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Maryland›Somerset County

Smith IslandMD

The town, home to 345 people, lies in Maryland.

Is Smith Island a good place to live?

Smith Island’s average commute is 14 minutes, against 32 minutes in Maryland’s towns and 25 minutes across U.S. towns. Of the 262 Maryland towns we compare, none has a lower share of adults with a bachelor’s degree than Smith Island. Island Belle is on the National Register of Historic Places. Smith Island has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

By the sea

Smith Island lives by the ocean

Coastal flooding makes up 61% of the storm damage FEMA expects here.

61%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
1storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

The data

Ordered by what stands out in Smith Island.

Natural hazards

The FEMA risk score in Smith Island is higher than in most of Maryland or the rest of the country

98risk score of 100

Federal disaster aid has reached households in Smith Island once, in 2003. Of the losses FEMA expects locally, 61% come from coastal flooding and 16% from hurricanes. Expected storm and flood damage is higher than in 98% of U.S. communities.

FEMA risk score
98Very high riskLowerHigher
Coastal floodingHurricanesWildfire
1
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Work & commute

Most of Smith Island’s workers head elsewhere: there are 0.3 jobs for each of them

3%work in town

The top destinations are Salisbury (21%), Princess Anne (7%) and Crisfield (3%). Since 2013, Smith Island has lost 150 jobs, to 16 in 2023. The town’s median household income stands at $90,000. For half of commuters, work is under 36 miles away.

Smith IslandMaryland townsU.S. towns
Median household income$90,000$113,000$80,000
Working residents who work in town3.4%3.1%8%
Below the poverty line9.6%7%9.6%

Where working residents work

In Smith Island3%
Salisbury21%
Princess Anne7%
Crisfield3%
Fruitland3%
36 mi
median commute distance
16
jobs based in Smith Island
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Climate

The climate in Smith Island brings four seasons and pleasant summers

88°summer high

July afternoons reach 88° and January nights drop to 29°.

Typical low → high °F

Winter31–48°
Spring47–66°
Summer68–86°
Fall52–69°
Nov 14
typical first frost
Mar 30
typical last frost
+1.6°
vs. the 20th-century average
88°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Health

A larger share of adults in Smith Island have high blood pressure than in the typical Maryland or U.S. town

13% of Smith Island adults binge drink. Among 262 Maryland towns, just 4 have a higher share of adults who report frequent physical distress than Smith Island. CDC measures, 32 in all: Smith Island beats Maryland on 3 and trails on 14.

Smith IslandMaryland townsU.S. towns
High blood pressure (CDC PLACES)46%35%35%
Frequent physical distress (CDC PLACES)17%12%14%
Get no exercise (CDC PLACES)32%23%25%
Diabetes (CDC PLACES)15%12%12%
32 measures vs. Maryland
3 better15 too close to call14 worse
What stands outSmith IslandMD
Fewer adults facing a utility shut-off6.9%8.4%
Fewer adults facing housing insecurity11.1%13.5%
More adults with COPD11.5%5.9%
Rappahannock General Hospital
24 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Outdoors

0.4% of Smith Island is conserved land

0.4%conserved

0.1 miles of trail in 1 park or preserve.

0.4%
conserved · 26 of 5,844 acres
0.1 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Glenn Martin National Wildlife Refuge—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Housing

Homes in Smith Island sell for about $120K

$120Kmedian sale price

83% of households live in a home they own in Smith Island.

2
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Smith Island

16pages on Smith Island
Getting set up

Moving to Smith Island: who provides what

Smith Island is unincorporated, so Somerset County and regional agencies provide most services.

PowerDelmarva Power21.8¢/kWh · EIA 2025HIFLD · EIA
WaterEwell Waterworks Cooperative1 health-based violation in 5 years · EPAEPA
InternetProviders and speedsData pending · D4
Trash & county servicesSomerset CountySomerset County provides services here
SchoolsSomerset County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereSomerset County Board of ElectionsSomerset County; contacts on the Handbook page.FVAP, Jul 2023
ZIP codes21824, 2186621824 82% · 21866 18%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

Small town

345 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
After high school

Colleges nearby

None within 15 miles of Smith Island; the nearest are

Questions about Smith Island

Short answers, built from the data on this page.

Is Smith Island, MD a good place to live?

Smith Island has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Smith Island is in here

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