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–Not graded
Natural hazards in Fordoche · FEMA

Storms, floods and disasters in Fordoche

Fordoche isn’t graded for hazard risk: Fordoche has 934 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
8
of 34 declared for Pointe Coupee Parish
By hazard

What Fordoche faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

47%of expected building damage
Well above average · higher than 88% of U.S. census tracts
Recorded about once every 5 years in the area

River and rain flooding

40%of expected building damage
Well below average · lower than 90% of U.S. census tracts
Recorded about once every 2 years in the area

Tornadoes

10%of expected building damage
Above average · higher than 70% of U.S. census tracts
Recorded about once every 10 years in the area
Smaller shares here
 Earthquakes Ice storms Hail Strong wind Lightning Cold waves top 4% Winter storms Wildfire Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 36% of Fordoche’s expected losses. Cold waves do little damage to buildings (0.2%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fordoche flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Fordoche. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Fordoche isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pointe Coupee Parish.
Disasters

8 federal disasters brought FEMA money to Fordoche

Disasters that paid out in Fordoche itself (aid to households or repair grants to the Town of Fordoche), newest first, with that year’s flood claims.

  1. 2026Tropical Storm Arthur8 households applied for aid$59K aid approved
  2. 2021Hurricane Ida148 households applied for aid$35K aid approved
  3. 2016Severe Storms and Flooding16 households applied for aid$15K aid approved
  4. 2012Hurricane Isaac2 households applied for aid$3K to the Town of Fordoche for repairs
  5. 2008Hurricane Gustav244 households applied for aid$341K aid approved$56K to the Town of Fordoche for repairs
  6. 2005Hurricane Rita$9K to the Town of Fordoche for repairs
Show all 8
  1. 2005Hurricane Katrina56 households applied for aid$27K aid approved
  2. 2004Severe Storms and Flooding9 households applied for aid$560 aid approved
Disasters declared, by decade
Paid out in FordochePointe Coupee Parish only

Pointe Coupee Parish has had 34 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.

Were you here?

Old photos of Fordoche after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Fordoche archive →
Be ready

Get ready for what Fordoche faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Fordoche

Is Fordoche in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pointe Coupee Parish, 11.2% of all homes carry federal flood insurance.

How much is flood insurance in Fordoche?

FEMA’s Community Rating System list shows no discount for Fordoche’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Fordoche?

By FEMA money that reached Fordoche, Hurricane Gustav (2008): 244 households applied for aid, $341K approved, and $56K to the Town of Fordoche for repairs.

Storm stories

Memories, warnings and help from neighbors in Fordoche.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fordoche’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.