Jacques Dupre House · Photo: Jerrye & Roy Klotz, MD · CC BY-SA 4.0FEMA expects about as much hazard damage per building in Erwinville as in the typical U.S. town, led by hurricanes
On FEMA’s National Risk Index, Erwinville gets a B− for hazard risk: lower expected damage per building than 53% of U.S. towns. Most of that expected damage is hurricanes (44%), then river and rain flooding (42%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Erwinville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Erwinville’s grade
Hurricanes are 44% of the building damage FEMA expects in Erwinville, and Erwinville’s rate of hurricanes damage is higher than 89% of U.S. census tracts. Next is river and rain flooding at 42% (lower than 81% of U.S. census tracts).
B− lower expected damage per building than 53% of U.S. towns (21,298).
Erwinville’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.4M a year in losses across Erwinville: $490K to buildings, the rest to people and crops.
Does Erwinville flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Erwinville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Erwinville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: West Baton Rouge Parish.7 federal disasters brought FEMA money to Erwinville
Disasters that paid out in Erwinville itself (aid to households or repair grants to Erwinville), newest first, with that year’s flood claims.
- 2021Hurricane Ida150 households applied for aid$35K aid approved
- 2016Severe Storms and Flooding11 households applied for aid$8K aid approved
- 2012Hurricane Isaac3 households applied for aid$185 aid approved
- 2008Hurricane Gustav93 households applied for aid$102K aid approved
- 2005Hurricane Rita15 households applied for aid$16K aid approved
- 2005Hurricane Katrina50 households applied for aid$23K aid approved
Show all 7
- 2004Severe Storms and Flooding34 households applied for aid$28K aid approved
West Baton Rouge Parish has had 27 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.
Old photos of Erwinville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Erwinville archive →Get ready for what Erwinville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Erwinville
Is Erwinville at risk for natural disasters?
On FEMA’s National Risk Index, Erwinville has lower expected damage per building than 53% of U.S. towns: B− for hazard risk. Most of the expected damage is hurricanes (44%) and river and rain flooding (42%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Erwinville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In West Baton Rouge Parish, 43% of homes in mapped flood zones carry federal flood insurance, and 12.2% of all homes do.
How much is flood insurance in Erwinville?
FEMA’s Community Rating System list shows no discount for Erwinville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Erwinville?
By FEMA money that reached Erwinville, Hurricane Gustav (2008): 93 households applied for aid, $102K approved.
Is Erwinville at risk from hurricanes?
It is the largest share of the building damage FEMA expects here (44%), and Erwinville’s rate for it is higher than 89% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Erwinville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Erwinville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.