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–Not graded
Natural hazards in Bonita · FEMA

Storms, floods and disasters in Bonita

Bonita isn’t graded for hazard risk: Bonita has 164 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2016.

Flood claims
1
paid since 2016 · $70K
Disasters paid out here
5
of 24 declared for Morehouse Parish
By hazard

What Bonita faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

54%of expected building damage
Well below average · lower than 80% of U.S. census tracts
Recorded about once a year in the area

Earthquakes

12%of expected building damage
Above average · higher than 76% of U.S. census tracts

Tornadoes

10%of expected building damage
Above average · higher than 69% of U.S. census tracts
Recorded about once every 4 years in the area

Hail

8%of expected building damage
Well above average · higher than 87% of U.S. census tracts
Recorded about 3 times a year in the area
Smaller shares here
 Hurricanes Wildfire Cold waves top 2% Lightning Winter storms Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts river and rain flooding at 64% of Bonita’s expected losses. River and rain flooding does little damage to buildings (53.9%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bonita flood? Rarely: 1 flood claim since 2016

Every paid claim on a federal flood insurance policy in Bonita, from FEMA’s records.

Paid flood claims, by year
2016: 1 claim2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2016
20162026
Biggest named events
  • The Late winter severe storms1 claim · $70K
1
paid claims since 2016
$70K
paid to owners
0
homes flooded more than once
$70K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Bonita isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morehouse Parish.
Disasters

5 federal disasters brought FEMA money to Bonita

Disasters that paid out in Bonita itself (aid to households or repair grants to the Village of Bonita), newest first, with that year’s flood claims.

  1. 2020Hurricane Laura18 households applied for aid$73K aid approved
  2. 2016Severe Storms and Flooding97 households applied for aid$187K aid approved$31K to the Village of Bonita for repairs1 flood claim paid that year
  3. 2012Hurricane Isaac6 households applied for aid$5K aid approved
  4. 2008Hurricane Gustav10 households applied for aid$13K aid approved$16K to the Village of Bonita for repairs
  5. 2006Severe Storms and Flooding3 households applied for aid$2K aid approved
Disasters declared, by decade
Paid out in BonitaMorehouse Parish only

Morehouse Parish has had 24 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.

Were you here?

Old photos of Bonita after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Bonita archive →
Be ready

Get ready for what Bonita faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Bonita

Does Bonita flood?

Flood insurance has paid 1 claim in Bonita since 2016, $70K in all. The most claims came from Late winter severe storms (1).

Is Bonita in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Morehouse Parish, 14% of homes in mapped flood zones carry federal flood insurance, and 1.4% of all homes do.

How much is flood insurance in Bonita?

FEMA’s Community Rating System list shows no discount for Bonita’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Bonita?

By FEMA money that reached Bonita, Severe Storms and Flooding (2016): 97 households applied for aid, $187K approved, and $31K to the Village of Bonita for repairs. By flood claims, Late winter severe storms: 1 paid, $70K.

Storm stories

Memories, warnings and help from neighbors in Bonita.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bonita’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.