Photo: Brian Stansberry · CC BY 4.0Storms, floods and disasters in Ravenna
Ravenna isn’t graded for hazard risk: Ravenna has 642 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 1978.
What Ravenna faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Ravenna flood? Rarely: 4 flood claims since 1978
Every paid claim on a federal flood insurance policy in Ravenna, from FEMA’s records.
- The February Kentucky Flooding1 claim · $7K
Ravenna isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Estill County.7 federal disasters brought FEMA money to Ravenna
Disasters that paid out in Ravenna itself (aid to households or repair grants to the City of Ravenna), newest first, with that year’s flood claims.
- 2025Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides19 households applied for aid$180K aid approved1 flood claim paid that year
- 2021Severe, Storms, Flooding, Landslides, and Mudslides31 households applied for aid$271K aid approved2 flood claims paid that year
- 2010Severe Storms, Flooding, Mudslides, and Tornadoes21 households applied for aid$30K aid approved
- 2009Severe Winter Storm and Flooding$1K to the City of Ravenna for repairs
- 2004Severe Storms, Tornadoes, Flooding, and Mudslides32 households applied for aid$26K aid approved
- 2003Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes31 households applied for aid$43K aid approved
Show all 7
- 2003Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and17 households applied for aid$50K aid approved
Estill County has had 32 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Ravenna after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Ravenna archive →Ravenna and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Irvine | D−more damage than 96% | river and rain flooding | 11 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Ravenna faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Ravenna
Does Ravenna flood?
Flood insurance has paid 4 claims in Ravenna since 1978, $59K in all. 1 properties have flooded more than once. The most claims came from February Kentucky Flooding (1).
Is Ravenna in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Estill County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Ravenna?
FEMA’s Community Rating System list shows no discount for Ravenna’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Ravenna?
By FEMA money that reached Ravenna, Severe, Storms, Flooding, Landslides, and Mudslides (2021): 31 households applied for aid, $271K approved. By flood claims, February Kentucky Flooding: 1 paid, $7K.
Storm stories
Memories, warnings and help from neighbors in Ravenna.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ravenna’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.