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Maryland - Point of Rocks through Salisbury
Maryland›Frederick County

Point of RocksMD

This town of 2,462 people was settled in 1832.

Photo of Point of Rocks

Point of Rocks, MD · Photo: Unknown authorUnknown author or not provided · Public domain · Source ↗

Is Point of Rocks a good place to live?

Point of Rocks’ best subject grades are an A for incomes and health and an A− for the outdoors. Point of Rocks’ mean commuting time is 44 minutes, against 32 minutes in Maryland’s towns and 25 minutes across U.S. towns. On cost of living, just 26 of Maryland’s 328 towns do better. Point of Rocks's schools rank ahead of 76% of Maryland towns. Point of Rocks’ density of trails is 1.6 miles per square mile, where Maryland’s towns sit at 0.6 and U.S. towns at 0.4. Point of Rocks has 2 places on the National Register of Historic Places, among them Point of Rocks Railroad Station and St. Paul's Episcopal Church. Point of Rocks has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Point of Rocks stand out

Where Point of Rocks beats most towns.

Point of Rocks Railroad Station
Point of Rocks Railroad Station · National Register of Historic Places
Point of Rocks’s story

194 years in pictures

The archive holds 30 old photos and papers going back to 1860 and 3 maps from 1944 on.

2 places on the National Register of Historic Places.

  • 1832Point of Rocks is settled
Explore the history →

How Point of Rocks grades

Each subject compared with towns across the country (schools within Maryland), ordered by how far Point of Rocks is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

White House and 223 more within 40 miles

Museums, parks, gardens and other places to visit around Point of Rocks. Close and well known come first.

All 321 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

White House: This image or media was taken or created by Matt H. Wade. To see his entire port, CC BY-SA 3.0 · Washington Monument: Oren Rozen, CC BY-SA 4.0 · Arlington National Cemetery: Protoant, Public domain · United States Triumphal Arch: Hstoops, CC0 · Smithsonian Institution: Highsmith, Carol M., 1946-, photographer, Public domain · Raven Rock Mountain Complex: US Government, Public domain

Getting set up

Moving to Point of Rocks: who provides what

Point of Rocks is unincorporated, so Frederick County and regional agencies provide most services.

PowerPotomac Edison15.4¢/kWh · EIA 2025HIFLD · EIA
WaterNew Design - Frederick County water systemNo health-based violations in 5 years · EPAEPA
Internet4 providers95% of addresses get 100/20 MbpsFCC
Trash & county servicesFrederick CountyFrederick County provides services here
SchoolsFrederick County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereFrederick County Board of ElectionsFrederick County; contacts on the Handbook page.FVAP, Jul 2023
ZIP code2177721777 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

The data

Ordered by what stands out in Point of Rocks.

HealthA

On CDC estimates, Point of Rocks is healthier than nine in ten U.S. towns

Against the Maryland average, Point of Rocks comes out ahead on 15 CDC measures out of 32, and behind on 2. Point of Rocks: nearly one in ten adults have diabetes. In Point of Rocks, 18% of adults get no exercise outside work, and 13% say their health is fair or poor.

90%healthier than U.S. townsAHealth Grade
Point of RocksMaryland townsU.S. towns
Frequent physical distress (CDC PLACES)10%12%14%
Get no exercise (CDC PLACES)18%23%25%
Fair or poor health (CDC PLACES)13%17%19%
Diabetes (CDC PLACES)9.2%12%12%
32 measures vs. Maryland
15 better15 too close to call2 worse
What stands outPoint of RocksMD
Fewer adults facing food insecurity8.4%15.4%
Fewer older adults who have lost all their teeth6.3%9.9%
More binge drinkers16.9%14.1%
Frederick Health Hospital
11.8 mi away · emergency room
2 of 3
care shortages: primary care, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade A+

Point of Rocks faces a very low natural-hazard risk, led by inland flooding

Federal disaster aid has reached households in Point of Rocks once, in 2003. On expected storm and flood damage, Point of Rocks sits below 95% of U.S. communities. Of the losses FEMA expects in the town, 65% come from inland flooding and 7% from hurricanes.

5risk score of 100
FEMA risk score
5Very low riskLowerHigher
Inland floodingHurricanesTornadoes
1
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade A

Most of Point of Rocks’ workers commute out: the town has 0.5 jobs for each of them

Between 2013 and 2023, jobs in Point of Rocks dropped by 371, to 462. Only 1% of working residents stay in Point of Rocks for work; the rest commute out. Point of Rocks’ typical household income comes in at $160,000. Among 262 Maryland towns, just 10 have a lower share of residents below the poverty line than Point of Rocks.

