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Frederick City Hall AerialPhoto: Matthew Binebrink · CC BY-SA 4.0
Housing in Frederick

1,214 homes sold in Frederick in the last year, at a typical $440K

Houses and condos split the market almost evenly. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Frederick homes are listed.

Homes sold
1,214
June 2025 to May 2026
Typical sale price
$440K
houses $576K · condos $284K
Price per square foot
$224
Maryland $226
Paid vs. asking
99.8%
29% sold over asking
For sale now
281
May 2026 · 133 sold that month
What sold · last 12 months

12% of Frederick’s sales are condos, at $292K less than a house

441 houses and 146 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.

Houses$576K

typical sale · 441 sold in 12 months

Per square foot
$228MD $239
Days to sell
43
Sold over asking
35%
Listings with a price cut
25%
Condos$284K

typical sale · 146 sold in 12 months

Per square foot
$220MD $234
Days to sell
54
Sold over asking
16%
Listings with a price cut
28%
Fewer sales

Multi-family (2–4 units): 3 sold, typical $501K
Townhouses: 624 sold, typical $425K

Too few sales in 12 months for reliable figures.

14 years of sales

Fewer homes sell than before 2022, at 1.8 times the 2016 price

1,214 sales in the last year, against 1,835 in 2021 and a low of 974 in 2012. The typical sale went from $242K in 2016 to $440K.

Homes soldTypical sale price
046292513871850$200K$300K$400K$500K2012: 974 sold, typical $196K’122013: 1119 sold, typical $222K2014: 1180 sold, typical $224K’142015: 1475 sold, typical $232K2016: 1541 sold, typical $242K’162017: 1590 sold, typical $253K2018: 1530 sold, typical $267K’182019: 1427 sold, typical $276K2020: 1676 sold, typical $302K’202021: 1835 sold, typical $351K2022: 1647 sold, typical $399K’222023: 1480 sold, typical $439K2024: 1443 sold, typical $453K’242025: 1229 sold, typical $442KLast 12 months: 1214 sold, typical $440KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $450K buys in Frederick

Houseat $228 a sq ft
Condoat $220 a sq ft
The same money in Marylandat $239 a sq ft

Is this asking price fair?

Check a listing against what Frederick homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Frederick are back to pre-pandemic levels, with about as many homes for sale

We read every month of Frederick’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 1,214 sales.

If you’re buying in Frederick

  • Shop in August. It brings about 159 new listings a month, close to the busiest month, with fewer bidding wars (35% over asking).
  • Some room to negotiate. 29% of listings cut their price, about as many as before the pandemic.
  • Bid near asking. Buyers paid 99.8% of the list price on average; 29% paid over.
  • You’ll usually have time. Only 37% of homes go under contract within two weeks; the typical one takes 47 days.
Best time to buy

Spring brings both the most homes and the most bidding wars

May has the most new listings (about 184 a month), but April is the most competitive: 41% of April sales close over asking. July and August offer nearly as much choice with fewer homes bid up (37%). January has the least competition (28%) but only about 107 new listings.

New listings a monthShare sold over asking
046.392.5138.818520%40%60%Sweet spotJan: 107 new listings a month, 28% sold over asking, 47 days to sellJFeb: 117 new listings a month, 32% sold over asking, 45 days to sellFMar: 166 new listings a month, 35% sold over asking, 30 days to sellMApr: 171 new listings a month, 41% sold over asking, 25 days to sellAMay: 184 new listings a month, 40% sold over asking, 22 days to sellMJun: 168 new listings a month, 37% sold over asking, 23 days to sellJJul: 164 new listings a month, 37% sold over asking, 26 days to sellJAug: 159 new listings a month, 35% sold over asking, 28 days to sellASep: 145 new listings a month, 33% sold over asking, 29 days to sellSOct: 138 new listings a month, 33% sold over asking, 32 days to sellONov: 108 new listings a month, 32% sold over asking, 37 days to sellNDec: 81 new listings a month, 29% sold over asking, 38 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and calmer than Maryland

Frederick now2017–192021 peakMD now
Sold over askingShare of sales that closed above the list price29%26%53%34%
Gone within two weeksShare of homes under contract within 14 days37%33%73%41%
Listings with a price cutShare of homes for sale that cut their price29%27%15%27%
Price paid vs. askingAverage sale price ÷ list price99.8%99.4%102.1%99.8%
Days to sellMedian days from listing to contract47321243
Supply

275 homes for sale on a typical day

That’s twice the 2021 low (144), about the 2017–19 level and well under 2015’s 405.

