Photo: Billy Hathorn · CC BY-SA 3.0For ice storms, Farmerville’s building-damage rate is in the top 2% of U.S. census tracts
On FEMA’s National Risk Index, Farmerville gets a B for hazard risk: lower expected damage per building than 56% of U.S. towns, #34 of 162 in Louisiana. Most of that expected damage is river and rain flooding (67%), then tornadoes (11%). Flood insurance has paid 23 claims here since 1989.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Farmerville’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Farmerville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Farmerville’s grade
River and rain flooding is 67% of the building damage FEMA expects in Farmerville, and Farmerville’s rate of river and rain flooding damage is lower than 52% of U.S. census tracts. Ice storms add 10%, at a rate in the top 2% of U.S. census tracts.
B #34 of 162 in Louisiana; lower expected damage per building than 56% of U.S. towns (21,298).
Farmerville’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Louisiana town has higher expected damage than 92% of U.S. towns; within the state, Farmerville has less expected damage per building than 80% of Louisiana towns.
In dollars, FEMA expects about $1.3M a year in losses across Farmerville: $855K to buildings, the rest to people and crops.
Does Farmerville flood? Sometimes: 23 flood claims since 1989
Every paid claim on a federal flood insurance policy in Farmerville, from FEMA’s records: 12.9 per 1,000 homes, more than 78% of the 13,809 U.S. towns with a flood insurance record.
- The Late winter severe storms3 claims · $89K
Farmerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Union Parish.7 federal disasters brought FEMA money to Farmerville
Disasters that paid out in Farmerville itself (aid to households or repair grants to the Town of Farmerville), newest first, with that year’s flood claims.
- 2021Hurricane Ida1 households applied for aid$500 aid approved
- 2020Hurricane Laura747 households applied for aid$386K aid approved
- 2016Severe Storms and Flooding418 households applied for aid$1.2M aid approved$1.4M to the Town of Farmerville for repairs3 flood claims paid that year
- 2008Hurricane Gustav16 households applied for aid$20K aid approved
- 2005Hurricane Rita$3K to the Town of Farmerville for repairs
- 2005Hurricane Katrina$233K to the Town of Farmerville for repairs
Show all 7
- 1998Severe Ice Storm$12K to the Town of Farmerville for repairs
Union Parish has had 28 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms.
Old photos of Farmerville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Farmerville archive →Get ready for what Farmerville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Farmerville
Is Farmerville at risk for natural disasters?
On FEMA’s National Risk Index, Farmerville has lower expected damage per building than 56% of U.S. towns: B for hazard risk, #34 of 162 in Louisiana. Most of the expected damage is river and rain flooding (67%) and tornadoes (11%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Farmerville flood?
Flood insurance has paid 23 claims in Farmerville since 1989, $390K in all, or 12.9 per 1,000 homes, more than 78% of U.S. towns with a flood insurance record. 3 properties have flooded more than once. The most claims came from Late winter severe storms (3).
Is Farmerville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Union Parish, 34% of homes in mapped flood zones carry federal flood insurance, and 2.7% of all homes do.
How much is flood insurance in Farmerville?
FEMA’s Community Rating System list shows no discount for Farmerville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Farmerville?
By FEMA money that reached Farmerville, Severe Storms and Flooding (2016): 418 households applied for aid, $1.2M approved, and $1.4M to the Town of Farmerville for repairs. By flood claims, Late winter severe storms: 3 paid, $89K.
Is Farmerville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (67%), and Farmerville’s rate for it is lower than 52% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Farmerville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Farmerville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.