Each edition grades its towns against each other only.
Warsaw’s best subject grade is an A for cost of living; its weakest is a D for health. Only 11 of Kentucky’s 238 towns score higher on cost of living. FEMA rates its natural-hazard risk higher than 85% of U.S. communities, with inland flooding at the top. Only 6 of the 116 Kentucky towns we compare have a lower violent crime rate than Warsaw. Only 22 of Kentucky’s 238 towns score higher on the outdoors. Warsaw has 3 places on the National Register of Historic Places, among them Dr. Lucy Dupuy Montz House and Warsaw Historic District. Warsaw has fewer than 2,500 residents, so it gets subject grades but no overall grade.
Where Warsaw beats most towns.
Dr. Lucy Dupuy Montz HouseEach subject compared with towns across the country (schools within Kentucky), ordered by how far Warsaw is from typical.
How TownRatings grades towns →
Census counts: 658 in 1860, 1,761 in 2020. The archive holds 15 old photos and papers going back to 2004 and 4 maps from 1943 on.
3 places on the National Register of Historic Places.
Who provides power, water and the rest in Warsaw, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
Ordered by what stands out in Warsaw.
Warsaw beats the Kentucky average on 0 of 31 CDC measures and trails it on 9. 44% of adults sleep under 7 hours in Warsaw, above both Kentucky’s towns (40%) and U.S. towns (36%). 18% of Warsaw adults report frequent physical distress.
| Warsaw | Kentucky towns | U.S. towns | |
|---|---|---|---|
| Sleep under 7 hours (CDC PLACES) | 44% | 40% | 36% |
| Frequent physical distress (CDC PLACES) | 18% | 15% | 14% |
| High blood pressure (CDC PLACES) | 43% | 38% | 35% |
| Diabetes (CDC PLACES) | 16% | 13% | 12% |
| What stands out | Warsaw | KY |
|---|---|---|
| More uninsured adults | 8.9% | 5.4% |
| More older adults who have lost all their teeth | 24.9% | 18.9% |
| More adults with COPD | 12.8% | 10.2% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Its public schools are run by the Gallatin County school district. One of its 3 schools is below, with why it’s listed.
| School | Level | Students | Letter |
|---|---|---|---|
| Gallatin County Lower ElementaryLargest public elementary schoolGrades PK–2 | Grades PK–2 | 382 | – |
NCES · EDFacts · graded within KY on state tests and graduation
One flood insurance claim has been paid in Warsaw since 2025.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Warsaw has chilly winters and warm summers. July afternoons reach 87°, January nights drop to 24° and about 7 inches of snow falls in a winter.
NOAA U.S. Climate Normals, 1991–2020
Warsaw’s property crime rate is 5.1 per 1,000 residents, against 8.3 in Kentucky’s towns and 9.9 across U.S. towns.
FBI crime data, 2025 · crimes reported to police
Most working residents leave Warsaw for work: only 12% work in town. 25% of residents live below the poverty line in Warsaw. The top destinations are Florence (5%), Lexington (3%) and Louisville (2%).
| Warsaw | Kentucky towns | U.S. towns | |
|---|---|---|---|
| Below the poverty line | 25% | 16% | 9.6% |
| Average trip to work | 22 minutes | 22 minutes | 25 minutes |
| Working residents who work in town | 12% | 15% | 8% |
| Median household income | $61,000 | $60,000 | $80,000 |
Census LEHD 2023 · ACS
The typical Warsaw home is worth about $206,000, up 2.3% in a year, 11% below the Kentucky typical home. The median rent in Warsaw is $757 a month. Only 10 of the 143 Kentucky towns we compare have a lower share of households owning their home than Warsaw.
| Warsaw | Kentucky towns | U.S. towns | |
|---|---|---|---|
| Households that own their home | 40% | 59% | 73% |
| Median rent | $757 a month | $934 a month | $1,185 a month |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
| Warsaw | Kentucky towns | U.S. towns | |
|---|---|---|---|
| Conserved land | 5.4% | 1.7% | 4.3% |
| Miles of trail per square mile | 0.3 miles per square mile | 0.3 | 0.4 |
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Warsaw City Park | 0.3 mi | 6 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Museums, parks, gardens and other places to visit around Warsaw. Close and well known come first.
Big draw20 mi Theme parkArk Encounter
30 mi Stadium & arenaPaycor Stadium
30 mi Stadium & arenaGreat American Ball Park
22 mi MuseumCreation Museum1.2M visitors a year
31 mi Stadium & arenaNippert Stadium
30 mi Stadium & arenaTQL StadiumArk Encounter: OlinEJ, CC0 · Paycor Stadium: JonRidinger, CC BY-SA 4.0 · Great American Ball Park: Eric Kilby profile at Flickr website, CC BY-SA 2.0 · Creation Museum: Creashin at English Wikipedia, Public domain · Nippert Stadium: Ben Levin, CC BY-SA 4.0 · TQL Stadium: Cornfield948, CC BY-SA 3.0
None within 15 miles of Warsaw; the nearest are
About 7 of every 100 Warsaw residents are enrolled in college, about the same as Kentucky.
3 places in Warsaw on the National Register of Historic Places.
5 notable people were born in Warsaw.
City in Kentucky, United States
Warsaw is a home rule-class city in and the county seat of Gallatin County, Kentucky, United States, located along the Ohio River. The name was suggested by a riverboat captain, who was reading Thaddeus of Warsaw, by Jane Porter, when the city was being founded. As of the 2020 census, Warsaw had a population of 1,761.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
Short answers, built from the data on this page.
Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.
5 notable people were born here, including Richard Yates and Eva C. Doughty.
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