2012: 256 for sale’122013: 267 for sale2014: 356 for sale2015: 405 for sale’152016: 376 for sale2017: 289 for sale2018: 249 for sale’182019: 282 for sale2020: 207 for sale2021: 144 for sale’212022: 193 for sale2023: 175 for sale2024: 221 for sale’242025: 275 for saleLast 12 months: 275 for saleNow
Room to negotiate

1 in 3 listings has cut its price

29% in the last year, against 27% in 2017–19 and 27% across Maryland.

2015: 28%’152016: 26%2017: 24%2018: 30%’182019: 26%2020: 18%2021: 15%’212022: 23%2023: 19%2024: 22%’242025: 25%Last 12 months: 29%Now
Prices by type

Since 2019, houses are up 62%, condos 61%

A house typically sold for $576K in the last year (441 sales), a condo for $284K (146).

$250K$400K$550K$700K2013201520172019202120232025NowHouses 2013: $292K, 449 salesHouses 2014: $296K, 444 salesHouses 2015: $294K, 575 salesHouses 2016: $291K, 583 salesHouses 2017: $332K, 591 salesHouses 2018: $336K, 564 salesHouses 2019: $356K, 558 salesHouses 2020: $391K, 607 salesHouses 2021: $457K, 648 salesHouses 2022: $495K, 558 salesHouses 2023: $550K, 469 salesHouses 2024: $601K, 494 salesHouses 2025: $572K, 420 salesHouses last 12 months: $576K, 441 salesHouses $576KCondos 2013: $129K, 135 salesCondos 2014: $141K, 166 salesCondos 2015: $146K, 190 salesCondos 2016: $156K, 194 salesCondos 2017: $159K, 192 salesCondos 2018: $170K, 197 salesCondos 2019: $177K, 152 salesCondos 2020: $180K, 199 salesCondos 2021: $211K, 222 salesCondos 2022: $235K, 187 salesCondos 2023: $258K, 139 salesCondos 2024: $284K, 174 salesCondos 2025: $276K, 148 salesCondos last 12 months: $284K, 146 salesCondos $284K

Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.

Across Maryland

Frederick ranks 137th of 185 busy Maryland markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Frederick is in the middle of the pack.

Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Frederick home costs about $2,752 a month

Mortgage
Property tax
Insurance
Rent

Price: Frederick’s typical sale, last 12 months. Property tax at Frederick’s 1.3% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Frederick is affordable on local pay is on Cost of living.

Before you buy in Frederick

Six things worth knowing

184

New listings in May

The month with the most choice. December has the fewest, about 81.

Best time to buy
1.3%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $440K home, about $5,480 a year.

Taxes vs. neighbors
A−

Schools

The schools grade for Frederick, from test results, graduation and how much students grow.

Schools in Frederick
30 min

Typical commute

The average one-way trip to work for people who live in Frederick.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

No busy market nearby sells for less a square foot

The busier markets within 25 miles of Frederick, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Frederick1,214$440K$22429%47
Ballenger Creek346$411K$22036%36
Linganore257$566K$23431%52
Spring Ridge88$469K$21935%41
Walkersville77$449K$23348%34
Bartonsville49$598K$21729%45
Braddock Heights31$585K$22926%34

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Frederick, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Frederick. People who follow the town see it, and so do people comparing Frederick with their own town. No commission, no listing fee.

Questions about buying a home in Frederick

What do homes sell for in Frederick, MD?

1,214 homes sold in the year to May 2026 at a typical $440K, $224 a square foot. Houses sold for about $576K, condos for about $284K.

Is Frederick a buyer’s or seller’s market?

A seller’s market: 281 homes were for sale in May 2026 and 133 sold, about 2.1 months of supply. Buyers paid 99.8% of asking on average, and 29% of listings cut their price.

When is the best time to buy in Frederick?

May brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Frederick?

About 1.3% of a home’s value a year. On a $440K home that’s near $5,480.

Where can I see homes for sale in Frederick?

Zillow, Redfin, Realtor.com and Homes.com all carry Frederick’s MLS listings; the search links above open each one filtered to Frederick.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).