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Kentucky›McCreary County

Pine KnotKY

A town of 1,051, settled in 1887.

Is Pine Knot a good place to live?

Pine Knot’s best subject grade is an A− for cost of living; its weakest is a D− for health. Pine Knot has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Pine Knot stand out

Where Pine Knot beats most towns, and one thing worth knowing.

A shrinking town

Pine Knot has shrunk 15% from 2010 to 2020

1,621 counted in 2010 and 1,380 in 2020.

1,6212010
1,3802020

U.S. Census 2010 & 2020 counts

How Pine Knot grades

Each subject compared with towns across the country (schools within Kentucky), ordered by how far Pine Knot is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Pine Knot: who provides what

Pine Knot is unincorporated, so McCreary County and regional agencies provide most services.

PowerSouth Kentucky Rural E C C13.6¢/kWh · EIA 2025HIFLD · EIA
WaterMccreary County Water DistrictNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesMcCreary CountyMcCreary County provides services here
SchoolsMcCreary County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereMcCreary County ClerkMcCreary County; contacts on the Handbook page.FVAP, Aug 2015
ZIP codes42635, 42649, 4264742635 87% · 42649 8% · 42647 5%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Pine Knot.

HealthD−

Pine Knot stands out in Kentucky and nationally: a larger share of its adults report frequent physical distress

For adults in Pine Knot, the share who worry about having enough food is 26%. Among 142 Kentucky towns, just one has a higher share of adults who say their health is fair or poor than Pine Knot. Also worth knowing: the share of adults in Pine Knot who smoke cigarettes is 27%, against 18% in Kentucky’s towns and 14% across U.S. towns.

3%healthier than U.S. townsD−Health Grade
Pine KnotKentucky townsU.S. towns
Fair or poor health (CDC PLACES)34%23%19%
Smoke cigarettes (CDC PLACES)27%18%14%
Frequent mental distress (CDC PLACES)23%18%17%
Frequent physical distress (CDC PLACES)21%15%14%
31 measures vs. Kentucky
0 better10 too close to call21 worse
What stands outPine KnotKY
More uninsured adults10.9%5.4%
More adults facing food insecurity25.8%15.5%
More adults without reliable transportation14.3%8.8%
Big South Fork Medical Center
11.9 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsC+

Pine Knot’s schools rank behind 58% of Kentucky districts

The public schools here belong to the McCreary County school district. One of its 2 schools is below, with the reason it’s listed. The 2 public schools in Pine Knot teach 777 students between them.

42%of KY districts it outscoresC+School Grade
SchoolLevelStudentsLetter
Pine Knot PrimaryLargest public elementary schoolGrades PK–2Grades PK–2425–

NCES · EDFacts · graded within KY on state tests and graduation

HousingCost of living grade A−

A smaller share of households are owner-occupiers in Pine Knot than in most of Kentucky or the rest of the country

Zillow values the typical Pine Knot home at about $114,000, down 4.8% in a year, 51% below the Kentucky typical home. No town among the 140 in Kentucky we compare has a lower typical rent than Pine Knot.

$114KZillow home value
Pine KnotKentucky townsU.S. towns
Households that own their home32%59%73%
Median rent$291 a month$934 a month$1,185 a month

Typical home value

Pine Knot$114K
Kentucky$231K
−4.8%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade B+

Pine Knot faces a low natural-hazard risk, led by cold waves

The FEMA hazard score in Pine Knot is 29 of 100. 27% of the town’s expected losses from natural hazards come from cold waves, followed by inland flooding at 25%. Expected storm and flood damage is lower than in 71% of U.S. communities.

29risk score of 100
FEMA risk score
29Low riskLowerHigher
Cold wavesInland floodingTornadoes

FEMA National Risk Index · OpenFEMA

Climate

Four seasons and pleasant summers: that is Pine Knot’s year

No town among the 143 in Kentucky we compare has a lower midsummer high than Pine Knot. July afternoons reach 85°, January nights drop to 26° and about 6 inches of snow falls in a winter.

6″snow a winter

Typical low → high °F

Winter28–47°
Spring43–67°
Summer62–84°
Fall45–68°
Oct 18
typical first frost
Apr 24
typical last frost
+0.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commute

A job hub: Pine Knot has 1.3 jobs for every working resident and draws in 462 commuters

The top destinations are Stearns (10%), Somerset (9%) and Whitley City (8%). For most workers, Pine Knot is a place to come home to: only 6% work in town. Of the 143 Kentucky towns we compare, none has a higher share of residents below the poverty line than Pine Knot. Jobs based in Pine Knot grew to 486 in 2023, 180 more than in 2013.

6%work in town
Pine KnotKentucky townsU.S. towns
Below the poverty line53%16%9.6%
Working residents who work in town6.2%15%8%
Average trip to work21 minutes22 minutes25 minutes

Where working residents work

In Pine Knot6%
Stearns10%
Somerset9%
Whitley City8%
Williamsburg4%
27 mi
median commute distance
486
jobs based in Pine Knot
Balanced
jobs vs. working residents
D
Walkability grade: more walkable than 11% of U.S. towns

Census LEHD 2023 · ACS

Nearby attractions

Cumberland Falls and 8 more within 40 miles

Museums, parks, gardens and other places to visit around Pine Knot. Close and well known come first.

All 25 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Cumberland Falls: ChrisKuehl, Public domain · Lake Cumberland: Censusdata at English Wikipedia, Public domain · Big South Fork National River and Recreation Area: Brian Stansberry, CC BY 3.0 · Frozen Head State Park: Brian Stansberry (photographer), CC BY 3.0 · Cumberland Gap National Historical Park: J654567, CC BY-SA 3.0 · Blue Heron: Brian Stansberry, CC BY 3.0

Keep exploring

Everything we know about Pine Knot

16pages on Pine Knot
After high school

Colleges nearby

None within 15 miles of Pine Knot; the nearest are

Small town

1,051 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
StearnsStearnsPine Knot

Questions about Pine Knot

Short answers, built from the data on this page.

Is Pine Knot, KY expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.