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Maryland›Garrett County

FinzelMD

A town settled in 1897, now home to 740 people.

Is Finzel a good place to live?

No town among the 262 in Maryland we compare has a lower peak summer temperature than Finzel. Finzel has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

740 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Getting set up

Moving to Finzel: who provides what

Finzel is unincorporated, so Garrett County and regional agencies provide most services.

PowerPotomac Edison15.4¢/kWh · EIA 2025HIFLD · EIA
Internet5 providers93% of addresses get 100/20 MbpsFCC
Trash & county servicesGarrett CountyGarrett County provides services here
SchoolsGarrett County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereGarrett County Board of ElectionsGarrett County; contacts on the Handbook page.FVAP, Mar 2018
ZIP code2153221532 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

The data

Ordered by what stands out in Finzel.

Natural hazards

The biggest natural risk in Finzel is inland flooding, at a very low overall level

Compared with 91% of U.S. communities, expected storm and flood damage in Finzel is lower. 63% of the town’s expected losses from natural hazards come from inland flooding, followed by cold waves at 8%.

9risk score of 100
FEMA risk score
9Very low riskLowerHigher
Inland floodingCold wavesStrong wind

FEMA National Risk Index · OpenFEMA

Work & commute

With only 0.1 jobs per working resident, most people in Finzel work out of town

5.1% of residents live below the poverty line in Finzel. The town’s median household income stands at $115,000, against $113,000 in Maryland’s towns and $80,000 across U.S. towns. The top destinations are Cumberland (10%), Grantsville (7%) and Frostburg (7%). Its typical journey to work stands at 30 minutes.

0%work in town
FinzelMaryland townsU.S. towns
Median household income$115,000$113,000$80,000
Average trip to work30 minutes32 minutes25 minutes
Below the poverty line5.1%7%9.6%

Where working residents work

In Finzel0%
Cumberland10%
Grantsville7%
Frostburg7%
Oakland5%
14 mi
median commute distance
18
jobs based in Finzel
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Climate

A typical January night in Finzel is colder than in most of Maryland or the rest of the country

Expect chilly, snowy winters and pleasant summers in Finzel. July afternoons reach 79°, January nights drop to 18° and about 72 inches of snow falls in a winter.

72″snow a winter

Typical low → high °F

Winter20–36°
Spring36–57°
Summer56–77°
Fall40–60°
Oct 18
typical first frost
Apr 29
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Finzel is

The share of adults in Finzel who binge drink is 15%, above Maryland’s towns (14%) but below U.S. towns (16%). Of 32 CDC measures, Finzel beats the Maryland average on 4 and trails it on 7. Finzel: just over two in five adults have high blood pressure.

FinzelMaryland townsU.S. towns
High blood pressure (CDC PLACES)42%35%35%
Feel lonely (CDC PLACES)31%34%33%
Frequent physical distress (CDC PLACES)15%12%14%
Diabetes (CDC PLACES)14%12%12%
32 measures vs. Maryland
4 better21 too close to call7 worse
What stands outFinzelMD
Fewer adults facing a utility shut-off5.4%8.4%
Fewer adults facing housing insecurity8.7%13.5%
More adults who have had cancer11.1%7.6%
Conemaugh Meyersdale Medical Center
8.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Outdoors

Conserved land covers 7% of Finzel

1.0 miles of trail. Finzel’s trail density stands at 0.3 miles per square mile.

7%conserved
FinzelMaryland townsU.S. towns
Miles of trail per square mile0.3 miles per square mile0.60.4
Conserved land7%9.5%4.3%
7%
conserved · 176 of 2,508 acres
1.0 mi
of trails · 0.3 per sq mi

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Housing

Homes in Finzel sell for about $329K

The share of households in Finzel who live in a home they own: 93%.

$329Kmedian sale price
0
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Nearby attractions

Fallingwater and 15 more within 40 miles

Museums, parks, gardens and other places to visit around Finzel. Close and well known come first.

All 39 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Fallingwater: Carol M. Highsmith, Public domain · Flight 93 National Memorial: James Steakley, CC BY-SA 3.0 · Mount Davis: Wikiuser100, CC BY-SA 3.0 · Deep Creek Lake: Gohens84, CC BY-SA 3.0 · Fort Necessity National Battlefield: Wilson44691, CC0 · Chesapeake and Ohio Canal National Historical Park: Bonnachoven, CC0

Keep exploring

Everything we know about Finzel

16pages on Finzel
After high school

Colleges nearby

2 within 15 miles of the center of Finzel

A commuter town

100% of working residents leave Finzel for work

Where Finzel’s working residents go each day. Line width shows the share.

10% → Cumberland Cumberland 10% 7% → Grantsville Grantsville 7% 7% → Frostburg Frostburg 7% 5% → Oakland Oakland 5% 4% → La Vale La Vale 4% 4% → Baltimore Baltimore 4% Finzel · 0% stay
18jobs based in Finzel
0%of working residents work in town
14 mimedian commute distance

Census LEHD 2023

Questions about Finzel

Short answers, built from the data on this page.

Is Finzel, MD a good place to live?

Finzel has fewer than 1,000 residents, too few for fair grades; the figures below are still real.