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–Not graded
Natural hazards in Krotz Springs · FEMA

Storms, floods and disasters in Krotz Springs

Krotz Springs isn’t graded for hazard risk: Krotz Springs has 831 residents; we grade towns of 1,000 or more. Flood insurance has paid 22 claims here since 1978.

Flood claims
22
paid since 1978 · $67K
Disasters paid out here
11
of 35 declared for St. Landry Parish
By hazard

What Krotz Springs faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

76%of expected building damage
Well above average · in the top 6% of U.S. census tracts
Recorded about once a year in the area

Hurricanes

18%of expected building damage
Well above average · higher than 89% of U.S. census tracts
Recorded about once every 5 years in the area
Smaller shares here
 Tornadoes Hail Earthquakes Ice storms Coastal flooding Strong wind Winter storms Cold waves top 4% Lightning Wildfire Heat waves Landslides
FEMA models no building damage here
AvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 12% of Krotz Springs’ expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Krotz Springs flood? Sometimes: 22 flood claims since 1978

Every paid claim on a federal flood insurance policy in Krotz Springs, from FEMA’s records.

Paid flood claims, by year
1978: 2 claims1979: 4 claims1980: 5 claims1981: 0 claims1982: 4 claims1983: 4 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 1 claim1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 1 claim2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 1 claim2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims197919801982
19782026
Biggest named events
  • The Mid-summer severe storms1 claim · $8K
22
paid claims since 1978
$67K
paid to owners
0
homes flooded more than once
$3K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Krotz Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Landry Parish.
Disasters

11 federal disasters brought FEMA money to Krotz Springs

Disasters that paid out in Krotz Springs itself (aid to households or repair grants to the Town of Krotz Springs), newest first, with that year’s flood claims.

  1. 2026Tropical Storm Arthur8 households applied for aid$12K aid approved
  2. 2020Hurricane Delta17 households applied for aid$4K aid approved
  3. 2020Hurricane Laura6 households applied for aid$2K aid approved
  4. 2016Severe Storms and Flooding49 households applied for aid$85K aid approved1 flood claim paid that year
  5. 2012Hurricane Isaac$6K to the Town of Krotz Springs for repairs
  6. 2011Flooding$13K to the Town of Krotz Springs for repairs
Show all 11
  1. 2008Hurricane Gustav410 households applied for aid$383K aid approved$113K to the Town of Krotz Springs for repairs1 flood claim paid that year
  2. 2006Severe Storms and Flooding5 households applied for aid$6K aid approved
  3. 2005Hurricane Rita139 households applied for aid$175K aid approved
  4. 2005Hurricane Katrina$6K to the Town of Krotz Springs for repairs
  5. 2004Severe Storms and Flooding7 households applied for aid$12K aid approved
Disasters declared, by decade
Paid out in Krotz SpringsSt. Landry Parish only

St. Landry Parish has had 35 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.

Were you here?

Old photos of Krotz Springs after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Krotz Springs archive →
Be ready

Get ready for what Krotz Springs faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Krotz Springs

Does Krotz Springs flood?

Flood insurance has paid 22 claims in Krotz Springs since 1978, $67K in all. The most claims came from Mid-summer severe storms (1).

Is Krotz Springs in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In St. Landry Parish, 24% of homes in mapped flood zones carry federal flood insurance, and 6.3% of all homes do.

How much is flood insurance in Krotz Springs?

FEMA’s Community Rating System list shows no discount for Krotz Springs’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Krotz Springs?

By FEMA money that reached Krotz Springs, Hurricane Gustav (2008): 410 households applied for aid, $383K approved, and $113K to the Town of Krotz Springs for repairs. By flood claims, Mid-summer severe storms: 1 paid, $8K.

Storm stories

Memories, warnings and help from neighbors in Krotz Springs.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Krotz Springs’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.