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Jefferson MD1
Maryland›Frederick County

JeffersonMD

A town of 3,314, established in 1774.

Photo: Acroterion · CC BY-SA 4.0
Photo of Jefferson

Jefferson, MD · Photo: Acroterion · CC BY-SA 4.0 · Source ↗

Why does Jefferson grade so well?

Jefferson is one of the best-graded places in America: an A+, 9th among Maryland's 259 graded towns. The median household earns $151K, CDC estimates put its residents' health ahead of 78% of the country, and its public schools beat 76% of Maryland towns on state tests and graduation. Its lowest mark, a B+, is in cost of living. Only 18 of Maryland’s 328 towns score higher on cost of living. Jefferson has 2 places on the National Register of Historic Places, among them Poffenberger Road Bridge and Lewis Mill Complex. On walkability, just 32 of Maryland’s 328 towns do worse.

What makes Jefferson stand out

Where Jefferson beats most towns.

Lewis Mill Complex
Lewis Mill Complex · National Register of Historic Places
Jefferson’s story

252 years in pictures

The archive holds 12 old photos and papers going back to 1917 and 3 maps from 1944 on.

2 places on the National Register of Historic Places.

  • 1774Jefferson is established
Explore the history →

How Jefferson grades

Each subject compared with towns across the country (schools within Maryland), ordered by how far Jefferson is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Raven Rock Mountain Complex and 67 more within 40 miles

Museums, parks, gardens and other places to visit around Jefferson. Close and well known come first.

All 310 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Raven Rock Mountain Complex: US Government, Public domain · Mount Weather Emergency Operations Center: Unknown, Public domain · Steven F. Udvar-Hazy Center: Unknown, CC BY-SA 3.0 · Antietam National Battlefield: Acroterion, CC BY-SA 4.0 · CIA Memorial Wall: Unknown authorUnknown author, Public domain · Harpers Ferry National Historical Park: Mark Fickett, CC BY 3.0

Getting set up

Moving to Jefferson: who provides what

Jefferson is unincorporated, so Frederick County and regional agencies provide most services.

PowerPotomac Edison15.4¢/kWh · EIA 2025HIFLD · EIA
WaterCambridge Farms water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesFrederick CountyFrederick County provides services here
SchoolsFrederick County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereFrederick County Board of ElectionsFrederick County; contacts on the Handbook page.FVAP, Jul 2023
ZIP code2175521755 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

The data

Ordered by what stands out in Jefferson.

Jefferson pairs an A− for schools with modest home prices, trades lower home prices for longer drives to work and has less food insecurity than most of Maryland.

Natural hazardsHazard risk grade A+

Jefferson faces a very low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 95% of U.S. communities.

5risk score of 100
FEMA risk score
5Very low riskLowerHigher
Inland floodingHurricanesHeat waves
1
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

SchoolsA−

Jefferson’s grade for schools is an A−

Its A− for schools comes with a B+ for cost of living: the typical home is worth about $559K.

Its public schools are run by the Frederick County Public Schools. Its one school is below.

76%of MD districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Valley ElementaryLargest public elementary schoolGrades PK–5Grades PK–5525B

NCES · EDFacts · graded within MD on state tests and graduation

HealthA−

Jefferson’s grade for health is an A−

Its widest gap with Maryland is food insecurity: 9.9% of its 2,170 adults worry about having enough food, against 15.4% statewide. Against the 2,689 U.S. towns with household incomes like Jefferson’s, it is less healthy than 77%: its national edge comes with its incomes.

32% of Jefferson adults feel lonely, below both the Maryland town median (34%) and the median of U.S. towns (33%). 34% of Jefferson adults sleep under 7 hours. Jefferson beats the Maryland average on 7 of 32 CDC measures and trails it on 5.

78%healthier than U.S. townsA−Health Grade
JeffersonMaryland townsU.S. towns
Feel lonely (CDC PLACES)32%34%33%
Sleep under 7 hours (CDC PLACES)34%38%36%
Get no exercise (CDC PLACES)21%23%25%
Food insecurity (CDC PLACES)9.9%14%14%
32 measures vs. Maryland
7 better20 too close to call5 worse
What stands outJeffersonMD
Fewer adults facing food insecurity9.9%15.4%
Fewer adults facing housing insecurity9%13.5%
More adults who have had cancer9.4%7.6%
Frederick Health Hospital
7.9 mi away · emergency room
2 of 3
care shortages: primary care, mental health
60th
percentile among MD towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade A+

Most working residents commute out of Jefferson

Jefferson has 343 jobs for its 1,329 working residents: even if every job went to a resident, most would still commute out.

