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Bossier City skylinePhoto: TheLionHasSeen · CC BY-SA 4.0
BHazard risk
Natural hazards in Bossier City · FEMA

Bossier City’s building-damage rate from ice storms is in the top 1% of U.S. census tracts

On FEMA’s National Risk Index, Bossier City gets a B for hazard risk: lower expected damage per building than 63% of U.S. towns, #25 of 162 in Louisiana. Most of that expected damage is river and rain flooding (42%), then ice storms (18%). Flood insurance has paid 283 claims here since 1978.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 63%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#25 of 162 in Louisiana
Hazard risk
B#25 of 162
in Louisiana · lower than 63% of U.S. towns
Main hazard
River and rain flooding
42% of expected building damage
Flood claims
283
paid since 1978 · $4.5M
Flooded more than once
39
properties · 7 “severe repetitive loss”
Flood insurance
05% off
Community discount (class 9)

What stands out about Bossier City’s natural hazards

From FEMA’s model and FEMA’s records, below.

By hazard

What Bossier City faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

42%of expected building damage
Well below average · lower than 83% of U.S. census tracts
Recorded about 2 times a year in the area

Ice storms

18%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

18%of expected building damage
Well above average · in the top 9% of U.S. census tracts

Hail

9%of expected building damage
Well above average · higher than 89% of U.S. census tracts
Recorded about 5 times a year in the area
Smaller shares here
 Hurricanes Earthquakes Lightning top 0% Strong wind Winter storms Cold waves Wildfire Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 29% of Bossier City’s expected losses. Heat waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Bossier City’s grade

River and rain flooding is 42% of the building damage FEMA expects in Bossier City, and Bossier City’s rate of river and rain flooding damage is lower than 83% of U.S. census tracts. Ice storms add 18%, at a rate in the top 1% of U.S. census tracts.

Where Bossier City sits
Bossier City
Least damageMiddleMost damage

B #25 of 162 in Louisiana; lower expected damage per building than 63% of U.S. towns (21,298).

Bossier City’s residents live in 20 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding42%Ice storms18%Tornadoes18%Everything else22%

The typical Louisiana town has higher expected damage than 92% of U.S. towns; within the state, Bossier City has less expected damage per building than 85% of Louisiana towns.

In dollars, FEMA expects about $23.4M a year in losses across Bossier City: $11.0M to buildings, the rest to people and crops.

A firm figure. It combines 20 census tracts by where Bossier City’s residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Bossier City flood? Yes: 283 flood claims since 1978

Every paid claim on a federal flood insurance policy in Bossier City, from FEMA’s records: 9.9 per 1,000 homes, more than 74% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1978: 6 claims1979: 18 claims1980: 0 claims1981: 1 claim1982: 1 claim1983: 1 claim1984: 1 claim1985: 2 claims1986: 8 claims1987: 0 claims1988: 0 claims1989: 1 claim1990: 0 claims1991: 58 claims1992: 0 claims1993: 2 claims1994: 0 claims1995: 0 claims1996: 2 claims1997: 13 claims1998: 2 claims1999: 29 claims2000: 3 claims2001: 3 claims2002: 0 claims2003: 1 claim2004: 1 claim2005: 1 claim2006: 0 claims2007: 1 claim2008: 7 claims2009: 38 claims2010: 0 claims2011: 1 claim2012: 3 claims2013: 1 claim2014: 1 claim2015: 7 claims2016: 45 claims2017: 1 claim2018: 2 claims2019: 10 claims2020: 2 claims2021: 0 claims2022: 0 claims2023: 1 claim2024: 0 claims2025: 6 claims2026: 3 claims199120092016
19782026
Biggest named events
  • The Late winter severe storms44 claims · $750K
  • The Spring storm2 claims · $250K
  • The Mid-summer severe storms1 claim · $93K
283
paid claims since 1978
$4.5M
paid to owners
39
homes flooded more than once
$16K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (7)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
Community discount05% off flood insurance

Bossier City is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Bossier Parish.
What’s been done with FEMA grants
25flood-prone properties bought out and cleared
Disasters

10 federal disasters brought FEMA money to Bossier City

Disasters that paid out in Bossier City itself (aid to households or repair grants to the City of Bossier City), newest first, with that year’s flood claims.

  1. 2021Hurricane Ida2 households applied for aid$7K to the City of Bossier City for repairs
  2. 2021Severe Winter Storms491 households applied for aid$307K aid approved$395K to the City of Bossier City for repairs
  3. 2020Hurricane Laura2 households applied for aid$1K aid approved$42K to the City of Bossier City for repairs2 flood claims paid that year
  4. 2016Severe Storms and Flooding719 households applied for aid$1.2M aid approved$314K to the City of Bossier City for repairs45 flood claims paid that year
  5. 2015Severe Storms and Flooding$1.7M to the City of Bossier City for repairs7 flood claims paid that year
  6. 2012Hurricane Isaac$3K to the City of Bossier City for repairs3 flood claims paid that year
Show all 10
  1. 2009Severe Storms, Tornadoes, and Flooding$671K to the City of Bossier City for repairs38 flood claims paid that year
  2. 2008Hurricane Gustav$316K to the City of Bossier City for repairs7 flood claims paid that year
  3. 2005Hurricane Rita1 households applied for aid$42K to the City of Bossier City for repairs
  4. 2005Hurricane Katrina$523K to the City of Bossier City for repairs
Disasters declared, by decade
Paid out in Bossier CityBossier Parish only

Bossier Parish has had 27 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms.

Were you here?

Old photos of Bossier City after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Bossier City archive →
Next door

Bossier City and its neighbors

Bossier City has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Bossier CityBless damage than 63%river and rain flooding283
ShreveportB−less damage than 54%river and rain flooding1,556
Red ChuteB−more damage than 52%river and rain flooding3

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Bossier City faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
  • Bossier City residents get 05% off flood insurance.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Bossier City

Is Bossier City at risk for natural disasters?

On FEMA’s National Risk Index, Bossier City has lower expected damage per building than 63% of U.S. towns: B for hazard risk, #25 of 162 in Louisiana. Most of the expected damage is river and rain flooding (42%) and ice storms (18%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Bossier City flood?

Flood insurance has paid 283 claims in Bossier City since 1978, $4.5M in all, or 9.9 per 1,000 homes, more than 74% of U.S. towns with a flood insurance record. 39 properties have flooded more than once. The most claims came from Late winter severe storms (44).

Is Bossier City in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bossier Parish, 48% of homes in mapped flood zones carry federal flood insurance, and 9.3% of all homes do.

How much is flood insurance in Bossier City?

Bossier City is in FEMA’s Community Rating System (class 9), which takes 05% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Bossier City?

By FEMA money that reached Bossier City, Severe Storms and Flooding (2015): $1.7M to the City of Bossier City for repairs. By flood claims, Late winter severe storms: 44 paid, $750K.

Is Bossier City at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (42%), and Bossier City’s rate for it is lower than 83% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Bossier City.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bossier City’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.