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2016-07-20 19 24 28 View east at the east end of Maryland State Route 260 (Chesapeake Beach Road) at Maryland State Route 261 (Bayside Road) in Chesapeake Beach, Calvert County, Maryland
Maryland›Calvert County

Chesapeake BeachMD

A town of 6,466, settled in 1886.

Trash & recycling
1 bordering townMap →
Photo: Famartin · CC BY-SA 4.0
Photo of Chesapeake Beach

Chesapeake Beach, MD · Photo: Famartin · CC BY-SA 4.0 · Source ↗

Is Chesapeake Beach a good place to live?

Yes, by almost any measure. Chesapeake Beach earns an A+, 24th among Maryland's 259 graded towns. The median household earns $139K, CDC estimates put its residents' health ahead of 80% of the country, and its schools rank ahead of 80% of Maryland towns. Its lowest mark, a B−, is in cost of living. Chesapeake Beach’s average trip to work is 41 minutes, above both Maryland’s towns (32 minutes) and U.S. towns (25 minutes). All Saints' Church and Chesapeake Beach Railway Station is on the National Register of Historic Places.

What makes Chesapeake Beach stand out

Where Chesapeake Beach beats most towns.

By the sea

Chesapeake Beach lives by the ocean

Coastal flooding makes up 10% of the storm damage FEMA expects here.

10%of expected storm damage is coastal flooding
98thpercentile for coastal flood risk nationally
59paid flood-insurance claims since 1993
6storm & flood disasters paid out here
On the water
  • Chesapeake Beach Veterans Memorial Park

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How Chesapeake Beach grades

Each subject compared with towns across the country (schools within Maryland), ordered by how far Chesapeake Beach is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Chesapeake Beach Railway Station
Chesapeake Beach Railway Station · National Register of Historic Places
Chesapeake Beach’s story

140 years in pictures

Census counts: 326 in 1940, 6,356 in 2020. The archive holds 18 old photos and papers going back to 1916 and 6 maps from 1892 on.

1 place on the National Register of Historic Places.

  • 1886Chesapeake Beach is settled
Explore the history →
Getting set up

Moving to Chesapeake Beach: who provides what

Who provides power, water and the rest in Chesapeake Beach, and how to reach them.

The full setup list →
PowerBaltimore Gas & Electric20.2¢/kWh · EIA 2025HIFLD · EIA
WaterTown of Chesapeake Beach water systemNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpEvergreen Disposal ServicesTrash haulerTown site
SchoolsCalvert County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereCalvert County Board of ElectionsCalvert County; contacts on the Handbook page.FVAP, Jul 2023
ZIP code2073220732 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

The data

Ordered by what stands out in Chesapeake Beach.

Chesapeake Beach sends many workers across the state line to Washington and owes part of its health edge to its incomes.

HealthA−

Chesapeake Beach earns an A− for health

Against the 3,667 U.S. towns with household incomes like Chesapeake Beach’s, it is less healthy than 63%: its national edge comes with its incomes.

19% of Chesapeake Beach adults get no exercise outside work. Chesapeake Beach beats the Maryland average on 13 of 32 CDC measures and trails it on 1. 17% of Chesapeake Beach adults binge drink.

80%healthier than U.S. townsA−Health Grade
Chesapeake BeachMaryland townsU.S. towns
Get no exercise (CDC PLACES)19%23%25%
Binge drink (CDC PLACES)17%14%16%
Diabetes (CDC PLACES)9.7%12%12%
Fair or poor health (CDC PLACES)15%17%19%
32 measures vs. Maryland
13 better18 too close to call1 worse
What stands outChesapeake BeachMD
Fewer adults facing food insecurity10.7%15.4%
Fewer uninsured adults6.2%8.7%
More binge drinkers16.9%14.1%
Calverthealth Medical Center
9.3 mi away · emergency room
1 of 3
care shortages: mental health
63rd
percentile among MD towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsA−

Chesapeake Beach earns an A− for schools

Its public schools are run by the Calvert County Public Schools. Its one school is below.

80%of MD districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Beach ElementaryLargest public elementary schoolGrades PK–5Grades PK–5502B

NCES · EDFacts · graded within MD on state tests and graduation

Natural hazardsHazard risk grade A

Very low risk in Chesapeake Beach, with inland flooding at the top

Expected storm and flood damage is lower than in 83% of U.S. communities. Since 1993, 59 flood insurance claims have been paid out in Chesapeake Beach.

17risk score of 100
FEMA risk score
17Very low riskLowerHigher
Inland floodingHurricanesHeat waves
59
paid flood claims since 1993
6
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsB+

Chesapeake Beach has set aside 3.8% of its land for conservation

1.8 miles of trail in 4 parks and preserves.

#104for trails in MD
Chesapeake BeachMaryland townsU.S. towns
Conserved land3.8%9.5%4.3%
Miles of trail per square mile0.6 miles per square mile0.60.4
3.8%
conserved · 68 of 1,772 acres
1.8 mi
of trails · 0.6 per sq mi
Biggest places to walkTrailsAcres
1. Boardwalk Park0.3 mi2
2. Bayfront Park0.1 mi18
3. Lynwood T Kellam Memorial Recreational Park—11

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Work & commuteJobs & income grade A−

Chesapeake Beach has 0.3 jobs for every working resident, so most commute out

22% of working residents cross a state line to work, Washington among the top destinations. The average commute for its 2,226 working residents takes 41.3 minutes, against 31.1 across Maryland.

Most working residents leave Chesapeake Beach for work: only 6% work in town. 2.8% of residents live below the poverty line in Chesapeake Beach. Since 2013, Chesapeake Beach has added 37 jobs, to 712 in 2023.

