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Edward Douglass White HouseEdward Douglass White House · Photo: Z28scrambler · CC BY-SA 3.0
D−Hazard risk
Natural hazards in Labadieville · FEMA

FEMA expects more hazard damage per building in Labadieville than almost anywhere in the U.S., mostly from hurricanes

On FEMA’s National Risk Index, Labadieville gets a D− for hazard risk: among the highest expected damage per building of U.S. towns. Most of that expected damage is hurricanes (53%), then coastal flooding (33%). FEMA’s files show no paid flood insurance claims here.

Hurricanes 53%Coastal flooding 33%River and rain flooding 11%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

among the highestof U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
D−
in Louisiana · among the highest of U.S. towns
Main hazard
Hurricanes
53% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
5
of 36 declared for Assumption Parish

What stands out about Labadieville’s natural hazards

From FEMA’s model and FEMA’s records, below.

Coastal flooding: the top 1% of U.S. tractsFEMA’s building-damage rate for coastal flooding here ranks in the top 1% of U.S. census tracts; it is 33.3% of the damage it expects.Made safer with FEMA grants1 building retrofitted against wind with FEMA grants.
By hazard

What Labadieville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

53%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about once every 4 years in the area

Coastal flooding

33%of expected building damage
Well above average · in the top 1% of U.S. census tracts

River and rain flooding

11%of expected building damage
Below average · lower than 70% of U.S. census tracts
Recorded about once every 4 years in the area
Smaller shares here
 Tornadoes Hail Lightning top 0% Strong wind Earthquakes Wildfire Winter storms Ice storms Cold waves Heat waves Landslides
FEMA models no building damage here
AvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Labadieville’s grade

Hurricanes are 53% of the building damage FEMA expects in Labadieville, and Labadieville’s rate of hurricanes damage is in the top 2% of U.S. census tracts. Coastal flooding adds 33%, at a rate in the top 1% of U.S. census tracts.

Where Labadieville sits
Labadieville
Least damageMiddleMost damage

D− among the highest expected damage per building of U.S. towns (21,298).

All of Labadieville’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
Hurricanes53%Coastal flooding33%River and rain flooding11%Everything else3%

In dollars, FEMA expects about $1.8M a year in losses across Labadieville: $1.2M to buildings, the rest to people and crops.

Recent disaster.FEMA’s model looks at expected damage to the buildings standing today. After Hurricane Ida in 2021, FEMA took 800 aid registrations from Labadieville addresses (the town has 747 homes).
Shared tract.All of Labadieville’s 1,715 residents (2020 census) live in one census tract, which it shares with Bayou L'Ourse CDP (1,806 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Labadieville flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Labadieville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Labadieville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Assumption Parish.
What’s been done with FEMA grants
1building retrofitted against wind
Disasters

5 federal disasters brought FEMA money to Labadieville

Disasters that paid out in Labadieville itself (aid to households or repair grants to Labadieville), newest first, with that year’s flood claims.

  1. 2024Hurricane Francine284 households applied for aid$720K aid approved
  2. 2021Hurricane Ida800 households applied for aid$962K aid approved
  3. 2012Hurricane Isaac91 households applied for aid$138K aid approved
  4. 2008Hurricane Gustav589 households applied for aid$841K aid approved
  5. 2005Hurricane Katrina497 households applied for aid$530K aid approved
Disasters declared, by decade
Paid out in LabadievilleAssumption Parish only

Assumption Parish has had 36 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.

Were you here?

Old photos of Labadieville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Labadieville archive →
Be ready

Get ready for what Labadieville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the tide surges
  • Know your evacuation zone and the way off the coast.
  • Storm surge comes fast: leave when you’re told, not when the water arrives.
  • Move cars to high ground before king tides and nor’easters.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Labadieville

Is Labadieville at risk for natural disasters?

On FEMA’s National Risk Index, Labadieville has among the highest expected damage per building of U.S. towns: D− for hazard risk. Most of the expected damage is hurricanes (53%) and coastal flooding (33%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Labadieville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Assumption Parish, 29% of homes in mapped flood zones carry federal flood insurance, and 11.8% of all homes do.

How much is flood insurance in Labadieville?

FEMA’s Community Rating System list shows no discount for Labadieville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Labadieville?

By FEMA money that reached Labadieville, Hurricane Ida (2021): 800 households applied for aid, $962K approved.

Is Labadieville at risk from hurricanes?

It is the largest share of the building damage FEMA expects here (53%), and Labadieville’s rate for it is in the top 2% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Labadieville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Labadieville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.