1%work in town
Point of RocksMaryland townsU.S. towns
Median household income$160,000$113,000$80,000
Below the poverty line1.5%7%9.6%
Working residents who work in town0.6%3.1%8%

Where working residents work

In Point of Rocks1%
Frederick15%
Ballenger Creek7%
Rockville5%
Gaithersburg4%
21 mi
median commute distance
462
jobs based in Point of Rocks
A commuter town
jobs vs. working residents
B−
Walkability grade: more walkable than 48% of U.S. towns

Census LEHD 2023 · ACS

Who lives here

More middle-aged adults than Maryland overall

Among residents in Point of Rocks, 13% are 65 or older. Adults 35 to 64 are 52% of residents (40% statewide); adults 18 to 34 are 15% of residents (22% statewide). 45% of adults 25 and older hold at least a bachelor’s degree, against 44% across Maryland.

43.8median age · MD 39.4
Point of RocksMaryland townsU.S. towns
Aged 65 or older13%16%18%
Bachelor’s degree or more, 25+45%42%29%
Median age43.8 years39.4 years40.5 years
Under 1821%23%22%
Point of RocksMarylandUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school28%
Some college12%
Associate’s10%
Bachelor’s27%
Graduate18%

Women and men · all residents

47% women, 53% men

That’s an even split within the survey’s margin of ±3.8 points. Across Maryland, 51.3% of residents are women.

Ages and education in Point of Rocks
Point of RocksMDU.S.
Under 1011.4%11.9%11.6%
10 to 179.3%10.3%10.3%
18 to 246.7%8.5%9.1%
25 to 347.8%13.2%13.7%
35 to 4416.1%13.6%13.2%
45 to 5420.3%12.6%12.2%
55 to 6415.5%13.3%12.7%
65 to 749.7%9.9%10.2%
75 and older3.2%6.8%7%
No diploma5.2%8.9%10.4%
High school27.8%23.4%26%
Some college12%17.4%19.1%
Associate’s10.2%6.8%8.8%
Bachelor’s26.5%22.7%21.6%
Graduate18.3%20.8%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,500, single groups can be off by several points

Climate

Four seasons and pleasant summers: that is Point of Rocks’ year

July afternoons reach 88°, January nights drop to 25° and about 31 inches of snow falls in a winter.

31″snow a winter

Typical low → high °F

Winter27–44°
Spring43–65°
Summer64–85°
Fall46–67°
Oct 25
typical first frost
Apr 16
typical last frost
+1.5°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsA−

In Point of Rocks, 12.6% of the land is conserved

Across 3 parks and preserves: 1.8 miles of trail.

12.6%conserved
12.6%
conserved · 90 of 713 acres
1.8 mi
of trails · 1.6 per sq mi
Biggest places to walkTrailsAcres
1. Chesapeake and Ohio Canal National Historical Park1.3 mi61
2. Point of Rocks Community Park0.2 mi17
3. Point of Rocks Community Commons Park—3

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade B+

More of Point of Rocks’ households are owner-occupiers than in the typical Maryland or U.S. town

A typical home in Point of Rocks is worth about $481,000, about the same as a year ago, 13% above the Maryland typical home.

$481KZillow home value

Typical home value

Point of Rocks$481K
Maryland$425K
−0.2%
value change, 1 year
2
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Point of Rocks

17pages on Point of Rocks
After high school

Colleges nearby

3 within 15 miles of the center of Point of Rocks

A growing town

Point of Rocks has grown 29% from 2010 to 2020

1,466 counted in 2010 and 1,886 in 2020.

1,4662010
1,8862020

U.S. Census 2010 & 2020 counts

Landmarks

2 places in Point of Rocks on the National Register of Historic Places.

All landmarks →

About Point of Rocks

Census-designated place in Maryland, United States

Official town website ↗

Point of Rocks is an unincorporated community and census-designated place (CDP) in Frederick County, Maryland. As of the 2010 census, it had a population of 1,466. Point of Rocks is named for a rock formation on the adjacent Catoctin Mountain, which was formed by the Potomac River cutting through the ridge in a water gap, a typical formation in the Appalachian Mountains. The formation is not visible from the town and can only be seen from boats on the river, or in Loudoun County, Virginia, from the southern bank of the river.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
1.1 sq mi
Elevation
250 ft
ZIP code
21777

Questions about Point of Rocks

Short answers, built from the data on this page.

Is Point of Rocks, MD expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.