On FEMA’s figures, Hillview faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Hillview gets a B for hazard risk: lower expected damage per building than 55% of U.S. towns, #59 of 142 in Kentucky. Most of that expected damage is river and rain flooding (69%), then tornadoes (17%). Flood insurance has paid 1 claim here since 2023.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Hillview faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Hillview’s grade
River and rain flooding is 69% of the building damage FEMA expects in Hillview, and Hillview’s rate of river and rain flooding damage is higher than 51% of U.S. census tracts. Tornadoes add 17%, at a rate in the top 7% of U.S. census tracts.
B #59 of 142 in Kentucky; lower expected damage per building than 55% of U.S. towns (21,298).
Hillview’s residents live in 7 census tracts; FEMA’s figures are combined by where they live.
The typical Kentucky town has higher expected damage than 52% of U.S. towns; within the state, Hillview has less expected damage per building than 59% of Kentucky towns.
In dollars, FEMA expects about $3.1M a year in losses across Hillview: $1.4M to buildings, the rest to people and crops.
Does Hillview flood? Rarely: 1 flood claim since 2023
Every paid claim on a federal flood insurance policy in Hillview, from FEMA’s records: 0.3 per 1,000 homes, fewer than 95% of the 13,809 U.S. towns with a flood insurance record.
Hillview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bullitt County.5 federal disasters brought FEMA money to Hillview
Disasters that paid out in Hillview itself (aid to households or repair grants to the City of Hillview), newest first, with that year’s flood claims.
- 2023Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, and Mudslides$24K to the City of Hillview for repairs1 flood claim paid that year
- 2015Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides$18K to the City of Hillview for repairs
- 2015Severe Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides$11K to the City of Hillview for repairs
- 2009Severe Winter Storm and Flooding$46K to the City of Hillview for repairs
- 2008Severe Wind Storm Associated with Tropical Depression Ike$37K to the City of Hillview for repairs
Bullitt County has had 21 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Hillview after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hillview archive →Hillview and its neighbors
Hillview has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Hillview | Bless damage than 55% | river and rain flooding | 1 |
| Pioneer Village | B−more damage than 54% | river and rain flooding | — |
| Brooks | C−more damage than 81% | river and rain flooding | — |
| Hunters Hollow | — | 357 residents; we grade 1,000+ | |
| Fox Chase | — | 610 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Hillview faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hillview
Is Hillview at risk for natural disasters?
On FEMA’s National Risk Index, Hillview has lower expected damage per building than 55% of U.S. towns: B for hazard risk, #59 of 142 in Kentucky. Most of the expected damage is river and rain flooding (69%) and tornadoes (17%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Hillview flood?
Flood insurance has paid 1 claim in Hillview since 2023, $34K in all, or 0.3 per 1,000 homes, fewer than 95% of U.S. towns with a flood insurance record.
Is Hillview in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bullitt County, 23% of homes in mapped flood zones carry federal flood insurance, and 1.8% of all homes do.
How much is flood insurance in Hillview?
FEMA’s Community Rating System list shows no discount for Hillview’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hillview?
By FEMA money that reached Hillview, Severe Winter Storm and Flooding (2009): $46K to the City of Hillview for repairs.
Is Hillview at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (69%), and Hillview’s rate for it is higher than 51% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Hillview.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hillview’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.