On FEMA’s figures, New Llano faces more hazard damage per building than 81% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, New Llano gets a C− for hazard risk: higher expected damage per building than 81% of U.S. towns. Most of that expected damage is river and rain flooding (68%), then hurricanes (22%). Flood insurance has paid 1 claim here since 2018.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What New Llano faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind New Llano’s grade
River and rain flooding is 68% of the building damage FEMA expects in New Llano, and New Llano’s rate of river and rain flooding damage is higher than 81% of U.S. census tracts. Next is hurricanes at 22% (higher than 88% of U.S. census tracts).
C− higher expected damage per building than 81% of U.S. towns (21,298).
New Llano’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.0M a year in losses across New Llano: $693K to buildings, the rest to people and crops.
Does New Llano flood? Rarely: 1 flood claim since 2018
Every paid claim on a federal flood insurance policy in New Llano, from FEMA’s records: 0.9 per 1,000 homes, fewer than 81% of the 13,809 U.S. towns with a flood insurance record.
New Llano isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Vernon Parish.5 federal disasters brought FEMA money to New Llano
Disasters that paid out in New Llano itself (aid to households or repair grants to the Town of New Llano), newest first, with that year’s flood claims.
- 2020Hurricane Laura557 households applied for aid$238K aid approved$24K to the Town of New Llano for repairs
- 2016Severe Storms and Flooding11 households applied for aid$16K aid approved
- 2008Hurricane Ike1 households applied for aid$8K to the Town of New Llano for repairs
- 2008Hurricane Gustav$4K to the Town of New Llano for repairs
- 2005Hurricane Rita12 households applied for aid$2K aid approved$19K to the Town of New Llano for repairs
Vernon Parish has had 26 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.
Also 4 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Vernon Parish, 2000–2023.
Old photos of New Llano after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the New Llano archive →New Llano and its neighbors
New Llano is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Leesville | Cmore damage than 74% | river and rain flooding | 48 |
| New Llano | C−more damage than 81% | river and rain flooding | 1 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what New Llano faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in New Llano
Is New Llano at risk for natural disasters?
On FEMA’s National Risk Index, New Llano has higher expected damage per building than 81% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (68%) and hurricanes (22%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does New Llano flood?
Flood insurance has paid 1 claim in New Llano since 2018, $22K in all, or 0.9 per 1,000 homes, fewer than 81% of U.S. towns with a flood insurance record.
Is New Llano in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Vernon Parish, 22% of homes in mapped flood zones carry federal flood insurance, and 1.7% of all homes do.
How much is flood insurance in New Llano?
FEMA’s Community Rating System list shows no discount for New Llano’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in New Llano?
By FEMA money that reached New Llano, Hurricane Laura (2020): 557 households applied for aid, $238K approved, and $24K to the Town of New Llano for repairs.
Is New Llano at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (68%), and New Llano’s rate for it is higher than 81% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in New Llano.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where New Llano’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.