6%work in town
Chesapeake BeachMaryland townsU.S. towns
Median household income$139,000$113,000$80,000
Below the poverty line2.8%7%9.6%
Working residents who work in town5.5%3.1%8%

Where working residents work

In Chesapeake Beach6%
Prince Frederick6%
Washington5%
Lake Arbor3%
Suitland3%
22 mi
median commute distance
712
jobs based in Chesapeake Beach
A commuter town
jobs vs. working residents
B
Walkability grade: more walkable than 55% of U.S. towns

Census LEHD 2023 · ACS

Climate

In Chesapeake Beach, expect four seasons and pleasant summers

Chesapeake Beach has chilly winters and warm summers. July afternoons reach 87°, January nights drop to 27° and about 14 inches of snow falls in a winter.

14″snow a winter

Typical low → high °F

Winter29–46°
Spring45–65°
Summer67–85°
Fall50–68°
Nov 7
typical first frost
Apr 1
typical last frost
+1.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

Fewer young adults than Maryland overall

Adults 18 to 34 are 16% of residents (22% statewide). 49% of adults 25 and older have a bachelor’s degree or more, vs 44% across Maryland.

41.9median age · MD 39.4
Chesapeake BeachMaryland townsU.S. towns
Bachelor’s degree or more, 25+49%42%29%
Under 1824%23%22%
Median age41.9 years39.4 years40.5 years
Aged 65 or older17%16%18%
Chesapeake BeachMarylandUnited States

Ages · share of residents

Education · adults 25 and older

No diploma4%
High school15%
Some college25%
Associate’s7%
Bachelor’s24%
Graduate25%

Women and men · all residents

55% women, 45% men

About 82 men for every 100 women (the survey’s margin: ±4.2 points). Across Maryland, 51.3% of residents are women.

Ages and education in Chesapeake Beach
Chesapeake BeachMDU.S.
Under 1010.9%11.9%11.6%
10 to 1713.4%10.3%10.3%
18 to 246%8.5%9.1%
25 to 3410.4%13.2%13.7%
35 to 4413.1%13.6%13.2%
45 to 5417.4%12.6%12.2%
55 to 6411.4%13.3%12.7%
65 to 7411.7%9.9%10.2%
75 and older5.7%6.8%7%
No diploma3.7%8.9%10.4%
High school14.9%23.4%26%
Some college25.4%17.4%19.1%
Associate’s7%6.8%8.8%
Bachelor’s23.6%22.7%21.6%
Graduate25.4%20.8%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

HousingCost of living grade B−

Homes in Chesapeake Beach are worth about $460K, by Zillow’s estimate

The typical Chesapeake Beach home is worth about $460,000, about the same as a year ago, 8% above the Maryland typical home. The median rent in Chesapeake Beach is $1,756 a month.

$460KZillow home value
Chesapeake BeachMaryland townsU.S. towns
Households that own their home83%74%73%
Median rent$1,756 a month$1,810 a month$1,185 a month

Typical home value

Chesapeake Beach$460K
Maryland$425K
Market temperature
Seller’s marketA seller's marketBuyer’sSeller’s
37
days on market
99.7%
sale-to-list price
+0.2%
value change, 1 year
14
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Nearby attractions

White House and 235 more within 40 miles

Museums, parks, gardens and other places to visit around Chesapeake Beach. Close and well known come first.

All 302 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

White House: This image or media was taken or created by Matt H. Wade. To see his entire port, CC BY-SA 3.0 · Washington Monument: Oren Rozen, CC BY-SA 4.0 · Arlington National Cemetery: Protoant, Public domain · United States Triumphal Arch: Hstoops, CC0 · Smithsonian Institution: Highsmith, Carol M., 1946-, photographer, Public domain · Northwest Stadium: Maryland GovPics, CC BY 2.0

Keep exploring

Everything we know about Chesapeake Beach

18pages on Chesapeake Beach
After high school

Colleges nearby

None within 15 miles of Chesapeake Beach; the nearest are

A growing town

Chesapeake Beach has grown 13% since 2010

5,753 counted in 2010 and 6,356 in 2020; an estimated 6,466 in 2025.

5,7532010
6,3562020
6,4662025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

About Chesapeake Beach

Town in Maryland, U.S.

Official town website ↗

Chesapeake Beach is a town in Calvert County, Maryland, United States. Its major attractions include the Chesapeake Beach Railway Station, the Chesapeake Beach Rail Trail, a water park, marinas, piers, and charter boat fishing. As of the 2020 census, Chesapeake Beach had a population of 6,356.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1886
Area
2.8 sq mi
Elevation
49 ft
ZIP code
20732
Area code
301

Chesapeake Beach’s neighbors

One town shares a border with Chesapeake Beach.

Explore the map →
North BeachNorth BeachChesapeake Beach
How the neighbors grade
TownMD rankOverallCostSafetySchoolsHealth
Chesapeake Beach#24A+B−—A−A−
North Beach——C+—A−A−

North Beach has fewer than 2,500 residents, so it gets subject grades but no overall grade. Chesapeake Beach and North Beach report no FBI crime data of their own. Compare Chesapeake Beach with a neighbor →

Questions about Chesapeake Beach

Short answers, built from the data on this page.

Is Chesapeake Beach, MD a good place to live?

Yes, by almost any measure. Chesapeake Beach grades A+ overall, better than 95% of U.S. towns and #24 of 259 in Maryland. It grades A− for health and A− for schools.

Is Chesapeake Beach, MD expensive?

That is 3.6 years of the area's median household income ($126,256 across the Lexington Park, MD metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.