Most working residents leave Jefferson for work: only 2% work in town. Jefferson’s median household income is $151,000, where Maryland’s towns sit at $113,000 and U.S. towns at $80,000. Jobs based in Jefferson grew to 343 in 2023, 31 more than in 2013.

2%work in town
JeffersonMaryland townsU.S. towns
Median household income$151,000$113,000$80,000
Below the poverty line2%7%9.6%
Average trip to work29 minutes32 minutes25 minutes
Working residents who work in town1.7%3.2%8%

Where working residents work

In Jefferson2%
Frederick21%
Ballenger Creek7%
Rockville3%
Gaithersburg3%
20 mi
median commute distance
343
jobs based in Jefferson
A commuter town
jobs vs. working residents
C
Walkability grade: more walkable than 27% of U.S. towns

Census LEHD 2023 · ACS

HousingCost of living grade B+

Homes in Jefferson are worth about $559K, by Zillow’s estimate

Homes are within reach (about $559K for the typical one, B+ for cost of living), but half of working residents commute more than 20 miles.

The typical Jefferson home is worth about $559,000, about the same as a year ago, 32% above the Maryland typical home. 86% of households own their home in Jefferson.

$559KZillow home value
JeffersonMaryland townsU.S. towns
Households that own their home86%74%73%
Median rent$1,379 a month$1,810 a month$1,185 a month

Typical home value

Jefferson$559K
Maryland$425K
−0.2%
value change, 1 year
3
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Jefferson has four seasons and pleasant summers

Jefferson has chilly, snowy winters and warm summers. July afternoons reach 87°, January nights drop to 24° and about 31 inches of snow falls in a winter.

31″snow a winter

Typical low → high °F

Winter26–43°
Spring42–64°
Summer63–84°
Fall46–66°
Nov 6
typical first frost
Apr 2
typical last frost
+1.5°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

An age mix much like Maryland’s

No broad age group is more than 4 points off the Maryland average. 47% of adults 25 and older have a bachelor’s degree or more, vs 44% across Maryland.

39.4median age · MD 39.4
JeffersonMaryland townsU.S. towns
Bachelor’s degree or more, 25+47%42%29%
Aged 65 or older13%16%18%
Under 1822%23%22%
JeffersonMarylandUnited States

Ages · share of residents

Education · adults 25 and older

No diploma3%
High school21%
Some college18%
Associate’s11%
Bachelor’s24%
Graduate23%

Women and men · all residents

50% women, 50% men

That’s an even split within the survey’s margin of ±4.6 points. Across Maryland, 51.3% of residents are women.

Ages and education in Jefferson
JeffersonMDU.S.
Under 1010.2%11.9%11.6%
10 to 1711.3%10.3%10.3%
18 to 2411.2%8.5%9.1%
25 to 3411.2%13.2%13.7%
35 to 4412.8%13.6%13.2%
45 to 5415.2%12.6%12.2%
55 to 6415.1%13.3%12.7%
65 to 746.6%9.9%10.2%
75 and older6.3%6.8%7%
No diploma2.6%8.9%10.4%
High school21.2%23.4%26%
Some college18%17.4%19.1%
Associate’s10.8%6.8%8.8%
Bachelor’s24%22.7%21.6%
Graduate23.4%20.8%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 3,300, single groups can be off by several points

Keep exploring

Everything we know about Jefferson

16pages on Jefferson
After high school

Colleges nearby

3 within 15 miles of the center of Jefferson

A growing town

Jefferson has grown 28% from 2010 to 2020

2,111 counted in 2010 and 2,697 in 2020.

2,1112010
2,6972020

U.S. Census 2010 & 2020 counts

Landmarks

2 places in Jefferson on the National Register of Historic Places.

All landmarks →

About Jefferson

Census-designated place in Maryland, United States

Jefferson is an unincorporated community and census-designated place (CDP) in Frederick County, Maryland, United States. As of the 2020 census the town had a population of 2,235 (which includes the widespread area of the town's zip code, not Jefferson proper). Jefferson was established in 1774 and incorporated as a town in 1831. However, a year later, in 1832, the citizens of the town decided that municipal government was unnecessary, and dis-incorporated the town, which has been unincorporated since then.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
2.1 sq mi
Elevation
583 ft
ZIP code
21755

Questions about Jefferson

Short answers, built from the data on this page.

Is Jefferson, MD a good place to live?

Yes, by almost any measure. Jefferson grades A+ overall, better than 98% of U.S. towns and #9 of 259 in Maryland. It grades A− for health and A− for schools.

Is Jefferson, MD expensive?

Not for the area. That is 4.4 years of the area's median household income ($126,684 across the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.