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Gallatin county courthousePhoto: W.marsh · CC BY-SA 3.0
The Warsaw handbook

Living in Warsaw, KY: what to set up and who to call

Every home in Warsaw is in ZIP code 41095. For an emergency, Carroll County Memorial Hospital is the closest ER, 16.5 miles away.

I’m new in town

What to set up in Warsaw, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in Warsaw.

Electricity

Power comes from KU

KU (Kentucky Utilities Co.), an investor-owned utility, serves 96.4% of Warsaw residents. Its homes paid an average of 11.9¢ per kWh in 2025, about $138 a month (its average across Kentucky).

Start or move service: lge-ku.com · (800) 981-0600

Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.

Drinking water · reported to EPA

Water comes from Warsaw Water Works

Warsaw Water Works supplies Warsaw: about 87% of residents live in its service area. Gallatin County Water District serves another 14%. About 9% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It draws ground water and serves 1,988 people in all.

No health-based violations reported to EPA in the five years to October 2026, like 78% of the 7,966 systems serving 1,001–3,300 people.

Lead, 90th percentile2.0 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan 2023–Dec 2025, was 2.0 ppb, below the 15 ppb action level that applied. The highest in five years was 3.0 ppb. That’s higher than 69% of similar systems’ latest results.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. KY0390444.

Internet

6 home internet providers serve Warsaw

96% of 551 addresses can get 100/20 Mbps; 83% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
SpectrumCable, Fiber97%1,000/1,000
altafiberFiber, DSL90%3,000/3,000
BroadlincFixed wireless94%50/5
AT&TFixed wireless92%100/20
T-MobileFixed wireless72%25/3
VerizonFixed wireless16%300/20

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

We don’t have Warsaw’s trash rules yet

Pickup rules, the dump and recycling in Warsaw.

Trash, recycling and bulk pickupNot on fileOpenStreetMap lists no public drop-off in Warsaw or within 5 miles (as of Oct 9, 2026); map coverage varies by town.
Schools

Where your child goes to school

Public school districts and the school path by grade.

Warsaw kids go to
PK–2Gallatin County Lower ElementaryGallatin County School District
3–5Gallatin County Upper ElementaryGallatin County School District
6–8Gallatin County Middle SchoolGallatin County School District
9–12Gallatin County High SchoolGallatin County School District

Warsaw is in Gallatin County School District.

C−School gradeSee Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Election office: FVAP local election office directory, updated Jun 2023; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.

ZIP codes & area codes

Warsaw is in ZIP code 41095

ZIP codes where Warsaw residents live, with the share of the town in each.

ZIPPost office nameShare of WarsawZIP’s residents in Warsaw
41095Warsaw, KY100%49%
Area code859Wikidata

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in Warsaw

Who supplies Warsaw’s drinking water, and has it had violations?

Warsaw Water Works (EPA ID KY0390444). It reported no health-based violations to EPA in the five years to October 2026; 78% of systems its size had none. Its latest lead 90th percentile was 2.0 ppb (Jan 2023–Dec 2025), against a 15 ppb action level.

Who provides electricity in Warsaw?

KU (Kentucky Utilities Co.), an investor-owned utility. Its homes paid about 11.9¢ per kWh in 2025 (EIA).

What internet providers serve Warsaw?

Spectrum, altafiber, Broadlinc, AT&T, T-Mobile, Verizon (FCC, as of December 2025).

What ZIP codes are in Warsaw?

41095. Census 2020 ZIP Code Tabulation Areas.

What school district is Warsaw in?

Gallatin County School District.

How do I register to vote in Warsaw?

In Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before). Elections here are run by the Gallatin County Clerk. Check your registration at vrsws.sos.ky.gov.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
  • Trash: OpenStreetMap, Geofabrik extract of Oct 9, 2026. © OpenStreetMap contributors (ODbL).
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.