Photo: W.marsh · CC BY-SA 3.037 homes sold in Monticello in the last year, at a typical $166K
Almost every sale is a house. Below: what each kind of home sells for, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Monticello homes are listed.
Every place Monticello homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Monticello.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 0% of Monticello’s sales, at a typical — (year to May 2026)
37 homes sold in the year to September 2026.
More homes sell than most years, at 1.9 times the 2016 price
37 sales in the last year, against 47 in 2022 and a low of 20 in 2012. The typical sale went from $89K in 2016 to $166K.
Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.
Bidding wars in Monticello are rarer than before the pandemic, but 17% fewer homes come up for sale
We read every month of Monticello’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 37 sales.
If you’re buying in Monticello
- Shop in May. It brings about 4 new listings a month, close to the busiest month, with fewer bidding wars (6% over asking).
- Offer under asking. Buyers paid 93.1% of the list price on average; 1% paid over.
- You’ll usually have time. Only 13% of homes go under contract within two weeks; the typical one takes 89 days.
Summer brings both the most homes and the most bidding wars
July has the most new listings (about 5 a month), but August is the most competitive: 13% of August sales close over asking. May and June offer nearly as much choice with fewer homes bid up (6%). March has the least competition (3%).
Averages for each calendar month, 2015 on.
Nearly as heated as 2021, and calmer than Kentucky
| Monticello now | 2017–19 | 2021 peak | KY now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 1% | 9% | 6% | 16% |
| Gone within two weeksShare of homes under contract within 14 days | 13% | 1% | 5% | 34% |
| Price paid vs. askingAverage sale price ÷ list price | 93.1% | 92.2% | 94.1% | 97.3% |
| Days to sellMedian days from listing to contract | 89 | 129 | 91 | 53 |
20 homes for sale on a typical day
That’s twice the 2022 low (10), 17% fewer than in 2017–19 and well under 2013’s 31.
Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Monticello home costs about $943 a month
Price: Monticello’s typical sale, last 12 months. Property tax at Monticello’s 0.6% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Monticello is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in July
The month with the most choice. January has the fewest, about 3.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $166K home, about $920 a year.
Taxes vs. neighborsSchools
The schools grade for Monticello, from test results, graduation and how much students grow.
Schools in MonticelloTypical commute
The average one-way trip to work for people who live in Monticello.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
No busy market nearby sells for less a square foot
The busier markets within 25 miles of Monticello, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Somerset | 145 | $231K | $131 | 11% | 82 |
| Monticello | 37 | $166K | $110 | 1% | 89 |
| Russell Springs | 21 | $167K | $130 | 0% | 66 |
Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Monticello, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Monticello. People who follow the town see it, and so do people comparing Monticello with their own town. No commission, no listing fee.
Questions about buying a home in Monticello
What do homes sell for in Monticello, KY?
37 homes sold in the year to September 2026 at a typical $166K, $110 a square foot.
Is Monticello a buyer’s or seller’s market?
A balanced market: 23 homes were for sale in September 2026 and 4 sold, about 5.8 months of supply. Buyers paid 93.1% of asking on average.
When is the best time to buy in Monticello?
July brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Monticello?
About 0.6% of a home’s value a year. On a $166K home that’s near $920.
Where can I see homes for sale in Monticello?
Zillow, Redfin, Realtor.com and Homes.com all carry Monticello’s MLS listings; the search links above open each one filtered to Monticello.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).