesHouses 2021: $326K, 108 salesHouses 2022: $353K, 71 salesHouses 2023: $393K, 57 salesHouses 2024: $412K, 57 salesHouses 2025: $435K, 60 salesHouses last 12 months: $427K, 61 salesHouses $427KCondos 2014: $156K, 4 salesCondos 2015: $168K, 4 salesCondos 2020: $195K, 4 salesCondos last 12 months: $276K, 7 salesCondos $276K

Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.

Across Maryland

Thurmont ranks 148th of 185 busy Maryland markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Thurmont is one of the state’s calmer markets.

Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Thurmont home costs about $2,385 a month

Mortgage
Property tax
Insurance
Rent

Price: Thurmont’s typical sale, last 12 months. Property tax at Thurmont’s 1% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Thurmont is affordable on local pay is on Cost of living.

Before you buy in Thurmont

Six things worth knowing

15

New listings in April

The month with the most choice. December has the fewest, about 5.

Best time to buy
1%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $396K home, about $3,820 a year.

Taxes vs. neighbors
A−

Schools

The schools grade for Thurmont, from test results, graduation and how much students grow.

Schools in Thurmont
29 min

Typical commute

The average one-way trip to work for people who live in Thurmont.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Emmitsburg, Highfield-Cascade and Smithsburg sell for less a square foot

The busier markets within 25 miles of Thurmont, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Thurmont85$396K$20327%40
Walkersville77$449K$23348%34
Carroll Valley70$359K$19821%56
Smithsburg31$333K$18123%63
Emmitsburg25$355K$19024%66
Woodsboro24$411K$20729%54
Highfield-Cascade21$233K$16448%37

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Thurmont, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Thurmont. People who follow the town see it, and so do people comparing Thurmont with their own town. No commission, no listing fee.

Questions about buying a home in Thurmont

What do homes sell for in Thurmont, MD?

85 homes sold in the year to May 2026 at a typical $396K, $203 a square foot.

Is Thurmont a buyer’s or seller’s market?

A seller’s market: 9 homes were for sale in May 2026 and 9 sold, about 1 months of supply. Buyers paid 99% of asking on average, and 28% of listings cut their price.

When is the best time to buy in Thurmont?

April brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Thurmont?

About 1% of a home’s value a year. On a $396K home that’s near $3,820.

Where can I see homes for sale in Thurmont?

Zillow, Redfin, Realtor.com and Homes.com all carry Thurmont’s MLS listings; the search links above open each one filtered to Thurmont.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).